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Side-by-side financial comparison of COMERICA INC (CMA) and Western Union CO (WU). Click either name above to swap in a different company.
Western Union CO is the larger business by last-quarter revenue ($982.7M vs $838.0M, roughly 1.2× COMERICA INC). COMERICA INC runs the higher net margin — 21.0% vs 6.6%, a 14.4% gap on every dollar of revenue. On growth, COMERICA INC posted the faster year-over-year revenue change (3.3% vs 0.0%). Over the past eight quarters, COMERICA INC's revenue compounded faster (108.9% CAGR vs -1.9%).
Comerica Incorporated is an American financial services company, headquartered in Dallas, Texas. It is the parent of Comerica Bank, a regional commercial bank with 413 branches in the U.S. states of Texas, Michigan, California, Florida and Arizona. Comerica is among the largest U.S. financial holding companies, with offices in a number of U.S. cities.
The Western Union Company is an American multinational financial services corporation headquartered in Denver, Colorado.
CMA vs WU — Head-to-Head
Income Statement — Q3 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $838.0M | $982.7M |
| Net Profit | $176.0M | $64.7M |
| Gross Margin | — | — |
| Operating Margin | — | 12.5% |
| Net Margin | 21.0% | 6.6% |
| Revenue YoY | 3.3% | 0.0% |
| Net Profit YoY | -4.3% | -47.6% |
| EPS (diluted) | $1.35 | $0.41 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $982.7M | ||
| Q4 25 | — | $972.0M | ||
| Q3 25 | $838.0M | $985.3M | ||
| Q2 25 | $849.0M | $983.6M | ||
| Q1 25 | $829.0M | $938.7M | ||
| Q4 24 | $825.0M | $1.0B | ||
| Q3 24 | $811.0M | $993.4M | ||
| Q2 24 | $824.0M | $1.0B |
| Q1 26 | — | $64.7M | ||
| Q4 25 | — | $114.4M | ||
| Q3 25 | $176.0M | $139.6M | ||
| Q2 25 | $199.0M | $122.1M | ||
| Q1 25 | $172.0M | $123.5M | ||
| Q4 24 | $170.0M | $385.7M | ||
| Q3 24 | $184.0M | $264.8M | ||
| Q2 24 | $206.0M | $141.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 33.6% | ||
| Q3 25 | — | 34.7% | ||
| Q2 25 | — | 34.6% | ||
| Q1 25 | — | 34.0% | ||
| Q4 24 | — | 35.0% | ||
| Q3 24 | — | 34.2% | ||
| Q2 24 | — | 35.0% |
| Q1 26 | — | 12.5% | ||
| Q4 25 | — | 19.1% | ||
| Q3 25 | — | 20.5% | ||
| Q2 25 | — | 19.6% | ||
| Q1 25 | — | 18.9% | ||
| Q4 24 | — | 17.5% | ||
| Q3 24 | — | 16.6% | ||
| Q2 24 | — | 18.7% |
| Q1 26 | — | 6.6% | ||
| Q4 25 | — | 11.8% | ||
| Q3 25 | 21.0% | 14.2% | ||
| Q2 25 | 23.4% | 12.4% | ||
| Q1 25 | 20.7% | 13.2% | ||
| Q4 24 | 20.6% | 37.9% | ||
| Q3 24 | 22.7% | 26.7% | ||
| Q2 24 | 25.0% | 13.8% |
| Q1 26 | — | $0.41 | ||
| Q4 25 | — | $0.36 | ||
| Q3 25 | $1.35 | $0.43 | ||
| Q2 25 | $1.42 | $0.37 | ||
| Q1 25 | $1.25 | $0.36 | ||
| Q4 24 | $1.22 | $1.14 | ||
| Q3 24 | $1.33 | $0.78 | ||
| Q2 24 | $1.49 | $0.41 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $909.2M |
| Total DebtLower is stronger | $5.4B | — |
| Stockholders' EquityBook value | $7.4B | $910.5M |
| Total Assets | $77.4B | $8.1B |
| Debt / EquityLower = less leverage | 0.73× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $909.2M | ||
| Q4 25 | — | $1.2B | ||
| Q3 25 | — | $947.8M | ||
| Q2 25 | — | $1.0B | ||
| Q1 25 | — | $1.3B | ||
| Q4 24 | — | $1.5B | ||
| Q3 24 | — | $1.1B | ||
| Q2 24 | — | $1.0B |
| Q1 26 | — | — | ||
| Q4 25 | — | $2.9B | ||
| Q3 25 | $5.4B | $2.5B | ||
| Q2 25 | $5.8B | $2.5B | ||
| Q1 25 | $5.7B | $2.5B | ||
| Q4 24 | $6.7B | $3.0B | ||
| Q3 24 | $6.8B | $2.1B | ||
| Q2 24 | $7.1B | $2.1B |
| Q1 26 | — | $910.5M | ||
| Q4 25 | — | $957.8M | ||
| Q3 25 | $7.4B | $925.4M | ||
| Q2 25 | $6.9B | $883.6M | ||
| Q1 25 | $7.1B | $939.4M | ||
| Q4 24 | $6.5B | $968.9M | ||
| Q3 24 | $7.4B | $652.7M | ||
| Q2 24 | $6.2B | $440.8M |
| Q1 26 | — | $8.1B | ||
| Q4 25 | — | $8.3B | ||
| Q3 25 | $77.4B | $7.8B | ||
| Q2 25 | $78.0B | $8.0B | ||
| Q1 25 | $77.6B | $8.3B | ||
| Q4 24 | $79.3B | $8.4B | ||
| Q3 24 | $79.7B | $7.7B | ||
| Q2 24 | $79.6B | $8.0B |
| Q1 26 | — | — | ||
| Q4 25 | — | 3.01× | ||
| Q3 25 | 0.73× | 2.70× | ||
| Q2 25 | 0.84× | 2.83× | ||
| Q1 25 | 0.81× | 2.61× | ||
| Q4 24 | 1.02× | 3.04× | ||
| Q3 24 | 0.92× | 3.29× | ||
| Q2 24 | 1.15× | 4.88× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-270.0M | $109.0M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | 4.8% |
| Cash ConversionOCF / Net Profit | -1.53× | 1.68× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $109.0M | ||
| Q4 25 | — | $135.4M | ||
| Q3 25 | $-270.0M | $260.4M | ||
| Q2 25 | $476.0M | $-300.0K | ||
| Q1 25 | $273.0M | $148.2M | ||
| Q4 24 | $601.0M | $134.0M | ||
| Q3 24 | $1.0B | $212.1M | ||
| Q2 24 | $111.0M | $-33.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | $115.5M | ||
| Q3 25 | — | $252.7M | ||
| Q2 25 | — | $-7.8M | ||
| Q1 25 | — | $144.8M | ||
| Q4 24 | — | $119.7M | ||
| Q3 24 | — | $205.1M | ||
| Q2 24 | — | $-38.9M |
| Q1 26 | — | — | ||
| Q4 25 | — | 11.9% | ||
| Q3 25 | — | 25.6% | ||
| Q2 25 | — | -0.8% | ||
| Q1 25 | — | 15.4% | ||
| Q4 24 | — | 11.8% | ||
| Q3 24 | — | 20.6% | ||
| Q2 24 | — | -3.8% |
| Q1 26 | — | 4.8% | ||
| Q4 25 | — | 2.0% | ||
| Q3 25 | — | 0.8% | ||
| Q2 25 | — | 0.8% | ||
| Q1 25 | — | 0.4% | ||
| Q4 24 | — | 1.4% | ||
| Q3 24 | — | 0.7% | ||
| Q2 24 | — | 0.5% |
| Q1 26 | — | 1.68× | ||
| Q4 25 | — | 1.18× | ||
| Q3 25 | -1.53× | 1.87× | ||
| Q2 25 | 2.39× | -0.00× | ||
| Q1 25 | 1.59× | 1.20× | ||
| Q4 24 | 3.54× | 0.35× | ||
| Q3 24 | 5.70× | 0.80× | ||
| Q2 24 | 0.54× | -0.24× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
