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Side-by-side financial comparison of CLPS Inc (CLPS) and KINGSTONE COMPANIES, INC. (KINS). Click either name above to swap in a different company.

CLPS Inc is the larger business by last-quarter revenue ($82.8M vs $56.4M, roughly 1.5× KINGSTONE COMPANIES, INC.). KINGSTONE COMPANIES, INC. runs the higher net margin — 26.2% vs 0.2%, a 25.9% gap on every dollar of revenue.

CLPS Inc is a global information technology, consulting and digital solutions provider primarily serving the financial services sector, including banking, insurance and asset management clients. It also offers tailored tech solutions for retail, healthcare and e-commerce segments, with operating footprints across North America, Asia Pacific and Europe.

Kingstone Companies, Inc., headquartered in Kingston, New York, provides property and casualty insurance products through its subsidiary, Kingstone Insurance Company. It places contracts with the third-party licensed premium finance company through its subsidiary Payments, Inc., a NYS licensed Insurance Premium Finance Company. Kingstone Insurance Company was ranked #1 of the 81 insurers rated by the Professional Insurance Agents Association in its 2010 Company Performance Survey. The company...

CLPS vs KINS — Head-to-Head

Bigger by revenue
CLPS
CLPS
1.5× larger
CLPS
$82.8M
$56.4M
KINS
Higher net margin
KINS
KINS
25.9% more per $
KINS
26.2%
0.2%
CLPS

Income Statement — Q4 FY2026 vs Q4 FY2025

Metric
CLPS
CLPS
KINS
KINS
Revenue
$82.8M
$56.4M
Net Profit
$183.0K
$14.8M
Gross Margin
23.1%
Operating Margin
0.2%
32.7%
Net Margin
0.2%
26.2%
Revenue YoY
34.0%
Net Profit YoY
171.4%
EPS (diluted)
$1.09

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CLPS
CLPS
KINS
KINS
Q2 26
$82.8M
Q4 25
$56.4M
Q3 25
$55.7M
Q2 25
$52.3M
Q1 25
$50.5M
Q4 24
$71.8M
$42.1M
Q3 24
$40.8M
Q2 24
$36.5M
Net Profit
CLPS
CLPS
KINS
KINS
Q2 26
$183.0K
Q4 25
$14.8M
Q3 25
$10.9M
Q2 25
$11.3M
Q1 25
$3.9M
Q4 24
$-993.5K
$5.4M
Q3 24
$7.0M
Q2 24
$4.5M
Gross Margin
CLPS
CLPS
KINS
KINS
Q2 26
23.1%
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
21.9%
Q3 24
Q2 24
Operating Margin
CLPS
CLPS
KINS
KINS
Q2 26
0.2%
Q4 25
32.7%
Q3 25
24.6%
Q2 25
27.1%
Q1 25
9.3%
Q4 24
-1.3%
15.9%
Q3 24
22.3%
Q2 24
15.7%
Net Margin
CLPS
CLPS
KINS
KINS
Q2 26
0.2%
Q4 25
26.2%
Q3 25
19.5%
Q2 25
21.5%
Q1 25
7.7%
Q4 24
-1.4%
12.9%
Q3 24
17.1%
Q2 24
12.4%
EPS (diluted)
CLPS
CLPS
KINS
KINS
Q2 26
Q4 25
$1.09
Q3 25
$0.74
Q2 25
$0.78
Q1 25
$0.27
Q4 24
$0.44
Q3 24
$0.55
Q2 24
$0.37

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CLPS
CLPS
KINS
KINS
Cash + ST InvestmentsLiquidity on hand
$29.1M
Total DebtLower is stronger
$4.4M
Stockholders' EquityBook value
$57.6M
$122.7M
Total Assets
$118.1M
$453.4M
Debt / EquityLower = less leverage
0.04×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CLPS
CLPS
KINS
KINS
Q2 26
$29.1M
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$31.2M
Q3 24
Q2 24
Total Debt
CLPS
CLPS
KINS
KINS
Q2 26
Q4 25
$4.4M
Q3 25
$4.8M
Q2 25
$5.1M
Q1 25
$5.4M
Q4 24
$11.2M
Q3 24
$17.3M
Q2 24
$25.3M
Stockholders' Equity
CLPS
CLPS
KINS
KINS
Q2 26
$57.6M
Q4 25
$122.7M
Q3 25
$107.7M
Q2 25
$94.9M
Q1 25
$82.2M
Q4 24
$63.9M
$66.7M
Q3 24
$59.7M
Q2 24
$40.8M
Total Assets
CLPS
CLPS
KINS
KINS
Q2 26
$118.1M
Q4 25
$453.4M
Q3 25
$428.6M
Q2 25
$393.4M
Q1 25
$385.4M
Q4 24
$110.0M
$374.9M
Q3 24
$347.0M
Q2 24
$319.8M
Debt / Equity
CLPS
CLPS
KINS
KINS
Q2 26
Q4 25
0.04×
Q3 25
0.04×
Q2 25
0.05×
Q1 25
0.07×
Q4 24
0.17×
Q3 24
0.29×
Q2 24
0.62×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CLPS
CLPS
KINS
KINS
Operating Cash FlowLast quarter
$75.9M
Free Cash FlowOCF − Capex
$73.1M
FCF MarginFCF / Revenue
129.5%
Capex IntensityCapex / Revenue
5.0%
Cash ConversionOCF / Net Profit
5.14×
TTM Free Cash FlowTrailing 4 quarters
$124.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CLPS
CLPS
KINS
KINS
Q2 26
Q4 25
$75.9M
Q3 25
$25.9M
Q2 25
$9.3M
Q1 25
$17.9M
Q4 24
$57.9M
Q3 24
$21.7M
Q2 24
$7.1M
Free Cash Flow
CLPS
CLPS
KINS
KINS
Q2 26
Q4 25
$73.1M
Q3 25
$25.3M
Q2 25
$8.7M
Q1 25
$17.0M
Q4 24
$55.6M
Q3 24
$21.0M
Q2 24
$6.6M
FCF Margin
CLPS
CLPS
KINS
KINS
Q2 26
Q4 25
129.5%
Q3 25
45.4%
Q2 25
16.6%
Q1 25
33.7%
Q4 24
132.1%
Q3 24
51.6%
Q2 24
18.1%
Capex Intensity
CLPS
CLPS
KINS
KINS
Q2 26
Q4 25
5.0%
Q3 25
1.2%
Q2 25
1.1%
Q1 25
1.7%
Q4 24
5.6%
Q3 24
1.7%
Q2 24
1.4%
Cash Conversion
CLPS
CLPS
KINS
KINS
Q2 26
Q4 25
5.14×
Q3 25
2.38×
Q2 25
0.82×
Q1 25
4.60×
Q4 24
10.65×
Q3 24
3.12×
Q2 24
1.58×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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