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Side-by-side financial comparison of COMERICA INC (CMA) and DELUXE CORP (DLX). Click either name above to swap in a different company.
COMERICA INC is the larger business by last-quarter revenue ($838.0M vs $535.2M, roughly 1.6× DELUXE CORP). COMERICA INC runs the higher net margin — 21.0% vs 2.2%, a 18.8% gap on every dollar of revenue. On growth, COMERICA INC posted the faster year-over-year revenue change (3.3% vs 2.8%). Over the past eight quarters, COMERICA INC's revenue compounded faster (108.9% CAGR vs 0.0%).
Comerica Incorporated is an American financial services company, headquartered in Dallas, Texas. It is the parent of Comerica Bank, a regional commercial bank with 413 branches in the U.S. states of Texas, Michigan, California, Florida and Arizona. Comerica is among the largest U.S. financial holding companies, with offices in a number of U.S. cities.
Deluxe Corporation is an American company that provides payment processing, data services, checks and promotional products, and merchant services. It operates in four divisions: B2B payments, data, print, and merchant services. As of 2025, the company serves millions of small businesses and thousands of financial institutions, processing more than $2.8 trillion in payments annually. While its legacy business centers on check printing and other printed products, payments and data services now ...
CMA vs DLX — Head-to-Head
Income Statement — Q3 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $838.0M | $535.2M |
| Net Profit | $176.0M | $12.0M |
| Gross Margin | — | 52.2% |
| Operating Margin | — | 8.9% |
| Net Margin | 21.0% | 2.2% |
| Revenue YoY | 3.3% | 2.8% |
| Net Profit YoY | -4.3% | -5.0% |
| EPS (diluted) | $1.35 | $0.25 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $535.2M | ||
| Q3 25 | $838.0M | $540.2M | ||
| Q2 25 | $849.0M | $521.3M | ||
| Q1 25 | $829.0M | $536.5M | ||
| Q4 24 | $825.0M | $520.6M | ||
| Q3 24 | $811.0M | $528.4M | ||
| Q2 24 | $824.0M | $537.8M | ||
| Q1 24 | $784.0M | $535.0M |
| Q4 25 | — | $12.0M | ||
| Q3 25 | $176.0M | $33.7M | ||
| Q2 25 | $199.0M | $22.4M | ||
| Q1 25 | $172.0M | $14.0M | ||
| Q4 24 | $170.0M | $12.6M | ||
| Q3 24 | $184.0M | $8.9M | ||
| Q2 24 | $206.0M | $20.5M | ||
| Q1 24 | $138.0M | $10.8M |
| Q4 25 | — | 52.2% | ||
| Q3 25 | — | 53.9% | ||
| Q2 25 | — | 53.6% | ||
| Q1 25 | — | 52.4% | ||
| Q4 24 | — | 52.3% | ||
| Q3 24 | — | 53.3% | ||
| Q2 24 | — | 53.7% | ||
| Q1 24 | — | 53.0% |
| Q4 25 | — | 8.9% | ||
| Q3 25 | — | 14.0% | ||
| Q2 25 | — | 11.7% | ||
| Q1 25 | — | 9.0% | ||
| Q4 24 | — | 9.0% | ||
| Q3 24 | — | 7.9% | ||
| Q2 24 | — | 11.0% | ||
| Q1 24 | — | 8.3% |
| Q4 25 | — | 2.2% | ||
| Q3 25 | 21.0% | 6.2% | ||
| Q2 25 | 23.4% | 4.3% | ||
| Q1 25 | 20.7% | 2.6% | ||
| Q4 24 | 20.6% | 2.4% | ||
| Q3 24 | 22.7% | 1.7% | ||
| Q2 24 | 25.0% | 3.8% | ||
| Q1 24 | 17.6% | 2.0% |
| Q4 25 | — | $0.25 | ||
| Q3 25 | $1.35 | $0.74 | ||
| Q2 25 | $1.42 | $0.50 | ||
| Q1 25 | $1.25 | $0.31 | ||
| Q4 24 | $1.22 | $0.28 | ||
| Q3 24 | $1.33 | $0.20 | ||
| Q2 24 | $1.49 | $0.46 | ||
| Q1 24 | $0.98 | $0.24 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $36.9M |
| Total DebtLower is stronger | $5.4B | — |
| Stockholders' EquityBook value | $7.4B | $680.7M |
| Total Assets | $77.4B | $2.9B |
| Debt / EquityLower = less leverage | 0.73× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $36.9M | ||
| Q3 25 | — | $25.8M | ||
| Q2 25 | — | $26.0M | ||
| Q1 25 | — | $30.3M | ||
| Q4 24 | — | $34.4M | ||
| Q3 24 | — | $41.3M | ||
| Q2 24 | — | $23.1M | ||
| Q1 24 | — | $23.5M |
| Q4 25 | — | — | ||
| Q3 25 | $5.4B | — | ||
| Q2 25 | $5.8B | — | ||
| Q1 25 | $5.7B | — | ||
| Q4 24 | $6.7B | — | ||
| Q3 24 | $6.8B | — | ||
| Q2 24 | $7.1B | — | ||
| Q1 24 | $7.1B | — |
| Q4 25 | — | $680.7M | ||
| Q3 25 | $7.4B | $664.1M | ||
| Q2 25 | $6.9B | $638.7M | ||
| Q1 25 | $7.1B | $622.5M | ||
| Q4 24 | $6.5B | $620.9M | ||
| Q3 24 | $7.4B | $612.7M | ||
| Q2 24 | $6.2B | $620.5M | ||
| Q1 24 | $6.0B | $608.4M |
| Q4 25 | — | $2.9B | ||
| Q3 25 | $77.4B | $2.6B | ||
| Q2 25 | $78.0B | $2.5B | ||
| Q1 25 | $77.6B | $2.6B | ||
| Q4 24 | $79.3B | $2.8B | ||
| Q3 24 | $79.7B | $2.6B | ||
| Q2 24 | $79.6B | $2.7B | ||
| Q1 24 | $79.4B | $2.7B |
| Q4 25 | — | — | ||
| Q3 25 | 0.73× | — | ||
| Q2 25 | 0.84× | — | ||
| Q1 25 | 0.81× | — | ||
| Q4 24 | 1.02× | — | ||
| Q3 24 | 0.92× | — | ||
| Q2 24 | 1.15× | — | ||
| Q1 24 | 1.18× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-270.0M | $102.1M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | -1.53× | 8.53× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $102.1M | ||
| Q3 25 | $-270.0M | $67.1M | ||
| Q2 25 | $476.0M | $51.1M | ||
| Q1 25 | $273.0M | $50.3M | ||
| Q4 24 | $601.0M | $60.2M | ||
| Q3 24 | $1.0B | $67.9M | ||
| Q2 24 | $111.0M | $39.6M | ||
| Q1 24 | $-205.0M | $26.6M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $27.8M | ||
| Q1 25 | — | $24.3M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $46.7M | ||
| Q2 24 | — | $11.4M | ||
| Q1 24 | — | $6.1M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 5.3% | ||
| Q1 25 | — | 4.5% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 8.8% | ||
| Q2 24 | — | 2.1% | ||
| Q1 24 | — | 1.1% |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 4.5% | ||
| Q1 25 | — | 4.8% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 4.0% | ||
| Q2 24 | — | 5.2% | ||
| Q1 24 | — | 3.8% |
| Q4 25 | — | 8.53× | ||
| Q3 25 | -1.53× | 1.99× | ||
| Q2 25 | 2.39× | 2.28× | ||
| Q1 25 | 1.59× | 3.59× | ||
| Q4 24 | 3.54× | 4.77× | ||
| Q3 24 | 5.70× | 7.60× | ||
| Q2 24 | 0.54× | 1.94× | ||
| Q1 24 | -1.49× | 2.46× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CMA
Segment breakdown not available.
DLX
| Services | $247.9M | 46% |
| B2B Payments | $76.3M | 14% |
| Datadrivenmarketingsolutions | $68.5M | 13% |
| Promotional Solutions Revenue | $60.9M | 11% |
| Treasurymanagementsolutions | $59.8M | 11% |
| Other | $17.3M | 3% |
| Other Web Based Solutions | $4.6M | 1% |
