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Side-by-side financial comparison of Capital One (COF) and CRH PUBLIC LTD CO (CRH). Click either name above to swap in a different company.

Capital One is the larger business by last-quarter revenue ($15.2B vs $9.4B, roughly 1.6× CRH PUBLIC LTD CO). Capital One runs the higher net margin — 14.3% vs 10.9%, a 3.4% gap on every dollar of revenue. On growth, CRH PUBLIC LTD CO posted the faster year-over-year revenue change (6.2% vs -2.3%). Over the past eight quarters, Capital One's revenue compounded faster (26.6% CAGR vs 20.1%).

Capital One Financial Corporation is an American bank holding company founded on July 21, 1994, and specializing in credit cards, auto loans, banking, and savings accounts, headquartered in Tysons, Virginia, with operations primarily in the United States. It is the sixth-largest bank in the United States by total assets as of June 30, 2025, the third-largest issuer of Visa and Mastercard credit cards, and one of the largest car finance companies in the United States.

CRH plc is a building materials provider headquartered in Dublin. CRH produces construction materials, primarily aggregates and cement, and manufactures ready-mixed concrete, asphalt concrete, and infrastructural components, of which it is one of the largest suppliers in North America. CRH operates with 3,816 locations in 28 countries in North America, Europe, Australia, and the Philippines.

COF vs CRH — Head-to-Head

Bigger by revenue
COF
COF
1.6× larger
COF
$15.2B
$9.4B
CRH
Growing faster (revenue YoY)
CRH
CRH
+8.4% gap
CRH
6.2%
-2.3%
COF
Higher net margin
COF
COF
3.4% more per $
COF
14.3%
10.9%
CRH
Faster 2-yr revenue CAGR
COF
COF
Annualised
COF
26.6%
20.1%
CRH

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
COF
COF
CRH
CRH
Revenue
$15.2B
$9.4B
Net Profit
$2.2B
$1.0B
Gross Margin
35.6%
Operating Margin
14.9%
Net Margin
14.3%
10.9%
Revenue YoY
-2.3%
6.2%
Net Profit YoY
1.9%
45.8%
EPS (diluted)
$3.34
$1.51

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
COF
COF
CRH
CRH
Q1 26
$15.2B
Q4 25
$15.6B
$9.4B
Q3 25
$15.4B
$11.1B
Q2 25
$12.5B
$10.2B
Q1 25
$10.0B
$6.8B
Q4 24
$10.2B
$8.9B
Q3 24
$10.0B
$10.5B
Q2 24
$9.5B
$9.7B
Net Profit
COF
COF
CRH
CRH
Q1 26
$2.2B
Q4 25
$2.1B
$1.0B
Q3 25
$3.2B
$1.5B
Q2 25
$-4.3B
$1.3B
Q1 25
$1.4B
$-94.0M
Q4 24
$1.1B
$703.0M
Q3 24
$1.8B
$1.4B
Q2 24
$597.0M
$1.3B
Gross Margin
COF
COF
CRH
CRH
Q1 26
Q4 25
35.6%
Q3 25
38.9%
Q2 25
39.4%
Q1 25
27.2%
Q4 24
35.6%
Q3 24
38.6%
Q2 24
38.1%
Operating Margin
COF
COF
CRH
CRH
Q1 26
Q4 25
85.8%
14.9%
Q3 25
28.5%
18.8%
Q2 25
-47.5%
19.0%
Q1 25
17.3%
0.3%
Q4 24
14.3%
12.4%
Q3 24
22.1%
18.7%
Q2 24
6.8%
18.9%
Net Margin
COF
COF
CRH
CRH
Q1 26
14.3%
Q4 25
87.2%
10.9%
Q3 25
20.8%
13.6%
Q2 25
-34.2%
12.9%
Q1 25
14.0%
-1.4%
Q4 24
10.8%
7.9%
Q3 24
17.7%
13.1%
Q2 24
6.3%
13.4%
EPS (diluted)
COF
COF
CRH
CRH
Q1 26
$3.34
Q4 25
$4.33
$1.51
Q3 25
$4.83
$2.21
Q2 25
$-8.58
$1.94
Q1 25
$3.45
$-0.15
Q4 24
$2.67
$1.01
Q3 24
$4.41
$1.97
Q2 24
$1.38
$1.88

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
COF
COF
CRH
CRH
Cash + ST InvestmentsLiquidity on hand
$4.1B
Total DebtLower is stronger
$17.5B
Stockholders' EquityBook value
$112.3B
$24.0B
Total Assets
$682.9B
$58.3B
Debt / EquityLower = less leverage
0.73×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
COF
COF
CRH
CRH
Q1 26
Q4 25
$4.1B
Q3 25
$4.2B
Q2 25
$2.9B
Q1 25
$3.4B
Q4 24
$3.7B
Q3 24
$3.0B
Q2 24
$3.1B
Total Debt
COF
COF
CRH
CRH
Q1 26
Q4 25
$49.9B
$17.5B
Q3 25
$50.9B
$18.6B
Q2 25
$51.9B
$15.7B
Q1 25
$41.2B
$15.6B
Q4 24
$45.0B
$13.9B
Q3 24
$48.8B
$13.7B
Q2 24
$47.2B
$13.0B
Stockholders' Equity
COF
COF
CRH
CRH
Q1 26
$112.3B
Q4 25
$113.6B
$24.0B
Q3 25
$113.8B
$23.3B
Q2 25
$111.0B
$22.3B
Q1 25
$63.5B
$21.1B
Q4 24
$60.8B
$21.6B
Q3 24
$62.9B
$21.9B
Q2 24
$58.0B
$20.7B
Total Assets
COF
COF
CRH
CRH
Q1 26
$682.9B
Q4 25
$669.0B
$58.3B
Q3 25
$661.9B
$58.5B
Q2 25
$659.0B
$54.0B
Q1 25
$493.6B
$51.9B
Q4 24
$490.1B
$50.6B
Q3 24
$486.4B
$51.2B
Q2 24
$480.0B
$48.1B
Debt / Equity
COF
COF
CRH
CRH
Q1 26
Q4 25
0.44×
0.73×
Q3 25
0.45×
0.80×
Q2 25
0.47×
0.70×
Q1 25
0.65×
0.74×
Q4 24
0.74×
0.64×
Q3 24
0.78×
0.63×
Q2 24
0.81×
0.63×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
COF
COF
CRH
CRH
Operating Cash FlowLast quarter
$2.9B
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
2.84×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
COF
COF
CRH
CRH
Q1 26
Q4 25
$27.7B
$2.9B
Q3 25
$9.2B
$2.0B
Q2 25
$6.1B
$1.4B
Q1 25
$4.7B
$-659.0M
Q4 24
$18.2B
$2.7B
Q3 24
$6.5B
$1.5B
Q2 24
$6.2B
$1.5B
Free Cash Flow
COF
COF
CRH
CRH
Q1 26
Q4 25
$26.1B
Q3 25
$8.8B
Q2 25
$5.7B
$723.0M
Q1 25
$4.3B
$-1.3B
Q4 24
$17.0B
$1.8B
Q3 24
$6.1B
$981.0M
Q2 24
$6.0B
$861.0M
FCF Margin
COF
COF
CRH
CRH
Q1 26
Q4 25
167.7%
Q3 25
57.1%
Q2 25
45.4%
7.1%
Q1 25
43.2%
-19.3%
Q4 24
166.4%
20.1%
Q3 24
61.4%
9.3%
Q2 24
62.6%
8.9%
Capex Intensity
COF
COF
CRH
CRH
Q1 26
Q4 25
10.1%
Q3 25
2.5%
Q2 25
3.2%
6.4%
Q1 25
3.5%
9.5%
Q4 24
11.8%
10.6%
Q3 24
3.1%
4.8%
Q2 24
3.0%
6.5%
Cash Conversion
COF
COF
CRH
CRH
Q1 26
Q4 25
12.99×
2.84×
Q3 25
2.87×
1.32×
Q2 25
1.04×
Q1 25
3.32×
Q4 24
16.57×
3.88×
Q3 24
3.63×
1.08×
Q2 24
10.46×
1.14×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

COF
COF

Segment breakdown not available.

CRH
CRH

Products$7.1B76%
Essential Materials$1.4B15%
Outdoor Living Solutions$842.0M9%

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