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Side-by-side financial comparison of COLUMBIA BANKING SYSTEM, INC. (COLB) and PINTEREST, INC. (PINS). Click either name above to swap in a different company.

PINTEREST, INC. is the larger business by last-quarter revenue ($1.3B vs $677.0M, roughly 1.9× COLUMBIA BANKING SYSTEM, INC.). COLUMBIA BANKING SYSTEM, INC. runs the higher net margin — 28.4% vs 21.0%, a 7.4% gap on every dollar of revenue. On growth, COLUMBIA BANKING SYSTEM, INC. posted the faster year-over-year revenue change (37.9% vs 14.3%). Over the past eight quarters, PINTEREST, INC.'s revenue compounded faster (33.5% CAGR vs 19.7%).

Umpqua Holdings Corporation, d.b.a. Umpqua Bank, was a financial holding company based in downtown Portland, Oregon, United States. Headquarters were in the Umpqua Bank Plaza, formerly the headquarters of Benj. Franklin Savings and Loan. The firm had two principal operating subsidiaries: Umpqua Bank and Umpqua Investments.

Pinterest is an American social media service for publishing and discovery of information in the form of digital pinboards. This includes recipes, home, style, motivation, and inspiration on the Internet using image sharing. Pinterest, Inc. was founded by Ben Silbermann, Paul Sciarra, and Evan Sharp, and is headquartered in San Francisco.

COLB vs PINS — Head-to-Head

Bigger by revenue
PINS
PINS
1.9× larger
PINS
$1.3B
$677.0M
COLB
Growing faster (revenue YoY)
COLB
COLB
+23.6% gap
COLB
37.9%
14.3%
PINS
Higher net margin
COLB
COLB
7.4% more per $
COLB
28.4%
21.0%
PINS
Faster 2-yr revenue CAGR
PINS
PINS
Annualised
PINS
33.5%
19.7%
COLB

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
COLB
COLB
PINS
PINS
Revenue
$677.0M
$1.3B
Net Profit
$192.0M
$277.1M
Gross Margin
82.8%
Operating Margin
22.8%
Net Margin
28.4%
21.0%
Revenue YoY
37.9%
14.3%
Net Profit YoY
120.7%
-85.0%
EPS (diluted)
$0.66
$0.41

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
COLB
COLB
PINS
PINS
Q1 26
$677.0M
Q4 25
$716.7M
$1.3B
Q3 25
$582.0M
$1.0B
Q2 25
$510.9M
$998.2M
Q1 25
$491.4M
$855.0M
Q4 24
$487.1M
$1.2B
Q3 24
$496.0M
$898.4M
Q2 24
$472.2M
$853.7M
Net Profit
COLB
COLB
PINS
PINS
Q1 26
$192.0M
Q4 25
$215.0M
$277.1M
Q3 25
$96.0M
$92.1M
Q2 25
$152.0M
$38.8M
Q1 25
$87.0M
$8.9M
Q4 24
$143.0M
$1.8B
Q3 24
$146.0M
$30.6M
Q2 24
$121.0M
$8.9M
Gross Margin
COLB
COLB
PINS
PINS
Q1 26
Q4 25
82.8%
Q3 25
79.8%
Q2 25
79.7%
Q1 25
76.7%
Q4 24
82.9%
Q3 24
79.1%
Q2 24
78.3%
Operating Margin
COLB
COLB
PINS
PINS
Q1 26
Q4 25
22.8%
Q3 25
5.6%
Q2 25
-0.4%
Q1 25
-4.1%
Q4 24
22.7%
Q3 24
-0.7%
Q2 24
-2.5%
Net Margin
COLB
COLB
PINS
PINS
Q1 26
28.4%
Q4 25
30.0%
21.0%
Q3 25
16.5%
8.8%
Q2 25
29.8%
3.9%
Q1 25
17.7%
1.0%
Q4 24
29.4%
160.1%
Q3 24
29.4%
3.4%
Q2 24
25.6%
1.0%
EPS (diluted)
COLB
COLB
PINS
PINS
Q1 26
$0.66
Q4 25
$0.76
$0.41
Q3 25
$0.40
$0.13
Q2 25
$0.73
$0.06
Q1 25
$0.41
$0.01
Q4 24
$0.69
$2.66
Q3 24
$0.70
$0.04
Q2 24
$0.57
$0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
COLB
COLB
PINS
PINS
Cash + ST InvestmentsLiquidity on hand
$969.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$7.7B
$4.7B
Total Assets
$66.0B
$5.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
COLB
COLB
PINS
PINS
Q1 26
Q4 25
$2.4B
$969.3M
Q3 25
$2.3B
$1.1B
Q2 25
$1.9B
$1.2B
Q1 25
$2.1B
$1.3B
Q4 24
$1.9B
$1.1B
Q3 24
$2.1B
$1.0B
Q2 24
$2.1B
$1.4B
Stockholders' Equity
COLB
COLB
PINS
PINS
Q1 26
$7.7B
Q4 25
$7.8B
$4.7B
Q3 25
$7.8B
$4.8B
Q2 25
$5.3B
$4.8B
Q1 25
$5.2B
$4.7B
Q4 24
$5.1B
$4.8B
Q3 24
$5.3B
$2.9B
Q2 24
$5.0B
$3.2B
Total Assets
COLB
COLB
PINS
PINS
Q1 26
$66.0B
Q4 25
$66.8B
$5.5B
Q3 25
$67.5B
$5.5B
Q2 25
$51.9B
$5.4B
Q1 25
$51.5B
$5.3B
Q4 24
$51.6B
$5.3B
Q3 24
$51.9B
$3.5B
Q2 24
$52.0B
$3.7B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
COLB
COLB
PINS
PINS
Operating Cash FlowLast quarter
$391.2M
Free Cash FlowOCF − Capex
$380.4M
FCF MarginFCF / Revenue
28.8%
Capex IntensityCapex / Revenue
0.8%
Cash ConversionOCF / Net Profit
1.41×
TTM Free Cash FlowTrailing 4 quarters
$1.3B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
COLB
COLB
PINS
PINS
Q1 26
Q4 25
$746.0M
$391.2M
Q3 25
$236.2M
$321.7M
Q2 25
$106.8M
$207.7M
Q1 25
$122.0M
$363.7M
Q4 24
$659.0M
$254.0M
Q3 24
$67.2M
$248.0M
Q2 24
$150.3M
$106.4M
Free Cash Flow
COLB
COLB
PINS
PINS
Q1 26
Q4 25
$380.4M
Q3 25
$318.4M
Q2 25
$196.7M
Q1 25
$356.4M
Q4 24
$250.2M
Q3 24
$244.1M
Q2 24
$101.6M
FCF Margin
COLB
COLB
PINS
PINS
Q1 26
Q4 25
28.8%
Q3 25
30.3%
Q2 25
19.7%
Q1 25
41.7%
Q4 24
21.7%
Q3 24
27.2%
Q2 24
11.9%
Capex Intensity
COLB
COLB
PINS
PINS
Q1 26
Q4 25
0.8%
Q3 25
0.3%
Q2 25
1.1%
Q1 25
0.9%
Q4 24
0.3%
Q3 24
0.4%
Q2 24
0.6%
Cash Conversion
COLB
COLB
PINS
PINS
Q1 26
Q4 25
3.47×
1.41×
Q3 25
2.46×
3.49×
Q2 25
0.70×
5.36×
Q1 25
1.40×
40.77×
Q4 24
4.61×
0.14×
Q3 24
0.46×
8.12×
Q2 24
1.24×
11.98×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

COLB
COLB

Segment breakdown not available.

PINS
PINS

United States And Canada$944.3M72%
Other$375.0M28%

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