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Side-by-side financial comparison of Climb Global Solutions, Inc. (CLMB) and Palomar Holdings, Inc. (PLMR). Click either name above to swap in a different company.
Palomar Holdings, Inc. is the larger business by last-quarter revenue ($253.4M vs $182.4M, roughly 1.4× Climb Global Solutions, Inc.). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs 32.1%). Over the past eight quarters, Palomar Holdings, Inc.'s revenue compounded faster (46.2% CAGR vs 40.7%).
Univar Solutions Inc. is a global chemical and ingredients distributor and provider of value-added services.
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
CLMB vs PLMR — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $182.4M | $253.4M |
| Net Profit | $3.3M | — |
| Gross Margin | 14.5% | — |
| Operating Margin | 2.1% | 28.7% |
| Net Margin | 1.8% | — |
| Revenue YoY | 32.1% | 62.7% |
| Net Profit YoY | -9.5% | — |
| EPS (diluted) | $0.18 | $2.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $182.4M | — | ||
| Q4 25 | $193.8M | $253.4M | ||
| Q3 25 | $161.3M | $244.7M | ||
| Q2 25 | $159.3M | $203.3M | ||
| Q1 25 | $138.0M | $174.6M | ||
| Q4 24 | $161.8M | $155.8M | ||
| Q3 24 | $119.3M | $148.5M | ||
| Q2 24 | $92.1M | $131.1M |
| Q1 26 | $3.3M | — | ||
| Q4 25 | $7.0M | — | ||
| Q3 25 | $4.7M | $51.5M | ||
| Q2 25 | $6.0M | $46.5M | ||
| Q1 25 | $3.7M | $42.9M | ||
| Q4 24 | $7.0M | — | ||
| Q3 24 | $5.5M | $30.5M | ||
| Q2 24 | $3.4M | $25.7M |
| Q1 26 | 14.5% | — | ||
| Q4 25 | 15.4% | — | ||
| Q3 25 | 15.9% | — | ||
| Q2 25 | 16.5% | — | ||
| Q1 25 | 16.9% | — | ||
| Q4 24 | 19.3% | — | ||
| Q3 24 | 20.3% | — | ||
| Q2 24 | 20.2% | — |
| Q1 26 | 2.1% | — | ||
| Q4 25 | 4.9% | 28.7% | ||
| Q3 25 | 4.3% | 27.4% | ||
| Q2 25 | 5.0% | 29.5% | ||
| Q1 25 | 3.5% | 30.8% | ||
| Q4 24 | 7.2% | 28.9% | ||
| Q3 24 | 7.1% | 25.9% | ||
| Q2 24 | 4.6% | 25.5% |
| Q1 26 | 1.8% | — | ||
| Q4 25 | 3.6% | — | ||
| Q3 25 | 2.9% | 21.0% | ||
| Q2 25 | 3.7% | 22.9% | ||
| Q1 25 | 2.7% | 24.6% | ||
| Q4 24 | 4.3% | — | ||
| Q3 24 | 4.6% | 20.5% | ||
| Q2 24 | 3.7% | 19.6% |
| Q1 26 | $0.18 | — | ||
| Q4 25 | $1.51 | $2.05 | ||
| Q3 25 | $1.02 | $1.87 | ||
| Q2 25 | $1.30 | $1.68 | ||
| Q1 25 | $0.81 | $1.57 | ||
| Q4 24 | $1.52 | $1.29 | ||
| Q3 24 | $1.19 | $1.15 | ||
| Q2 24 | $0.75 | $1.00 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $41.8M | $106.9M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $118.4M | $942.7M |
| Total Assets | $458.8M | $3.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $41.8M | — | ||
| Q4 25 | $36.6M | $106.9M | ||
| Q3 25 | $49.8M | $111.7M | ||
| Q2 25 | $28.6M | $81.3M | ||
| Q1 25 | $32.5M | $119.3M | ||
| Q4 24 | $29.8M | $80.4M | ||
| Q3 24 | $22.1M | $86.5M | ||
| Q2 24 | $48.4M | $47.8M |
| Q1 26 | $118.4M | — | ||
| Q4 25 | $116.6M | $942.7M | ||
| Q3 25 | $109.3M | $878.1M | ||
| Q2 25 | $105.2M | $847.2M | ||
| Q1 25 | $95.6M | $790.4M | ||
| Q4 24 | $90.6M | $729.0M | ||
| Q3 24 | $87.7M | $703.3M | ||
| Q2 24 | $79.8M | $532.6M |
| Q1 26 | $458.8M | — | ||
| Q4 25 | $460.2M | $3.1B | ||
| Q3 25 | $376.1M | $2.9B | ||
| Q2 25 | $420.7M | $2.8B | ||
| Q1 25 | $370.1M | $2.4B | ||
| Q4 24 | $469.2M | $2.3B | ||
| Q3 24 | $371.9M | $2.3B | ||
| Q2 24 | $302.8M | $2.0B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $409.1M |
| Free Cash FlowOCF − Capex | — | $409.0M |
| FCF MarginFCF / Revenue | — | 161.4% |
| Capex IntensityCapex / Revenue | — | 0.1% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $700.6M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-11.9M | $409.1M | ||
| Q3 25 | $22.2M | $83.6M | ||
| Q2 25 | $-2.2M | $120.9M | ||
| Q1 25 | $8.5M | $87.2M | ||
| Q4 24 | $16.0M | $261.2M | ||
| Q3 24 | $-3.6M | $100.3M | ||
| Q2 24 | $7.3M | $55.1M |
| Q1 26 | — | — | ||
| Q4 25 | — | $409.0M | ||
| Q3 25 | — | $83.6M | ||
| Q2 25 | — | $120.8M | ||
| Q1 25 | — | $87.1M | ||
| Q4 24 | — | $260.9M | ||
| Q3 24 | — | $100.1M | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 161.4% | ||
| Q3 25 | — | 34.2% | ||
| Q2 25 | — | 59.4% | ||
| Q1 25 | — | 49.9% | ||
| Q4 24 | — | 167.5% | ||
| Q3 24 | — | 67.4% | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.1% | ||
| Q3 25 | — | 0.0% | ||
| Q2 25 | — | 0.0% | ||
| Q1 25 | — | 0.0% | ||
| Q4 24 | — | 0.2% | ||
| Q3 24 | — | 0.1% | ||
| Q2 24 | — | 0.0% |
| Q1 26 | — | — | ||
| Q4 25 | -1.70× | — | ||
| Q3 25 | 4.73× | 1.63× | ||
| Q2 25 | -0.37× | 2.60× | ||
| Q1 25 | 2.30× | 2.03× | ||
| Q4 24 | 2.29× | — | ||
| Q3 24 | -0.66× | 3.29× | ||
| Q2 24 | 2.13× | 2.14× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
