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Side-by-side financial comparison of Clearfield, Inc. (CLFD) and SHORE BANCSHARES INC (SHBI). Click either name above to swap in a different company.
SHORE BANCSHARES INC is the larger business by last-quarter revenue ($59.1M vs $34.3M, roughly 1.7× Clearfield, Inc.). On growth, SHORE BANCSHARES INC posted the faster year-over-year revenue change (11.8% vs -3.2%). SHORE BANCSHARES INC produced more free cash flow last quarter ($59.2M vs $-2.4M). Over the past eight quarters, SHORE BANCSHARES INC's revenue compounded faster (11.3% CAGR vs -3.5%).
Clearfield, Inc. is a company headquartered in Minneapolis, Minnesota. The company produces fiber optic products.
Shore Bancshares Inc. is a U.S. regional bank holding company headquartered in Maryland. It offers a full range of retail and commercial banking services, including deposit products, personal and commercial loans, and wealth management solutions, primarily serving local individual customers, small businesses and mid-sized enterprises in its operating regions.
CLFD vs SHBI — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $34.3M | $59.1M |
| Net Profit | $-614.0K | — |
| Gross Margin | 33.2% | — |
| Operating Margin | -5.3% | 35.2% |
| Net Margin | -1.8% | — |
| Revenue YoY | -3.2% | 11.8% |
| Net Profit YoY | 67.8% | — |
| EPS (diluted) | $-0.04 | $0.48 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $34.3M | $59.1M | ||
| Q3 25 | $23.4M | $56.4M | ||
| Q2 25 | $49.9M | $56.6M | ||
| Q1 25 | $47.2M | $53.0M | ||
| Q4 24 | $29.7M | $52.9M | ||
| Q3 24 | $5.6M | $50.5M | ||
| Q2 24 | $48.8M | $50.6M | ||
| Q1 24 | $36.9M | $47.7M |
| Q4 25 | $-614.0K | — | ||
| Q3 25 | $-9.1M | $14.3M | ||
| Q2 25 | $1.6M | $15.5M | ||
| Q1 25 | $1.3M | $13.8M | ||
| Q4 24 | $-1.9M | — | ||
| Q3 24 | — | $11.2M | ||
| Q2 24 | $-447.0K | $11.2M | ||
| Q1 24 | $-5.9M | $8.2M |
| Q4 25 | 33.2% | — | ||
| Q3 25 | 53.2% | — | ||
| Q2 25 | 30.5% | — | ||
| Q1 25 | 30.1% | — | ||
| Q4 24 | 29.2% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 21.9% | — | ||
| Q1 24 | 7.7% | — |
| Q4 25 | -5.3% | 35.2% | ||
| Q3 25 | 10.3% | 33.7% | ||
| Q2 25 | 3.0% | 36.5% | ||
| Q1 25 | 0.6% | 34.4% | ||
| Q4 24 | -6.9% | 34.3% | ||
| Q3 24 | — | 29.6% | ||
| Q2 24 | -4.7% | 29.7% | ||
| Q1 24 | -26.4% | 22.2% |
| Q4 25 | -1.8% | — | ||
| Q3 25 | -38.8% | 25.5% | ||
| Q2 25 | 3.2% | 27.4% | ||
| Q1 25 | 2.8% | 26.0% | ||
| Q4 24 | -6.4% | — | ||
| Q3 24 | — | 22.1% | ||
| Q2 24 | -0.9% | 22.2% | ||
| Q1 24 | -16.0% | 17.2% |
| Q4 25 | $-0.04 | $0.48 | ||
| Q3 25 | $-0.65 | $0.43 | ||
| Q2 25 | $0.11 | $0.46 | ||
| Q1 25 | $0.09 | $0.41 | ||
| Q4 24 | $-0.13 | $0.39 | ||
| Q3 24 | — | $0.34 | ||
| Q2 24 | $-0.04 | $0.34 | ||
| Q1 24 | $-0.40 | $0.25 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $96.4M | $355.6M |
| Total DebtLower is stronger | — | $89.1M |
| Stockholders' EquityBook value | $249.7M | $589.9M |
| Total Assets | $268.1M | $6.3B |
| Debt / EquityLower = less leverage | — | 0.15× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $96.4M | $355.6M | ||
| Q3 25 | $106.0M | $416.5M | ||
| Q2 25 | $117.2M | $185.0M | ||
| Q1 25 | $112.0M | $389.0M | ||
| Q4 24 | $113.0M | $459.9M | ||
| Q3 24 | $129.0M | $183.6M | ||
| Q2 24 | $123.8M | $138.9M | ||
| Q1 24 | $142.9M | $114.6M |
| Q4 25 | — | $89.1M | ||
| Q3 25 | — | $74.5M | ||
| Q2 25 | — | $74.2M | ||
| Q1 25 | — | $74.0M | ||
| Q4 24 | — | $73.7M | ||
| Q3 24 | $2.2M | $123.5M | ||
| Q2 24 | $2.1M | $122.8M | ||
| Q1 24 | — | $72.6M |
| Q4 25 | $249.7M | $589.9M | ||
| Q3 25 | $256.2M | $577.2M | ||
| Q2 25 | $264.5M | $565.2M | ||
| Q1 25 | $265.9M | $552.5M | ||
| Q4 24 | $267.4M | $541.1M | ||
| Q3 24 | $275.8M | $533.3M | ||
| Q2 24 | $274.6M | $522.8M | ||
| Q1 24 | $279.2M | $515.2M |
| Q4 25 | $268.1M | $6.3B | ||
| Q3 25 | $306.2M | $6.3B | ||
| Q2 25 | $314.7M | $6.0B | ||
| Q1 25 | $310.9M | $6.2B | ||
| Q4 24 | $303.2M | $6.2B | ||
| Q3 24 | $315.3M | $5.9B | ||
| Q2 24 | $318.1M | $5.9B | ||
| Q1 24 | $315.4M | $5.8B |
| Q4 25 | — | 0.15× | ||
| Q3 25 | — | 0.13× | ||
| Q2 25 | — | 0.13× | ||
| Q1 25 | — | 0.13× | ||
| Q4 24 | — | 0.14× | ||
| Q3 24 | 0.01× | 0.23× | ||
| Q2 24 | 0.01× | 0.23× | ||
| Q1 24 | — | 0.14× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-1.4M | $62.4M |
| Free Cash FlowOCF − Capex | $-2.4M | $59.2M |
| FCF MarginFCF / Revenue | -7.1% | 100.2% |
| Capex IntensityCapex / Revenue | 2.9% | 5.4% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $110.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-1.4M | $62.4M | ||
| Q3 25 | — | $42.5M | ||
| Q2 25 | $7.9M | $-8.3M | ||
| Q1 25 | $3.0M | $19.8M | ||
| Q4 24 | $7.2M | $46.9M | ||
| Q3 24 | $22.2M | $9.1M | ||
| Q2 24 | $4.0M | $3.0M | ||
| Q1 24 | $-5.7M | $2.4M |
| Q4 25 | $-2.4M | $59.2M | ||
| Q3 25 | — | $41.9M | ||
| Q2 25 | $7.5M | $-9.2M | ||
| Q1 25 | $654.0K | $18.8M | ||
| Q4 24 | $5.1M | $41.7M | ||
| Q3 24 | $18.2M | $8.4M | ||
| Q2 24 | $2.8M | $1.4M | ||
| Q1 24 | $-7.7M | $614.0K |
| Q4 25 | -7.1% | 100.2% | ||
| Q3 25 | — | 74.3% | ||
| Q2 25 | 15.1% | -16.3% | ||
| Q1 25 | 1.4% | 35.4% | ||
| Q4 24 | 17.1% | 78.8% | ||
| Q3 24 | 323.0% | 16.7% | ||
| Q2 24 | 5.8% | 2.9% | ||
| Q1 24 | -20.8% | 1.3% |
| Q4 25 | 2.9% | 5.4% | ||
| Q3 25 | 2.0% | 1.0% | ||
| Q2 25 | 0.8% | 1.6% | ||
| Q1 25 | 5.1% | 1.9% | ||
| Q4 24 | 7.0% | 9.9% | ||
| Q3 24 | 71.4% | 1.2% | ||
| Q2 24 | 2.5% | 3.1% | ||
| Q1 24 | 5.3% | 3.7% |
| Q4 25 | — | — | ||
| Q3 25 | — | 2.96× | ||
| Q2 25 | 4.93× | -0.54× | ||
| Q1 25 | 2.30× | 1.44× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.81× | ||
| Q2 24 | — | 0.27× | ||
| Q1 24 | — | 0.29× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
