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Side-by-side financial comparison of Clearfield, Inc. (CLFD) and Orange County Bancorp, Inc. (OBT). Click either name above to swap in a different company.
Clearfield, Inc. is the larger business by last-quarter revenue ($34.3M vs $33.0M, roughly 1.0× Orange County Bancorp, Inc.). Orange County Bancorp, Inc. runs the higher net margin — 37.6% vs -1.8%, a 39.4% gap on every dollar of revenue. On growth, Orange County Bancorp, Inc. posted the faster year-over-year revenue change (20.6% vs -3.2%). Orange County Bancorp, Inc. produced more free cash flow last quarter ($41.3M vs $-2.4M). Over the past eight quarters, Orange County Bancorp, Inc.'s revenue compounded faster (14.3% CAGR vs -3.5%).
Clearfield, Inc. is a company headquartered in Minneapolis, Minnesota. The company produces fiber optic products.
Orange County Bancorp, Inc. is a Delaware-registered bank holding company operating mainly in New York, U.S. It offers a full range of retail and commercial banking services, including deposit accounts, loans and wealth management solutions, serving individual consumers, small and mid-sized corporate clients in its regional footprint.
CLFD vs OBT — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $34.3M | $33.0M |
| Net Profit | $-614.0K | $12.4M |
| Gross Margin | 33.2% | — |
| Operating Margin | -5.3% | 41.4% |
| Net Margin | -1.8% | 37.6% |
| Revenue YoY | -3.2% | 20.6% |
| Net Profit YoY | 67.8% | 73.5% |
| EPS (diluted) | $-0.04 | $0.94 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $34.3M | $33.0M | ||
| Q3 25 | $23.4M | $33.7M | ||
| Q2 25 | $49.9M | $32.5M | ||
| Q1 25 | $47.2M | $28.0M | ||
| Q4 24 | $29.7M | $27.4M | ||
| Q3 24 | $5.6M | $27.1M | ||
| Q2 24 | $48.8M | $27.9M | ||
| Q1 24 | $36.9M | $25.3M |
| Q4 25 | $-614.0K | $12.4M | ||
| Q3 25 | $-9.1M | $10.0M | ||
| Q2 25 | $1.6M | $10.5M | ||
| Q1 25 | $1.3M | $8.7M | ||
| Q4 24 | $-1.9M | $7.2M | ||
| Q3 24 | — | $3.2M | ||
| Q2 24 | $-447.0K | $8.2M | ||
| Q1 24 | $-5.9M | $9.3M |
| Q4 25 | 33.2% | — | ||
| Q3 25 | 53.2% | — | ||
| Q2 25 | 30.5% | — | ||
| Q1 25 | 30.1% | — | ||
| Q4 24 | 29.2% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 21.9% | — | ||
| Q1 24 | 7.7% | — |
| Q4 25 | -5.3% | 41.4% | ||
| Q3 25 | 10.3% | 38.6% | ||
| Q2 25 | 3.0% | 41.9% | ||
| Q1 25 | 0.6% | 40.3% | ||
| Q4 24 | -6.9% | 32.8% | ||
| Q3 24 | — | 14.8% | ||
| Q2 24 | -4.7% | 36.6% | ||
| Q1 24 | -26.4% | 45.9% |
| Q4 25 | -1.8% | 37.6% | ||
| Q3 25 | -38.8% | 29.7% | ||
| Q2 25 | 3.2% | 32.2% | ||
| Q1 25 | 2.8% | 31.1% | ||
| Q4 24 | -6.4% | 26.2% | ||
| Q3 24 | — | 11.8% | ||
| Q2 24 | -0.9% | 29.4% | ||
| Q1 24 | -16.0% | 36.7% |
| Q4 25 | $-0.04 | $0.94 | ||
| Q3 25 | $-0.65 | $0.75 | ||
| Q2 25 | $0.11 | $0.87 | ||
| Q1 25 | $0.09 | $0.77 | ||
| Q4 24 | $-0.13 | $0.64 | ||
| Q3 24 | — | $0.28 | ||
| Q2 24 | $-0.04 | $0.73 | ||
| Q1 24 | $-0.40 | $0.82 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $96.4M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $249.7M | $284.4M |
| Total Assets | $268.1M | $2.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $96.4M | — | ||
| Q3 25 | $106.0M | — | ||
| Q2 25 | $117.2M | — | ||
| Q1 25 | $112.0M | — | ||
| Q4 24 | $113.0M | — | ||
| Q3 24 | $129.0M | — | ||
| Q2 24 | $123.8M | — | ||
| Q1 24 | $142.9M | — |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $2.2M | — | ||
| Q2 24 | $2.1M | — | ||
| Q1 24 | — | — |
| Q4 25 | $249.7M | $284.4M | ||
| Q3 25 | $256.2M | $270.1M | ||
| Q2 25 | $264.5M | $252.6M | ||
| Q1 25 | $265.9M | $201.3M | ||
| Q4 24 | $267.4M | $185.5M | ||
| Q3 24 | $275.8M | $193.1M | ||
| Q2 24 | $274.6M | $177.5M | ||
| Q1 24 | $279.2M | $168.7M |
| Q4 25 | $268.1M | $2.7B | ||
| Q3 25 | $306.2M | $2.6B | ||
| Q2 25 | $314.7M | $2.6B | ||
| Q1 25 | $310.9M | $2.6B | ||
| Q4 24 | $303.2M | $2.5B | ||
| Q3 24 | $315.3M | $2.5B | ||
| Q2 24 | $318.1M | $2.5B | ||
| Q1 24 | $315.4M | $2.5B |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.01× | — | ||
| Q2 24 | 0.01× | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-1.4M | $43.8M |
| Free Cash FlowOCF − Capex | $-2.4M | $41.3M |
| FCF MarginFCF / Revenue | -7.1% | 125.1% |
| Capex IntensityCapex / Revenue | 2.9% | 7.6% |
| Cash ConversionOCF / Net Profit | — | 3.53× |
| TTM Free Cash FlowTrailing 4 quarters | — | $69.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-1.4M | $43.8M | ||
| Q3 25 | — | $30.2M | ||
| Q2 25 | $7.9M | $-5.0M | ||
| Q1 25 | $3.0M | $4.8M | ||
| Q4 24 | $7.2M | $34.6M | ||
| Q3 24 | $22.2M | $10.2M | ||
| Q2 24 | $4.0M | $9.3M | ||
| Q1 24 | $-5.7M | $2.3M |
| Q4 25 | $-2.4M | $41.3M | ||
| Q3 25 | — | $29.6M | ||
| Q2 25 | $7.5M | $-5.7M | ||
| Q1 25 | $654.0K | $4.3M | ||
| Q4 24 | $5.1M | $32.9M | ||
| Q3 24 | $18.2M | $10.0M | ||
| Q2 24 | $2.8M | $9.2M | ||
| Q1 24 | $-7.7M | $2.0M |
| Q4 25 | -7.1% | 125.1% | ||
| Q3 25 | — | 87.8% | ||
| Q2 25 | 15.1% | -17.5% | ||
| Q1 25 | 1.4% | 15.5% | ||
| Q4 24 | 17.1% | 120.0% | ||
| Q3 24 | 323.0% | 36.7% | ||
| Q2 24 | 5.8% | 32.8% | ||
| Q1 24 | -20.8% | 7.9% |
| Q4 25 | 2.9% | 7.6% | ||
| Q3 25 | 2.0% | 1.8% | ||
| Q2 25 | 0.8% | 2.3% | ||
| Q1 25 | 5.1% | 1.8% | ||
| Q4 24 | 7.0% | 6.3% | ||
| Q3 24 | 71.4% | 1.1% | ||
| Q2 24 | 2.5% | 0.4% | ||
| Q1 24 | 5.3% | 1.0% |
| Q4 25 | — | 3.53× | ||
| Q3 25 | — | 3.01× | ||
| Q2 25 | 4.93× | -0.47× | ||
| Q1 25 | 2.30× | 0.56× | ||
| Q4 24 | — | 4.83× | ||
| Q3 24 | — | 3.19× | ||
| Q2 24 | — | 1.13× | ||
| Q1 24 | — | 0.24× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
