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Side-by-side financial comparison of Cambium Networks Corp (CMBM) and CITIZENS FINANCIAL SERVICES INC (CZFS). Click either name above to swap in a different company.

Cambium Networks Corp is the larger business by last-quarter revenue ($40.3M vs $29.6M, roughly 1.4× CITIZENS FINANCIAL SERVICES INC). CITIZENS FINANCIAL SERVICES INC runs the higher net margin — 35.4% vs -17.9%, a 53.3% gap on every dollar of revenue. On growth, CITIZENS FINANCIAL SERVICES INC posted the faster year-over-year revenue change (13.0% vs -23.2%). CITIZENS FINANCIAL SERVICES INC produced more free cash flow last quarter ($35.2M vs $-10.8M). Over the past eight quarters, CITIZENS FINANCIAL SERVICES INC's revenue compounded faster (6.9% CAGR vs -27.2%).

Cambium Networks Corporation is an American manufacturer of wireless telecommunications equipment, including Enterprise WiFi, Network switch, Internet of Things, and fixed wireless broadband and Wi-Fi for enterprises products for Internet access. Publicly traded on the NASDAQ stock exchange, it spun out of Motorola in October 2011.

Citizens Financial Group, Inc. is an American bank holding company, headquartered in Providence, Rhode Island. The company owns the bank Citizens Bank, N.A., which operates in the U.S. states of Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, and Virginia, as well as Washington, DC.

CMBM vs CZFS — Head-to-Head

Bigger by revenue
CMBM
CMBM
1.4× larger
CMBM
$40.3M
$29.6M
CZFS
Growing faster (revenue YoY)
CZFS
CZFS
+36.1% gap
CZFS
13.0%
-23.2%
CMBM
Higher net margin
CZFS
CZFS
53.3% more per $
CZFS
35.4%
-17.9%
CMBM
More free cash flow
CZFS
CZFS
$46.1M more FCF
CZFS
$35.2M
$-10.8M
CMBM
Faster 2-yr revenue CAGR
CZFS
CZFS
Annualised
CZFS
6.9%
-27.2%
CMBM

Income Statement — Q4 FY2024 vs Q4 FY2025

Metric
CMBM
CMBM
CZFS
CZFS
Revenue
$40.3M
$29.6M
Net Profit
$-7.2M
$10.5M
Gross Margin
36.6%
Operating Margin
-28.4%
44.2%
Net Margin
-17.9%
35.4%
Revenue YoY
-23.2%
13.0%
Net Profit YoY
71.0%
31.3%
EPS (diluted)
$-0.26
$2.17

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CMBM
CMBM
CZFS
CZFS
Q4 25
$29.6M
Q3 25
$29.0M
Q2 25
$27.3M
Q1 25
$26.4M
Q4 24
$40.3M
$26.2M
Q3 24
$44.7M
$25.1M
Q2 24
$45.2M
$24.6M
Q1 24
$47.1M
$25.9M
Net Profit
CMBM
CMBM
CZFS
CZFS
Q4 25
$10.5M
Q3 25
$10.0M
Q2 25
$8.5M
Q1 25
$7.6M
Q4 24
$-7.2M
$8.0M
Q3 24
$-34.5M
$7.5M
Q2 24
$-14.2M
$5.3M
Q1 24
$-18.4M
$7.0M
Gross Margin
CMBM
CMBM
CZFS
CZFS
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
36.6%
Q3 24
43.6%
Q2 24
32.5%
Q1 24
29.8%
Operating Margin
CMBM
CMBM
CZFS
CZFS
Q4 25
44.2%
Q3 25
42.6%
Q2 25
38.1%
Q1 25
35.5%
Q4 24
-28.4%
37.2%
Q3 24
-69.6%
36.9%
Q2 24
-27.2%
25.9%
Q1 24
-33.1%
32.8%
Net Margin
CMBM
CMBM
CZFS
CZFS
Q4 25
35.4%
Q3 25
34.5%
Q2 25
31.0%
Q1 25
28.8%
Q4 24
-17.9%
30.5%
Q3 24
-77.3%
30.0%
Q2 24
-31.5%
21.4%
Q1 24
-39.2%
27.1%
EPS (diluted)
CMBM
CMBM
CZFS
CZFS
Q4 25
$2.17
Q3 25
$2.09
Q2 25
$1.76
Q1 25
$1.60
Q4 24
$-0.26
$1.64
Q3 24
$-1.22
$1.57
Q2 24
$-0.51
$1.10
Q1 24
$-0.66
$1.48

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CMBM
CMBM
CZFS
CZFS
Cash + ST InvestmentsLiquidity on hand
$34.3M
Total DebtLower is stronger
$67.6M
Stockholders' EquityBook value
$-3.2M
$338.1M
Total Assets
$173.7M
$3.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CMBM
CMBM
CZFS
CZFS
Q4 25
$34.3M
Q3 25
$31.1M
Q2 25
$49.5M
Q1 25
$36.8M
Q4 24
$42.2M
Q3 24
$36.8M
Q2 24
$38.4M
Q1 24
$29.6M
Total Debt
CMBM
CMBM
CZFS
CZFS
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$67.6M
Q3 24
$67.6M
Q2 24
$68.9M
Q1 24
$63.8M
Stockholders' Equity
CMBM
CMBM
CZFS
CZFS
Q4 25
$338.1M
Q3 25
$327.7M
Q2 25
$313.7M
Q1 25
$308.3M
Q4 24
$-3.2M
$299.7M
Q3 24
$1.9M
$298.7M
Q2 24
$34.1M
$286.5M
Q1 24
$45.0M
$282.7M
Total Assets
CMBM
CMBM
CZFS
CZFS
Q4 25
$3.1B
Q3 25
$3.1B
Q2 25
$3.0B
Q1 25
$3.0B
Q4 24
$173.7M
$3.0B
Q3 24
$194.3M
$3.0B
Q2 24
$221.1M
$2.9B
Q1 24
$219.8M
$2.9B
Debt / Equity
CMBM
CMBM
CZFS
CZFS
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
36.12×
Q2 24
2.02×
Q1 24
1.42×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CMBM
CMBM
CZFS
CZFS
Operating Cash FlowLast quarter
$-10.4M
$36.5M
Free Cash FlowOCF − Capex
$-10.8M
$35.2M
FCF MarginFCF / Revenue
-26.8%
119.0%
Capex IntensityCapex / Revenue
1.1%
4.4%
Cash ConversionOCF / Net Profit
3.49×
TTM Free Cash FlowTrailing 4 quarters
$-21.4M
$53.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CMBM
CMBM
CZFS
CZFS
Q4 25
$36.5M
Q3 25
$2.9M
Q2 25
$6.0M
Q1 25
$10.9M
Q4 24
$-10.4M
$33.2M
Q3 24
$8.9M
$6.2M
Q2 24
$2.4M
$3.0M
Q1 24
$-15.9M
$13.5M
Free Cash Flow
CMBM
CMBM
CZFS
CZFS
Q4 25
$35.2M
Q3 25
$2.7M
Q2 25
$5.5M
Q1 25
$10.4M
Q4 24
$-10.8M
$31.9M
Q3 24
$6.8M
$5.6M
Q2 24
$87.0K
$2.9M
Q1 24
$-17.4M
$13.4M
FCF Margin
CMBM
CMBM
CZFS
CZFS
Q4 25
119.0%
Q3 25
9.4%
Q2 25
20.1%
Q1 25
39.2%
Q4 24
-26.8%
121.6%
Q3 24
15.2%
22.3%
Q2 24
0.2%
11.8%
Q1 24
-37.0%
51.5%
Capex Intensity
CMBM
CMBM
CZFS
CZFS
Q4 25
4.4%
Q3 25
0.5%
Q2 25
1.8%
Q1 25
2.2%
Q4 24
1.1%
5.0%
Q3 24
4.8%
2.5%
Q2 24
5.1%
0.5%
Q1 24
3.3%
0.4%
Cash Conversion
CMBM
CMBM
CZFS
CZFS
Q4 25
3.49×
Q3 25
0.29×
Q2 25
0.71×
Q1 25
1.44×
Q4 24
4.16×
Q3 24
0.83×
Q2 24
0.57×
Q1 24
1.92×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CMBM
CMBM

Enterprise$16.6M41%
Point To Multi Point$16.4M41%
Other$5.8M14%

CZFS
CZFS

Segment breakdown not available.

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