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Side-by-side financial comparison of ENCORE CAPITAL GROUP INC (ECPG) and Jefferson Capital, Inc. (JCAP). Click either name above to swap in a different company.

Encore Capital Group, Inc. is a publicly traded debt buyer based in the United States. The company is headquartered in San Diego, and operates throughout the United States. The firm is a publicly traded NASDAQ Global Select company (ECPG), a component stock of the Russell 2000, the S&P SmallCap 600, and the Wilshire 4500.

GE Capital was the financial services division of General Electric. Its various units were sold between 2013 and 2021, including the notable spin-off of the North American consumer finance division as Synchrony Financial. Ultimately, only one division of the company remained, GE Energy Financial Services, which was transferred to GE Vernova when General Electric was broken up.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ECPG
ECPG
JCAP
JCAP
Q3 25
$150.8M
Q2 25
$152.7M
Net Profit
ECPG
ECPG
JCAP
JCAP
Q3 25
$38.4M
Q2 25
$47.7M
Operating Margin
ECPG
ECPG
JCAP
JCAP
Q3 25
46.4%
Q2 25
56.7%
Net Margin
ECPG
ECPG
JCAP
JCAP
Q3 25
25.4%
Q2 25
31.2%
EPS (diluted)
ECPG
ECPG
JCAP
JCAP
Q3 25
$0.59
Q2 25
$16.76

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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