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Side-by-side financial comparison of Claros Mortgage Trust, Inc. (CMTG) and MID PENN BANCORP INC (MPB). Click either name above to swap in a different company.
MID PENN BANCORP INC is the larger business by last-quarter revenue ($62.0M vs $46.7M, roughly 1.3× Claros Mortgage Trust, Inc.). MID PENN BANCORP INC runs the higher net margin — 31.4% vs -468.9%, a 500.3% gap on every dollar of revenue. On growth, MID PENN BANCORP INC posted the faster year-over-year revenue change (30.8% vs -22.4%). Over the past eight quarters, MID PENN BANCORP INC's revenue compounded faster (21.1% CAGR vs -10.9%).
Claros Mortgage Trust, Inc. is a U.S.-based real estate investment trust that invests in diversified mortgage-related assets, including residential and commercial mortgage loans and mortgage-backed securities. It pursues stable, risk-adjusted long-term returns for shareholders via rigorous asset evaluation and active portfolio management.
Commerce Bancorp was a Cherry Hill, New Jersey–based bank created in 1973. In 2007, it was purchased by Toronto-Dominion Bank, which merged Commerce into TD Banknorth, the latter of which was rebranded to TD Bank.
CMTG vs MPB — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $46.7M | $62.0M |
| Net Profit | $-219.2M | $19.4M |
| Gross Margin | — | — |
| Operating Margin | — | 43.6% |
| Net Margin | -468.9% | 31.4% |
| Revenue YoY | -22.4% | 30.8% |
| Net Profit YoY | -117.7% | 47.0% |
| EPS (diluted) | $-1.56 | $0.83 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $46.7M | $62.0M | ||
| Q3 25 | $46.1M | $61.8M | ||
| Q2 25 | $51.6M | $54.3M | ||
| Q1 25 | $43.4M | $47.7M | ||
| Q4 24 | $60.2M | $47.4M | ||
| Q3 24 | $64.9M | $45.3M | ||
| Q2 24 | $64.5M | $44.1M | ||
| Q1 24 | $58.8M | $42.3M |
| Q4 25 | $-219.2M | $19.4M | ||
| Q3 25 | $-9.5M | $18.3M | ||
| Q2 25 | $-181.7M | $4.8M | ||
| Q1 25 | $-78.6M | $13.7M | ||
| Q4 24 | $-100.7M | $13.2M | ||
| Q3 24 | $-56.2M | $12.3M | ||
| Q2 24 | $-11.6M | $11.8M | ||
| Q1 24 | $-52.8M | $12.1M |
| Q4 25 | — | 43.6% | ||
| Q3 25 | — | 39.3% | ||
| Q2 25 | — | 7.9% | ||
| Q1 25 | — | 35.2% | ||
| Q4 24 | — | 34.1% | ||
| Q3 24 | — | 32.8% | ||
| Q2 24 | — | 32.4% | ||
| Q1 24 | — | 34.8% |
| Q4 25 | -468.9% | 31.4% | ||
| Q3 25 | -20.7% | 29.6% | ||
| Q2 25 | -351.9% | 8.8% | ||
| Q1 25 | -181.3% | 28.8% | ||
| Q4 24 | -167.2% | 27.9% | ||
| Q3 24 | -86.7% | 27.1% | ||
| Q2 24 | -17.9% | 26.7% | ||
| Q1 24 | -89.7% | 28.7% |
| Q4 25 | $-1.56 | $0.83 | ||
| Q3 25 | $-0.07 | $0.79 | ||
| Q2 25 | $-1.30 | $0.22 | ||
| Q1 25 | $-0.56 | $0.71 | ||
| Q4 24 | $-0.72 | $0.72 | ||
| Q3 24 | $-0.40 | $0.74 | ||
| Q2 24 | $-0.09 | $0.71 | ||
| Q1 24 | $-0.39 | $0.73 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $173.2M | — |
| Total DebtLower is stronger | $3.2B | — |
| Stockholders' EquityBook value | $1.5B | $814.1M |
| Total Assets | $4.7B | $6.1B |
| Debt / EquityLower = less leverage | 2.06× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $173.2M | — | ||
| Q3 25 | $339.5M | — | ||
| Q2 25 | $209.2M | — | ||
| Q1 25 | $127.8M | — | ||
| Q4 24 | $99.1M | — | ||
| Q3 24 | $113.9M | — | ||
| Q2 24 | $148.2M | — | ||
| Q1 24 | $232.5M | — |
| Q4 25 | $3.2B | — | ||
| Q3 25 | $3.7B | — | ||
| Q2 25 | $4.0B | — | ||
| Q1 25 | $4.7B | — | ||
| Q4 24 | $4.9B | — | ||
| Q3 24 | $5.1B | — | ||
| Q2 24 | $5.3B | — | ||
| Q1 24 | $5.5B | — |
| Q4 25 | $1.5B | $814.1M | ||
| Q3 25 | $1.7B | $796.3M | ||
| Q2 25 | $1.8B | $775.7M | ||
| Q1 25 | $1.9B | $667.9M | ||
| Q4 24 | $2.0B | $655.0M | ||
| Q3 24 | $2.1B | $573.1M | ||
| Q2 24 | $2.2B | $559.7M | ||
| Q1 24 | $2.2B | $551.0M |
| Q4 25 | $4.7B | $6.1B | ||
| Q3 25 | $5.4B | $6.3B | ||
| Q2 25 | $5.8B | $6.4B | ||
| Q1 25 | $6.7B | $5.5B | ||
| Q4 24 | $7.0B | $5.5B | ||
| Q3 24 | $7.3B | $5.5B | ||
| Q2 24 | $7.6B | $5.4B | ||
| Q1 24 | $7.8B | $5.3B |
| Q4 25 | 2.06× | — | ||
| Q3 25 | 2.09× | — | ||
| Q2 25 | 2.29× | — | ||
| Q1 25 | 2.42× | — | ||
| Q4 24 | 2.44× | — | ||
| Q3 24 | 2.44× | — | ||
| Q2 24 | 2.46× | — | ||
| Q1 24 | 2.47× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-30.5M | $80.0M |
| Free Cash FlowOCF − Capex | — | $71.8M |
| FCF MarginFCF / Revenue | — | 115.8% |
| Capex IntensityCapex / Revenue | — | 13.3% |
| Cash ConversionOCF / Net Profit | — | 4.12× |
| TTM Free Cash FlowTrailing 4 quarters | — | $132.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-30.5M | $80.0M | ||
| Q3 25 | $8.8M | $26.3M | ||
| Q2 25 | $-5.8M | $29.0M | ||
| Q1 25 | $-35.8M | $11.5M | ||
| Q4 24 | $84.5M | $51.4M | ||
| Q3 24 | $39.2M | $16.9M | ||
| Q2 24 | $5.5M | $18.0M | ||
| Q1 24 | $21.5M | $12.4M |
| Q4 25 | — | $71.8M | ||
| Q3 25 | — | $24.3M | ||
| Q2 25 | — | $27.2M | ||
| Q1 25 | — | $8.8M | ||
| Q4 24 | — | $44.5M | ||
| Q3 24 | — | $16.8M | ||
| Q2 24 | — | $17.7M | ||
| Q1 24 | — | $12.1M |
| Q4 25 | — | 115.8% | ||
| Q3 25 | — | 39.4% | ||
| Q2 25 | — | 50.1% | ||
| Q1 25 | — | 18.4% | ||
| Q4 24 | — | 93.8% | ||
| Q3 24 | — | 37.1% | ||
| Q2 24 | — | 40.2% | ||
| Q1 24 | — | 28.5% |
| Q4 25 | — | 13.3% | ||
| Q3 25 | — | 3.1% | ||
| Q2 25 | — | 3.2% | ||
| Q1 25 | — | 5.7% | ||
| Q4 24 | — | 14.6% | ||
| Q3 24 | — | 0.0% | ||
| Q2 24 | — | 0.7% | ||
| Q1 24 | — | 0.8% |
| Q4 25 | — | 4.12× | ||
| Q3 25 | — | 1.44× | ||
| Q2 25 | — | 6.08× | ||
| Q1 25 | — | 0.84× | ||
| Q4 24 | — | 3.88× | ||
| Q3 24 | — | 1.37× | ||
| Q2 24 | — | 1.53× | ||
| Q1 24 | — | 1.02× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CMTG
| Real Estate Owned Portfolio | $34.2M | 73% |
| Other | $11.1M | 24% |
| Mixed Use Property Fixed Rents | $1.4M | 3% |
MPB
Segment breakdown not available.
