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Side-by-side financial comparison of COMERICA INC (CMA) and M/I HOMES, INC. (MHO). Click either name above to swap in a different company.
M/I HOMES, INC. is the larger business by last-quarter revenue ($1.1B vs $838.0M, roughly 1.4× COMERICA INC). COMERICA INC runs the higher net margin — 21.0% vs 5.6%, a 15.4% gap on every dollar of revenue. On growth, COMERICA INC posted the faster year-over-year revenue change (3.3% vs -4.8%). Over the past eight quarters, COMERICA INC's revenue compounded faster (108.9% CAGR vs 4.7%).
Comerica Incorporated is an American financial services company, headquartered in Dallas, Texas. It is the parent of Comerica Bank, a regional commercial bank with 413 branches in the U.S. states of Texas, Michigan, California, Florida and Arizona. Comerica is among the largest U.S. financial holding companies, with offices in a number of U.S. cities.
M/I Homes, Inc. is a leading U.S. residential construction company that designs, builds and sells single-family homes, townhomes and duplexes across multiple U.S. states. It caters to entry-level, move-up and luxury homebuyers, offering energy-efficient designs, flexible floor plans and personalized customization options.
CMA vs MHO — Head-to-Head
Income Statement — Q3 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $838.0M | $1.1B |
| Net Profit | $176.0M | $64.0M |
| Gross Margin | — | 17.4% |
| Operating Margin | — | 6.5% |
| Net Margin | 21.0% | 5.6% |
| Revenue YoY | 3.3% | -4.8% |
| Net Profit YoY | -4.3% | -52.1% |
| EPS (diluted) | $1.35 | $2.42 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $1.1B | ||
| Q3 25 | $838.0M | $1.1B | ||
| Q2 25 | $849.0M | $1.2B | ||
| Q1 25 | $829.0M | $976.1M | ||
| Q4 24 | $825.0M | $1.2B | ||
| Q3 24 | $811.0M | $1.1B | ||
| Q2 24 | $824.0M | $1.1B | ||
| Q1 24 | $784.0M | $1.0B |
| Q4 25 | — | $64.0M | ||
| Q3 25 | $176.0M | $106.5M | ||
| Q2 25 | $199.0M | $121.2M | ||
| Q1 25 | $172.0M | $111.2M | ||
| Q4 24 | $170.0M | $133.5M | ||
| Q3 24 | $184.0M | $145.4M | ||
| Q2 24 | $206.0M | $146.7M | ||
| Q1 24 | $138.0M | $138.1M |
| Q4 25 | — | 17.4% | ||
| Q3 25 | — | 24.5% | ||
| Q2 25 | — | 24.7% | ||
| Q1 25 | — | 25.9% | ||
| Q4 24 | — | 24.6% | ||
| Q3 24 | — | 27.1% | ||
| Q2 24 | — | 27.9% | ||
| Q1 24 | — | 27.1% |
| Q4 25 | — | 6.5% | ||
| Q3 25 | — | 12.0% | ||
| Q2 25 | — | 13.4% | ||
| Q1 25 | — | 14.4% | ||
| Q4 24 | — | 13.6% | ||
| Q3 24 | — | 15.9% | ||
| Q2 24 | — | 16.8% | ||
| Q1 24 | — | 16.6% |
| Q4 25 | — | 5.6% | ||
| Q3 25 | 21.0% | 9.4% | ||
| Q2 25 | 23.4% | 10.4% | ||
| Q1 25 | 20.7% | 11.4% | ||
| Q4 24 | 20.6% | 11.1% | ||
| Q3 24 | 22.7% | 12.7% | ||
| Q2 24 | 25.0% | 13.2% | ||
| Q1 24 | 17.6% | 13.2% |
| Q4 25 | — | $2.42 | ||
| Q3 25 | $1.35 | $3.92 | ||
| Q2 25 | $1.42 | $4.42 | ||
| Q1 25 | $1.25 | $3.98 | ||
| Q4 24 | $1.22 | $4.71 | ||
| Q3 24 | $1.33 | $5.10 | ||
| Q2 24 | $1.49 | $5.12 | ||
| Q1 24 | $0.98 | $4.78 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | $5.4B | — |
| Stockholders' EquityBook value | $7.4B | $3.2B |
| Total Assets | $77.4B | $4.8B |
| Debt / EquityLower = less leverage | 0.73× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | $5.4B | — | ||
| Q2 25 | $5.8B | — | ||
| Q1 25 | $5.7B | — | ||
| Q4 24 | $6.7B | — | ||
| Q3 24 | $6.8B | — | ||
| Q2 24 | $7.1B | — | ||
| Q1 24 | $7.1B | — |
| Q4 25 | — | $3.2B | ||
| Q3 25 | $7.4B | $3.1B | ||
| Q2 25 | $6.9B | $3.1B | ||
| Q1 25 | $7.1B | $3.0B | ||
| Q4 24 | $6.5B | $2.9B | ||
| Q3 24 | $7.4B | $2.8B | ||
| Q2 24 | $6.2B | $2.7B | ||
| Q1 24 | $6.0B | $2.6B |
| Q4 25 | — | $4.8B | ||
| Q3 25 | $77.4B | $4.8B | ||
| Q2 25 | $78.0B | $4.7B | ||
| Q1 25 | $77.6B | $4.6B | ||
| Q4 24 | $79.3B | $4.5B | ||
| Q3 24 | $79.7B | $4.5B | ||
| Q2 24 | $79.6B | $4.3B | ||
| Q1 24 | $79.4B | $4.2B |
| Q4 25 | — | — | ||
| Q3 25 | 0.73× | — | ||
| Q2 25 | 0.84× | — | ||
| Q1 25 | 0.81× | — | ||
| Q4 24 | 1.02× | — | ||
| Q3 24 | 0.92× | — | ||
| Q2 24 | 1.15× | — | ||
| Q1 24 | 1.18× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-270.0M | $-8.7M |
| Free Cash FlowOCF − Capex | — | $-13.0M |
| FCF MarginFCF / Revenue | — | -1.1% |
| Capex IntensityCapex / Revenue | — | 0.4% |
| Cash ConversionOCF / Net Profit | -1.53× | -0.14× |
| TTM Free Cash FlowTrailing 4 quarters | — | $127.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $-8.7M | ||
| Q3 25 | $-270.0M | $43.4M | ||
| Q2 25 | $476.0M | $37.8M | ||
| Q1 25 | $273.0M | $64.9M | ||
| Q4 24 | $601.0M | $104.4M | ||
| Q3 24 | $1.0B | $-67.9M | ||
| Q2 24 | $111.0M | $27.5M | ||
| Q1 24 | $-205.0M | $115.8M |
| Q4 25 | — | $-13.0M | ||
| Q3 25 | — | $42.0M | ||
| Q2 25 | — | $35.1M | ||
| Q1 25 | — | $63.5M | ||
| Q4 24 | — | $102.3M | ||
| Q3 24 | — | $-68.5M | ||
| Q2 24 | — | $22.0M | ||
| Q1 24 | — | $115.5M |
| Q4 25 | — | -1.1% | ||
| Q3 25 | — | 3.7% | ||
| Q2 25 | — | 3.0% | ||
| Q1 25 | — | 6.5% | ||
| Q4 24 | — | 8.5% | ||
| Q3 24 | — | -6.0% | ||
| Q2 24 | — | 2.0% | ||
| Q1 24 | — | 11.0% |
| Q4 25 | — | 0.4% | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | — | 0.2% | ||
| Q1 25 | — | 0.1% | ||
| Q4 24 | — | 0.2% | ||
| Q3 24 | — | 0.1% | ||
| Q2 24 | — | 0.5% | ||
| Q1 24 | — | 0.0% |
| Q4 25 | — | -0.14× | ||
| Q3 25 | -1.53× | 0.41× | ||
| Q2 25 | 2.39× | 0.31× | ||
| Q1 25 | 1.59× | 0.58× | ||
| Q4 24 | 3.54× | 0.78× | ||
| Q3 24 | 5.70× | -0.47× | ||
| Q2 24 | 0.54× | 0.19× | ||
| Q1 24 | -1.49× | 0.84× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CMA
Segment breakdown not available.
MHO
| Southern Homebuilding | $615.6M | 54% |
| Northern Homebuilding | $503.9M | 44% |
| Financial Service | $27.8M | 2% |
| Land | $4.7M | 0% |
