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Side-by-side financial comparison of CLPS Inc (CLPS) and Jefferson Capital, Inc. (JCAP). Click either name above to swap in a different company.

Jefferson Capital, Inc. is the larger business by last-quarter revenue ($150.8M vs $82.8M, roughly 1.8× CLPS Inc). Jefferson Capital, Inc. runs the higher net margin — 25.4% vs 0.2%, a 25.2% gap on every dollar of revenue.

CLPS Inc is a global information technology, consulting and digital solutions provider primarily serving the financial services sector, including banking, insurance and asset management clients. It also offers tailored tech solutions for retail, healthcare and e-commerce segments, with operating footprints across North America, Asia Pacific and Europe.

GE Capital was the financial services division of General Electric. Its various units were sold between 2013 and 2021, including the notable spin-off of the North American consumer finance division as Synchrony Financial. Ultimately, only one division of the company remained, GE Energy Financial Services, which was transferred to GE Vernova when General Electric was broken up.

CLPS vs JCAP — Head-to-Head

Bigger by revenue
JCAP
JCAP
1.8× larger
JCAP
$150.8M
$82.8M
CLPS
Higher net margin
JCAP
JCAP
25.2% more per $
JCAP
25.4%
0.2%
CLPS

Income Statement — Q4 FY2026 vs Q3 FY2025

Metric
CLPS
CLPS
JCAP
JCAP
Revenue
$82.8M
$150.8M
Net Profit
$183.0K
$38.4M
Gross Margin
23.1%
Operating Margin
0.2%
46.4%
Net Margin
0.2%
25.4%
Revenue YoY
Net Profit YoY
EPS (diluted)
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CLPS
CLPS
JCAP
JCAP
Q2 26
$82.8M
Q3 25
$150.8M
Q2 25
$152.7M
Q4 24
$71.8M
Net Profit
CLPS
CLPS
JCAP
JCAP
Q2 26
$183.0K
Q3 25
$38.4M
Q2 25
$47.7M
Q4 24
$-993.5K
Gross Margin
CLPS
CLPS
JCAP
JCAP
Q2 26
23.1%
Q3 25
Q2 25
Q4 24
21.9%
Operating Margin
CLPS
CLPS
JCAP
JCAP
Q2 26
0.2%
Q3 25
46.4%
Q2 25
56.7%
Q4 24
-1.3%
Net Margin
CLPS
CLPS
JCAP
JCAP
Q2 26
0.2%
Q3 25
25.4%
Q2 25
31.2%
Q4 24
-1.4%
EPS (diluted)
CLPS
CLPS
JCAP
JCAP
Q2 26
Q3 25
$0.59
Q2 25
$16.76
Q4 24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CLPS
CLPS
JCAP
JCAP
Cash + ST InvestmentsLiquidity on hand
$29.1M
$42.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$57.6M
$437.4M
Total Assets
$118.1M
$1.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CLPS
CLPS
JCAP
JCAP
Q2 26
$29.1M
Q3 25
$42.3M
Q2 25
$51.7M
Q4 24
$31.2M
Stockholders' Equity
CLPS
CLPS
JCAP
JCAP
Q2 26
$57.6M
Q3 25
$437.4M
Q2 25
$410.8M
Q4 24
$63.9M
Total Assets
CLPS
CLPS
JCAP
JCAP
Q2 26
$118.1M
Q3 25
$1.8B
Q2 25
$1.8B
Q4 24
$110.0M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CLPS
CLPS
JCAP
JCAP
Operating Cash FlowLast quarter
$63.1M
Free Cash FlowOCF − Capex
$63.0M
FCF MarginFCF / Revenue
41.7%
Capex IntensityCapex / Revenue
0.1%
Cash ConversionOCF / Net Profit
1.64×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CLPS
CLPS
JCAP
JCAP
Q2 26
Q3 25
$63.1M
Q2 25
$130.6M
Q4 24
Free Cash Flow
CLPS
CLPS
JCAP
JCAP
Q2 26
Q3 25
$63.0M
Q2 25
$130.0M
Q4 24
FCF Margin
CLPS
CLPS
JCAP
JCAP
Q2 26
Q3 25
41.7%
Q2 25
85.1%
Q4 24
Capex Intensity
CLPS
CLPS
JCAP
JCAP
Q2 26
Q3 25
0.1%
Q2 25
0.4%
Q4 24
Cash Conversion
CLPS
CLPS
JCAP
JCAP
Q2 26
Q3 25
1.64×
Q2 25
2.74×
Q4 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CLPS
CLPS

Segment breakdown not available.

JCAP
JCAP

United States Segment$108.1M72%
Other$35.8M24%
United Kingdom Segment$6.9M5%

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