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Side-by-side financial comparison of CLOVER HEALTH INVESTMENTS, CORP. (CLOV) and OLYMPIC STEEL INC (ZEUS). Click either name above to swap in a different company.
CLOVER HEALTH INVESTMENTS, CORP. is the larger business by last-quarter revenue ($749.2M vs $490.7M, roughly 1.5× OLYMPIC STEEL INC). CLOVER HEALTH INVESTMENTS, CORP. runs the higher net margin — 3.6% vs 0.4%, a 3.2% gap on every dollar of revenue. On growth, CLOVER HEALTH INVESTMENTS, CORP. posted the faster year-over-year revenue change (62.0% vs 4.4%). Over the past eight quarters, CLOVER HEALTH INVESTMENTS, CORP.'s revenue compounded faster (45.0% CAGR vs 0.1%).
Clover Health Investments, Corp. is an American health care company founded in 2014. The company provides Medicare Advantage (MA) insurance plans and operates as a direct contracting entity with the U.S. government. The company manages care for Medicare beneficiaries in 11 states and started trading publicly on January 8, 2021.
Olympic Steel, Inc. is a metals service center based in Cleveland, Ohio. The company processes and distributes carbon, coated and stainless flat-rolled sheet, coil and plate steel, aluminium alloy, tin plate, and metal-intensive branded products primarily in the United States. Metals processing and value added services include tempering, stretch leveling, cutting-to-length, slitting, edging, shearing, blanking, burning, forming, shot blasting, laser punching, plate rolling, fabricating, machi...
CLOV vs ZEUS — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $749.2M | $490.7M |
| Net Profit | $27.3M | $2.2M |
| Gross Margin | — | — |
| Operating Margin | 3.6% | 1.5% |
| Net Margin | 3.6% | 0.4% |
| Revenue YoY | 62.0% | 4.4% |
| Net Profit YoY | — | -21.2% |
| EPS (diluted) | $0.05 | $0.18 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $749.2M | — | ||
| Q4 25 | $487.7M | — | ||
| Q3 25 | $496.6M | $490.7M | ||
| Q2 25 | $477.6M | $496.5M | ||
| Q1 25 | $462.3M | $492.9M | ||
| Q4 24 | $337.0M | $418.8M | ||
| Q3 24 | $331.0M | $470.0M | ||
| Q2 24 | $356.3M | $526.3M |
| Q1 26 | $27.3M | — | ||
| Q4 25 | $-49.3M | — | ||
| Q3 25 | $-24.4M | $2.2M | ||
| Q2 25 | $-10.6M | $5.2M | ||
| Q1 25 | $-1.3M | $2.5M | ||
| Q4 24 | $-22.1M | $3.9M | ||
| Q3 24 | $-9.2M | $2.7M | ||
| Q2 24 | $7.4M | $7.7M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 24.5% | — | ||
| Q2 24 | 30.3% | — |
| Q1 26 | 3.6% | — | ||
| Q4 25 | -10.1% | — | ||
| Q3 25 | -4.9% | 1.5% | ||
| Q2 25 | -2.2% | 2.3% | ||
| Q1 25 | -0.3% | 1.6% | ||
| Q4 24 | -6.4% | 2.1% | ||
| Q3 24 | -2.7% | 1.7% | ||
| Q2 24 | 2.0% | 2.9% |
| Q1 26 | 3.6% | — | ||
| Q4 25 | -10.1% | — | ||
| Q3 25 | -4.9% | 0.4% | ||
| Q2 25 | -2.2% | 1.1% | ||
| Q1 25 | -0.3% | 0.5% | ||
| Q4 24 | -6.6% | 0.9% | ||
| Q3 24 | -2.8% | 0.6% | ||
| Q2 24 | 2.1% | 1.5% |
| Q1 26 | $0.05 | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $0.18 | ||
| Q2 25 | — | $0.45 | ||
| Q1 25 | — | $0.21 | ||
| Q4 24 | — | $0.33 | ||
| Q3 24 | — | $0.23 | ||
| Q2 24 | — | $0.66 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $177.6M | $7.5M |
| Total DebtLower is stronger | — | $240.9M |
| Stockholders' EquityBook value | $339.4M | $579.1M |
| Total Assets | $697.7M | $1.1B |
| Debt / EquityLower = less leverage | — | 0.42× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $177.6M | — | ||
| Q4 25 | $78.3M | — | ||
| Q3 25 | — | $7.5M | ||
| Q2 25 | — | $14.8M | ||
| Q1 25 | — | $13.3M | ||
| Q4 24 | $194.5M | $11.9M | ||
| Q3 24 | $288.0M | $11.1M | ||
| Q2 24 | $254.8M | $9.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $240.9M | ||
| Q2 25 | — | $233.2M | ||
| Q1 25 | — | $235.4M | ||
| Q4 24 | — | $272.5M | ||
| Q3 24 | — | $197.3M | ||
| Q2 24 | — | $209.2M |
| Q1 26 | $339.4M | — | ||
| Q4 25 | $308.7M | — | ||
| Q3 25 | $340.9M | $579.1M | ||
| Q2 25 | $344.2M | $578.2M | ||
| Q1 25 | $336.1M | $574.2M | ||
| Q4 24 | $341.1M | $573.9M | ||
| Q3 24 | $342.2M | $570.6M | ||
| Q2 24 | $324.9M | $569.5M |
| Q1 26 | $697.7M | — | ||
| Q4 25 | $541.0M | — | ||
| Q3 25 | $559.7M | $1.1B | ||
| Q2 25 | $575.0M | $1.1B | ||
| Q1 25 | $583.7M | $1.1B | ||
| Q4 24 | $580.7M | $1.0B | ||
| Q3 24 | $653.0M | $1.0B | ||
| Q2 24 | $674.2M | $1.0B |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 0.42× | ||
| Q2 25 | — | 0.40× | ||
| Q1 25 | — | 0.41× | ||
| Q4 24 | — | 0.47× | ||
| Q3 24 | — | 0.35× | ||
| Q2 24 | — | 0.37× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-5.4M |
| Free Cash FlowOCF − Capex | — | $-12.9M |
| FCF MarginFCF / Revenue | — | -2.6% |
| Capex IntensityCapex / Revenue | — | 1.5% |
| Cash ConversionOCF / Net Profit | — | -2.50× |
| TTM Free Cash FlowTrailing 4 quarters | — | $41.9M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-66.9M | — | ||
| Q3 25 | $12.1M | $-5.4M | ||
| Q2 25 | $5.4M | $15.5M | ||
| Q1 25 | $-16.3M | $49.4M | ||
| Q4 24 | $34.8M | $14.6M | ||
| Q3 24 | $50.0M | $24.6M | ||
| Q2 24 | $44.8M | $-2.9M |
| Q1 26 | — | — | ||
| Q4 25 | $-69.0M | — | ||
| Q3 25 | $11.4M | $-12.9M | ||
| Q2 25 | $4.8M | $6.8M | ||
| Q1 25 | $-16.5M | $40.6M | ||
| Q4 24 | $33.3M | $7.4M | ||
| Q3 24 | $49.6M | $15.6M | ||
| Q2 24 | $44.4M | $-11.3M |
| Q1 26 | — | — | ||
| Q4 25 | -14.1% | — | ||
| Q3 25 | 2.3% | -2.6% | ||
| Q2 25 | 1.0% | 1.4% | ||
| Q1 25 | -3.6% | 8.2% | ||
| Q4 24 | 9.9% | 1.8% | ||
| Q3 24 | 15.0% | 3.3% | ||
| Q2 24 | 12.5% | -2.2% |
| Q1 26 | — | — | ||
| Q4 25 | 0.4% | — | ||
| Q3 25 | 0.1% | 1.5% | ||
| Q2 25 | 0.1% | 1.7% | ||
| Q1 25 | 0.0% | 1.8% | ||
| Q4 24 | 0.5% | 1.7% | ||
| Q3 24 | 0.1% | 1.9% | ||
| Q2 24 | 0.1% | 1.6% |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | -2.50× | ||
| Q2 25 | — | 2.96× | ||
| Q1 25 | — | 19.70× | ||
| Q4 24 | — | 3.75× | ||
| Q3 24 | — | 9.01× | ||
| Q2 24 | 6.04× | -0.38× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CLOV
Segment breakdown not available.
ZEUS
| Carbon Flat Products | $268.2M | 55% |
| Specialty Metals Flat Products | $140.9M | 29% |
| Tubular And Pipe Products | $81.6M | 17% |
