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Side-by-side financial comparison of CLOVER HEALTH INVESTMENTS, CORP. (CLOV) and Frontdoor, Inc. (FTDR). Click either name above to swap in a different company.
CLOVER HEALTH INVESTMENTS, CORP. is the larger business by last-quarter revenue ($487.7M vs $451.0M, roughly 1.1× Frontdoor, Inc.). Frontdoor, Inc. runs the higher net margin — 9.1% vs -10.1%, a 19.2% gap on every dollar of revenue. On growth, CLOVER HEALTH INVESTMENTS, CORP. posted the faster year-over-year revenue change (44.7% vs 5.9%). Frontdoor, Inc. produced more free cash flow last quarter ($114.0M vs $-69.0M). Over the past eight quarters, CLOVER HEALTH INVESTMENTS, CORP.'s revenue compounded faster (18.6% CAGR vs -8.8%).
Clover Health Investments, Corp. is an American health care company founded in 2014. The company provides Medicare Advantage (MA) insurance plans and operates as a direct contracting entity with the U.S. government. The company manages care for Medicare beneficiaries in 11 states and started trading publicly on January 8, 2021.
Frontdoor, Inc. operates a leading U.S.-focused home services and protection platform. It offers customizable home warranty plans covering repairs and replacements for household appliances, HVAC, plumbing, and electrical systems, plus on-demand access to a network of pre-vetted local service professionals for residential maintenance and repairs.
CLOV vs FTDR — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $487.7M | $451.0M |
| Net Profit | $-49.3M | $41.0M |
| Gross Margin | — | 55.0% |
| Operating Margin | -10.1% | — |
| Net Margin | -10.1% | 9.1% |
| Revenue YoY | 44.7% | 5.9% |
| Net Profit YoY | -123.2% | 10.8% |
| EPS (diluted) | — | $0.57 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $451.0M | ||
| Q4 25 | $487.7M | $432.0M | ||
| Q3 25 | $496.6M | $618.0M | ||
| Q2 25 | $477.6M | $617.0M | ||
| Q1 25 | $462.3M | $426.0M | ||
| Q4 24 | $337.0M | $383.0M | ||
| Q3 24 | $331.0M | $540.0M | ||
| Q2 24 | $356.3M | $542.0M |
| Q1 26 | — | $41.0M | ||
| Q4 25 | $-49.3M | $1.0M | ||
| Q3 25 | $-24.4M | $106.0M | ||
| Q2 25 | $-10.6M | $111.0M | ||
| Q1 25 | $-1.3M | $37.0M | ||
| Q4 24 | $-22.1M | $9.0M | ||
| Q3 24 | $-9.2M | $100.0M | ||
| Q2 24 | $7.4M | $92.0M |
| Q1 26 | — | 55.0% | ||
| Q4 25 | — | 49.3% | ||
| Q3 25 | — | 57.1% | ||
| Q2 25 | — | 57.7% | ||
| Q1 25 | — | 55.2% | ||
| Q4 24 | — | 48.0% | ||
| Q3 24 | 24.5% | 56.7% | ||
| Q2 24 | 30.3% | 56.5% |
| Q1 26 | — | — | ||
| Q4 25 | -10.1% | 0.5% | ||
| Q3 25 | -4.9% | 23.0% | ||
| Q2 25 | -2.2% | 23.7% | ||
| Q1 25 | -0.3% | 11.3% | ||
| Q4 24 | -6.4% | 1.6% | ||
| Q3 24 | -2.7% | 24.8% | ||
| Q2 24 | 2.0% | 22.9% |
| Q1 26 | — | 9.1% | ||
| Q4 25 | -10.1% | 0.2% | ||
| Q3 25 | -4.9% | 17.2% | ||
| Q2 25 | -2.2% | 18.0% | ||
| Q1 25 | -0.3% | 8.7% | ||
| Q4 24 | -6.6% | 2.3% | ||
| Q3 24 | -2.8% | 18.5% | ||
| Q2 24 | 2.1% | 17.0% |
| Q1 26 | — | $0.57 | ||
| Q4 25 | — | $0.03 | ||
| Q3 25 | — | $1.42 | ||
| Q2 25 | — | $1.48 | ||
| Q1 25 | — | $0.49 | ||
| Q4 24 | — | $0.10 | ||
| Q3 24 | — | $1.30 | ||
| Q2 24 | — | $1.18 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $78.3M | $603.0M |
| Total DebtLower is stronger | — | $1.2B |
| Stockholders' EquityBook value | $308.7M | $230.0M |
| Total Assets | $541.0M | $2.2B |
| Debt / EquityLower = less leverage | — | 5.07× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $603.0M | ||
| Q4 25 | $78.3M | $566.0M | ||
| Q3 25 | — | $563.0M | ||
| Q2 25 | — | $562.0M | ||
| Q1 25 | — | $506.0M | ||
| Q4 24 | $194.5M | $436.0M | ||
| Q3 24 | $288.0M | $375.0M | ||
| Q2 24 | $254.8M | $419.0M |
| Q1 26 | — | $1.2B | ||
| Q4 25 | — | $1.1B | ||
| Q3 25 | — | $1.2B | ||
| Q2 25 | — | $1.2B | ||
| Q1 25 | — | $1.2B | ||
| Q4 24 | — | $1.2B | ||
| Q3 24 | — | $565.0M | ||
| Q2 24 | — | $569.0M |
| Q1 26 | — | $230.0M | ||
| Q4 25 | $308.7M | $242.0M | ||
| Q3 25 | $340.9M | $316.0M | ||
| Q2 25 | $344.2M | $254.0M | ||
| Q1 25 | $336.1M | $198.0M | ||
| Q4 24 | $341.1M | $239.0M | ||
| Q3 24 | $342.2M | $261.0M | ||
| Q2 24 | $324.9M | $214.0M |
| Q1 26 | — | $2.2B | ||
| Q4 25 | $541.0M | $2.1B | ||
| Q3 25 | $559.7M | $2.2B | ||
| Q2 25 | $575.0M | $2.2B | ||
| Q1 25 | $583.7M | $2.1B | ||
| Q4 24 | $580.7M | $2.1B | ||
| Q3 24 | $653.0M | $1.2B | ||
| Q2 24 | $674.2M | $1.2B |
| Q1 26 | — | 5.07× | ||
| Q4 25 | — | 4.73× | ||
| Q3 25 | — | 3.64× | ||
| Q2 25 | — | 4.56× | ||
| Q1 25 | — | 5.88× | ||
| Q4 24 | — | 4.90× | ||
| Q3 24 | — | 2.16× | ||
| Q2 24 | — | 2.66× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-66.9M | — |
| Free Cash FlowOCF − Capex | $-69.0M | $114.0M |
| FCF MarginFCF / Revenue | -14.1% | 25.3% |
| Capex IntensityCapex / Revenue | 0.4% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-69.2M | $387.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-66.9M | $101.0M | ||
| Q3 25 | $12.1M | $64.0M | ||
| Q2 25 | $5.4M | $127.0M | ||
| Q1 25 | $-16.3M | $124.0M | ||
| Q4 24 | $34.8M | $58.0M | ||
| Q3 24 | $50.0M | $25.0M | ||
| Q2 24 | $44.8M | $103.0M |
| Q1 26 | — | $114.0M | ||
| Q4 25 | $-69.0M | $95.0M | ||
| Q3 25 | $11.4M | $58.0M | ||
| Q2 25 | $4.8M | $120.0M | ||
| Q1 25 | $-16.5M | $117.0M | ||
| Q4 24 | $33.3M | $50.0M | ||
| Q3 24 | $49.6M | $16.0M | ||
| Q2 24 | $44.4M | $91.0M |
| Q1 26 | — | 25.3% | ||
| Q4 25 | -14.1% | 22.0% | ||
| Q3 25 | 2.3% | 9.4% | ||
| Q2 25 | 1.0% | 19.4% | ||
| Q1 25 | -3.6% | 27.5% | ||
| Q4 24 | 9.9% | 13.1% | ||
| Q3 24 | 15.0% | 3.0% | ||
| Q2 24 | 12.5% | 16.8% |
| Q1 26 | — | — | ||
| Q4 25 | 0.4% | 1.4% | ||
| Q3 25 | 0.1% | 1.0% | ||
| Q2 25 | 0.1% | 1.1% | ||
| Q1 25 | 0.0% | 1.6% | ||
| Q4 24 | 0.5% | 2.1% | ||
| Q3 24 | 0.1% | 1.7% | ||
| Q2 24 | 0.1% | 2.2% |
| Q1 26 | — | — | ||
| Q4 25 | — | 101.00× | ||
| Q3 25 | — | 0.60× | ||
| Q2 25 | — | 1.14× | ||
| Q1 25 | — | 3.35× | ||
| Q4 24 | — | 6.44× | ||
| Q3 24 | — | 0.25× | ||
| Q2 24 | 6.04× | 1.12× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
