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Side-by-side financial comparison of COMERICA INC (CMA) and MARRIOTT VACATIONS WORLDWIDE Corp (VAC). Click either name above to swap in a different company.
MARRIOTT VACATIONS WORLDWIDE Corp is the larger business by last-quarter revenue ($1.2B vs $838.0M, roughly 1.5× COMERICA INC). COMERICA INC runs the higher net margin — 21.0% vs -35.0%, a 56.0% gap on every dollar of revenue. On growth, COMERICA INC posted the faster year-over-year revenue change (3.3% vs -0.7%). Over the past eight quarters, COMERICA INC's revenue compounded faster (108.9% CAGR vs 5.2%).
Comerica Incorporated is an American financial services company, headquartered in Dallas, Texas. It is the parent of Comerica Bank, a regional commercial bank with 413 branches in the U.S. states of Texas, Michigan, California, Florida and Arizona. Comerica is among the largest U.S. financial holding companies, with offices in a number of U.S. cities.
Marriott Vacations Worldwide Corporation is a pure-play public timeshare company. Formerly a division of Marriott International, Marriott Vacations Worldwide was established as a separate, publicly traded entity focusing primarily on vacation ownership in November 2011. Marriott Vacations Worldwide runs more than 120 resorts with over 700,000 Owners and members in a diverse portfolio of brands under The Marriott Vacation Clubs name. Its brands include Marriott Vacation Club, The Marriott Vaca...
CMA vs VAC — Head-to-Head
Income Statement — Q3 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $838.0M | $1.2B |
| Net Profit | $176.0M | $-431.0M |
| Gross Margin | — | — |
| Operating Margin | — | — |
| Net Margin | 21.0% | -35.0% |
| Revenue YoY | 3.3% | -0.7% |
| Net Profit YoY | -4.3% | -962.0% |
| EPS (diluted) | $1.35 | $-12.00 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $1.2B | ||
| Q3 25 | $838.0M | $1.2B | ||
| Q2 25 | $849.0M | $1.2B | ||
| Q1 25 | $829.0M | $1.1B | ||
| Q4 24 | $825.0M | $1.2B | ||
| Q3 24 | $811.0M | $1.2B | ||
| Q2 24 | $824.0M | $1.1B | ||
| Q1 24 | $784.0M | $1.1B |
| Q4 25 | — | $-431.0M | ||
| Q3 25 | $176.0M | $-2.0M | ||
| Q2 25 | $199.0M | $69.0M | ||
| Q1 25 | $172.0M | $56.0M | ||
| Q4 24 | $170.0M | $50.0M | ||
| Q3 24 | $184.0M | $84.0M | ||
| Q2 24 | $206.0M | $37.0M | ||
| Q1 24 | $138.0M | $47.0M |
| Q4 25 | — | -35.0% | ||
| Q3 25 | 21.0% | -0.2% | ||
| Q2 25 | 23.4% | 6.0% | ||
| Q1 25 | 20.7% | 5.0% | ||
| Q4 24 | 20.6% | 4.0% | ||
| Q3 24 | 22.7% | 6.9% | ||
| Q2 24 | 25.0% | 3.5% | ||
| Q1 24 | 17.6% | 4.2% |
| Q4 25 | — | $-12.00 | ||
| Q3 25 | $1.35 | $-0.07 | ||
| Q2 25 | $1.42 | $1.77 | ||
| Q1 25 | $1.25 | $1.46 | ||
| Q4 24 | $1.22 | $1.29 | ||
| Q3 24 | $1.33 | $2.12 | ||
| Q2 24 | $1.49 | $0.98 | ||
| Q1 24 | $0.98 | $1.22 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $406.0M |
| Total DebtLower is stronger | $5.4B | — |
| Stockholders' EquityBook value | $7.4B | $2.0B |
| Total Assets | $77.4B | $9.8B |
| Debt / EquityLower = less leverage | 0.73× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $406.0M | ||
| Q3 25 | — | $474.0M | ||
| Q2 25 | — | $205.0M | ||
| Q1 25 | — | $196.0M | ||
| Q4 24 | — | $197.0M | ||
| Q3 24 | — | $197.0M | ||
| Q2 24 | — | $206.0M | ||
| Q1 24 | — | $237.0M |
| Q4 25 | — | — | ||
| Q3 25 | $5.4B | — | ||
| Q2 25 | $5.8B | — | ||
| Q1 25 | $5.7B | — | ||
| Q4 24 | $6.7B | — | ||
| Q3 24 | $6.8B | — | ||
| Q2 24 | $7.1B | — | ||
| Q1 24 | $7.1B | — |
| Q4 25 | — | $2.0B | ||
| Q3 25 | $7.4B | $2.5B | ||
| Q2 25 | $6.9B | $2.5B | ||
| Q1 25 | $7.1B | $2.4B | ||
| Q4 24 | $6.5B | $2.4B | ||
| Q3 24 | $7.4B | $2.4B | ||
| Q2 24 | $6.2B | $2.4B | ||
| Q1 24 | $6.0B | $2.4B |
| Q4 25 | — | $9.8B | ||
| Q3 25 | $77.4B | $10.1B | ||
| Q2 25 | $78.0B | $9.9B | ||
| Q1 25 | $77.6B | $9.9B | ||
| Q4 24 | $79.3B | $9.8B | ||
| Q3 24 | $79.7B | $9.7B | ||
| Q2 24 | $79.6B | $9.6B | ||
| Q1 24 | $79.4B | $9.9B |
| Q4 25 | — | — | ||
| Q3 25 | 0.73× | — | ||
| Q2 25 | 0.84× | — | ||
| Q1 25 | 0.81× | — | ||
| Q4 24 | 1.02× | — | ||
| Q3 24 | 0.92× | — | ||
| Q2 24 | 1.15× | — | ||
| Q1 24 | 1.18× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-270.0M | $6.0M |
| Free Cash FlowOCF − Capex | — | $-6.0M |
| FCF MarginFCF / Revenue | — | -0.5% |
| Capex IntensityCapex / Revenue | — | 1.0% |
| Cash ConversionOCF / Net Profit | -1.53× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-29.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $6.0M | ||
| Q3 25 | $-270.0M | $62.0M | ||
| Q2 25 | $476.0M | $-48.0M | ||
| Q1 25 | $273.0M | $8.0M | ||
| Q4 24 | $601.0M | $100.0M | ||
| Q3 24 | $1.0B | $72.0M | ||
| Q2 24 | $111.0M | $30.0M | ||
| Q1 24 | $-205.0M | $3.0M |
| Q4 25 | — | $-6.0M | ||
| Q3 25 | — | $51.0M | ||
| Q2 25 | — | $-68.0M | ||
| Q1 25 | — | $-6.0M | ||
| Q4 24 | — | $86.0M | ||
| Q3 24 | — | $58.0M | ||
| Q2 24 | — | $17.0M | ||
| Q1 24 | — | $-13.0M |
| Q4 25 | — | -0.5% | ||
| Q3 25 | — | 4.3% | ||
| Q2 25 | — | -5.9% | ||
| Q1 25 | — | -0.5% | ||
| Q4 24 | — | 6.9% | ||
| Q3 24 | — | 4.8% | ||
| Q2 24 | — | 1.6% | ||
| Q1 24 | — | -1.2% |
| Q4 25 | — | 1.0% | ||
| Q3 25 | — | 0.9% | ||
| Q2 25 | — | 1.7% | ||
| Q1 25 | — | 1.3% | ||
| Q4 24 | — | 1.1% | ||
| Q3 24 | — | 1.1% | ||
| Q2 24 | — | 1.2% | ||
| Q1 24 | — | 1.4% |
| Q4 25 | — | — | ||
| Q3 25 | -1.53× | — | ||
| Q2 25 | 2.39× | -0.70× | ||
| Q1 25 | 1.59× | 0.14× | ||
| Q4 24 | 3.54× | 2.00× | ||
| Q3 24 | 5.70× | 0.86× | ||
| Q2 24 | 0.54× | 0.81× | ||
| Q1 24 | -1.49× | 0.06× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CMA
Segment breakdown not available.
VAC
| Cost Reimbursement | $467.0M | 38% |
| Time Share | $381.0M | 31% |
| Management And Exchange | $212.0M | 17% |
| Ancillary Revenues | $64.0M | 5% |
| Management Service | $55.0M | 4% |
| Service Other | $36.0M | 3% |
