SHORE BANCSHARES INC

SHORE BANCSHARES INCSHBIEarnings & Financial Report

Nasdaq · Financials · National Commercial Banks

Shore Bancshares Inc. is a U.S. regional bank holding company headquartered in Maryland. It offers a full range of retail and commercial banking services, including deposit products, personal and commercial loans, and wealth management solutions, primarily serving local individual customers, small businesses and mid-sized enterprises in its operating regions.

SHBI Q4 FY2025 Key Financial Metrics

Revenue

$59.1M

Gross Profit

N/A

Operating Profit

$20.8M

Net Profit

N/A

Gross Margin

N/A

Operating Margin

35.2%

Net Margin

N/A

YoY Growth

11.8%

EPS

$0.48

SHORE BANCSHARES INC Q4 FY2025 Financial Summary

SHORE BANCSHARES INC reported revenue of $59.1M (up 11.8% YoY) for Q4 FY2025, with a net profit of N/A (N/A margin).

Key Financial Metrics

Total Revenue$59.1M
Net ProfitN/A
Gross MarginN/A
Operating Margin35.2%
Report PeriodQ4 FY2025

SHORE BANCSHARES INC Annual Revenue by Year

SHORE BANCSHARES INC annual revenue history includes year-by-year totals (for example, 2025 revenue was $225.1M).

YearAnnual Revenue
2025$225.1Mvs 2024
2024$201.7Mvs 2023
2023$18.3Mvs 2022
2022$15.3M

SHORE BANCSHARES INC Quarterly Revenue & Net Profit History

SHORE BANCSHARES INC results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.

QuarterRevenueRevenue YoYNet ProfitNet Margin
Q4 FY2025$59.1M+11.8%N/AN/A
Q3 FY2025$56.4M+11.5%$14.3M25.5%
Q2 FY2025$56.6M+11.8%$15.5M27.4%
Q1 FY2025$53.0M+11.2%$13.8M26.0%
Q4 FY2024$52.9M+7.7%N/AN/A
Q3 FY2024$50.5M-16.6%$11.2M22.1%
Q2 FY2024$50.6M+82.0%$11.2M22.2%
Q1 FY2024$47.7M+53.9%$8.2M17.2%

Income Statement

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Revenue$47.7M$50.6M$50.5M$52.9M$53.0M$56.6M$56.4M$59.1M
YoY Growth53.9%82.0%-16.6%7.7%11.2%11.8%11.5%11.8%

Balance Sheet

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Assets$5.83B$5.86B$5.92B$6.23B$6.18B$6.04B$6.28B$6.26B
Liabilities$5.31B$5.34B$5.38B$5.69B$5.62B$5.47B$5.70B$5.67B
Equity$515.2M$522.8M$533.3M$541.1M$552.5M$565.2M$577.2M$589.9M

Cash Flow

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Operating CF$2.4M$3.0M$9.1M$46.9M$19.8M$-8.3M$42.5M$62.4M