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Side-by-side financial comparison of CLOVER HEALTH INVESTMENTS, CORP. (CLOV) and Garrett Motion Inc. (GTX). Click either name above to swap in a different company.

Garrett Motion Inc. is the larger business by last-quarter revenue ($985.0M vs $749.2M, roughly 1.3× CLOVER HEALTH INVESTMENTS, CORP.). Garrett Motion Inc. runs the higher net margin — 9.6% vs 3.6%, a 6.0% gap on every dollar of revenue. On growth, CLOVER HEALTH INVESTMENTS, CORP. posted the faster year-over-year revenue change (62.0% vs 12.2%). Over the past eight quarters, CLOVER HEALTH INVESTMENTS, CORP.'s revenue compounded faster (45.0% CAGR vs 5.2%).

Clover Health Investments, Corp. is an American health care company founded in 2014. The company provides Medicare Advantage (MA) insurance plans and operates as a direct contracting entity with the U.S. government. The company manages care for Medicare beneficiaries in 11 states and started trading publicly on January 8, 2021.

Garrett Motion Inc., formerly Honeywell Transportation Systems and Honeywell Turbo Technologies, is an American company primarily involved in engineering, development and manufacturing of turbochargers and related forced induction systems for ground vehicles from small passenger cars to large trucks and industrial equipment and construction machinery. It originated as part of Garrett AiResearch's Industrial Division in Phoenix, Arizona, in 1954, after which they entered a contract to provide ...

CLOV vs GTX — Head-to-Head

Bigger by revenue
GTX
GTX
1.3× larger
GTX
$985.0M
$749.2M
CLOV
Growing faster (revenue YoY)
CLOV
CLOV
+49.9% gap
CLOV
62.0%
12.2%
GTX
Higher net margin
GTX
GTX
6.0% more per $
GTX
9.6%
3.6%
CLOV
Faster 2-yr revenue CAGR
CLOV
CLOV
Annualised
CLOV
45.0%
5.2%
GTX

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
CLOV
CLOV
GTX
GTX
Revenue
$749.2M
$985.0M
Net Profit
$27.3M
$95.0M
Gross Margin
19.9%
Operating Margin
3.6%
Net Margin
3.6%
9.6%
Revenue YoY
62.0%
12.2%
Net Profit YoY
53.2%
EPS (diluted)
$0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CLOV
CLOV
GTX
GTX
Q1 26
$749.2M
$985.0M
Q4 25
$487.7M
$891.0M
Q3 25
$496.6M
$902.0M
Q2 25
$477.6M
$913.0M
Q1 25
$462.3M
$878.0M
Q4 24
$337.0M
$844.0M
Q3 24
$331.0M
$826.0M
Q2 24
$356.3M
$890.0M
Net Profit
CLOV
CLOV
GTX
GTX
Q1 26
$27.3M
$95.0M
Q4 25
$-49.3M
$84.0M
Q3 25
$-24.4M
$77.0M
Q2 25
$-10.6M
$87.0M
Q1 25
$-1.3M
$62.0M
Q4 24
$-22.1M
$100.0M
Q3 24
$-9.2M
$52.0M
Q2 24
$7.4M
$64.0M
Gross Margin
CLOV
CLOV
GTX
GTX
Q1 26
19.9%
Q4 25
20.8%
Q3 25
20.6%
Q2 25
19.8%
Q1 25
20.4%
Q4 24
21.6%
Q3 24
24.5%
20.1%
Q2 24
30.3%
20.8%
Operating Margin
CLOV
CLOV
GTX
GTX
Q1 26
3.6%
Q4 25
-10.1%
11.6%
Q3 25
-4.9%
11.3%
Q2 25
-2.2%
11.2%
Q1 25
-0.3%
9.7%
Q4 24
-6.4%
11.7%
Q3 24
-2.7%
9.2%
Q2 24
2.0%
9.8%
Net Margin
CLOV
CLOV
GTX
GTX
Q1 26
3.6%
9.6%
Q4 25
-10.1%
9.4%
Q3 25
-4.9%
8.5%
Q2 25
-2.2%
9.5%
Q1 25
-0.3%
7.1%
Q4 24
-6.6%
11.8%
Q3 24
-2.8%
6.3%
Q2 24
2.1%
7.2%
EPS (diluted)
CLOV
CLOV
GTX
GTX
Q1 26
$0.05
Q4 25
$0.42
Q3 25
$0.38
Q2 25
$0.42
Q1 25
$0.30
Q4 24
$0.46
Q3 24
$0.24
Q2 24
$0.28

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CLOV
CLOV
GTX
GTX
Cash + ST InvestmentsLiquidity on hand
$177.6M
$142.0M
Total DebtLower is stronger
$1.4B
Stockholders' EquityBook value
$339.4M
Total Assets
$697.7M
$2.4B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CLOV
CLOV
GTX
GTX
Q1 26
$177.6M
$142.0M
Q4 25
$78.3M
$177.0M
Q3 25
$230.0M
Q2 25
$232.0M
Q1 25
$130.0M
Q4 24
$194.5M
$125.0M
Q3 24
$288.0M
$96.0M
Q2 24
$254.8M
$98.0M
Total Debt
CLOV
CLOV
GTX
GTX
Q1 26
$1.4B
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
CLOV
CLOV
GTX
GTX
Q1 26
$339.4M
Q4 25
$308.7M
$-802.0M
Q3 25
$340.9M
$-813.0M
Q2 25
$344.2M
$-812.0M
Q1 25
$336.1M
$-700.0M
Q4 24
$341.1M
$-673.0M
Q3 24
$342.2M
$-778.0M
Q2 24
$324.9M
$-725.0M
Total Assets
CLOV
CLOV
GTX
GTX
Q1 26
$697.7M
$2.4B
Q4 25
$541.0M
$2.4B
Q3 25
$559.7M
$2.4B
Q2 25
$575.0M
$2.4B
Q1 25
$583.7M
$2.3B
Q4 24
$580.7M
$2.3B
Q3 24
$653.0M
$2.2B
Q2 24
$674.2M
$2.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CLOV
CLOV
GTX
GTX
Operating Cash FlowLast quarter
$98.0M
Free Cash FlowOCF − Capex
$49.0M
FCF MarginFCF / Revenue
5.0%
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
1.03×
TTM Free Cash FlowTrailing 4 quarters
$360.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CLOV
CLOV
GTX
GTX
Q1 26
$98.0M
Q4 25
$-66.9M
$99.0M
Q3 25
$12.1M
$100.0M
Q2 25
$5.4M
$158.0M
Q1 25
$-16.3M
$56.0M
Q4 24
$34.8M
$131.0M
Q3 24
$50.0M
$67.0M
Q2 24
$44.8M
$126.0M
Free Cash Flow
CLOV
CLOV
GTX
GTX
Q1 26
$49.0M
Q4 25
$-69.0M
$78.0M
Q3 25
$11.4M
$90.0M
Q2 25
$4.8M
$143.0M
Q1 25
$-16.5M
$30.0M
Q4 24
$33.3M
$109.0M
Q3 24
$49.6M
$47.0M
Q2 24
$44.4M
$109.0M
FCF Margin
CLOV
CLOV
GTX
GTX
Q1 26
5.0%
Q4 25
-14.1%
8.8%
Q3 25
2.3%
10.0%
Q2 25
1.0%
15.7%
Q1 25
-3.6%
3.4%
Q4 24
9.9%
12.9%
Q3 24
15.0%
5.7%
Q2 24
12.5%
12.2%
Capex Intensity
CLOV
CLOV
GTX
GTX
Q1 26
Q4 25
0.4%
2.4%
Q3 25
0.1%
1.1%
Q2 25
0.1%
1.6%
Q1 25
0.0%
3.0%
Q4 24
0.5%
2.6%
Q3 24
0.1%
2.4%
Q2 24
0.1%
1.9%
Cash Conversion
CLOV
CLOV
GTX
GTX
Q1 26
1.03×
Q4 25
1.18×
Q3 25
1.30×
Q2 25
1.82×
Q1 25
0.90×
Q4 24
1.31×
Q3 24
1.29×
Q2 24
6.04×
1.97×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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