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Side-by-side financial comparison of COMMERCE BANCSHARES INC (CBSH) and COLUMBIA BANKING SYSTEM, INC. (COLB). Click either name above to swap in a different company.
COLUMBIA BANKING SYSTEM, INC. is the larger business by last-quarter revenue ($677.0M vs $475.7M, roughly 1.4× COMMERCE BANCSHARES INC). COMMERCE BANCSHARES INC runs the higher net margin — 29.8% vs 28.4%, a 1.4% gap on every dollar of revenue. On growth, COLUMBIA BANKING SYSTEM, INC. posted the faster year-over-year revenue change (37.9% vs 11.1%). Over the past eight quarters, COLUMBIA BANKING SYSTEM, INC.'s revenue compounded faster (19.7% CAGR vs 7.1%).
Commerce Bancshares, Inc. is a regional bank holding company headquartered in Missouri, with principal offices in Kansas City and St. Louis. It is the corporate parent of Commerce Bank, which offers a diversified line of financial services, including business and personal banking, wealth management and investments through its affiliated companies.
Umpqua Holdings Corporation, d.b.a. Umpqua Bank, was a financial holding company based in downtown Portland, Oregon, United States. Headquarters were in the Umpqua Bank Plaza, formerly the headquarters of Benj. Franklin Savings and Loan. The firm had two principal operating subsidiaries: Umpqua Bank and Umpqua Investments.
CBSH vs COLB — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $475.7M | $677.0M |
| Net Profit | $141.6M | $192.0M |
| Gross Margin | — | — |
| Operating Margin | — | — |
| Net Margin | 29.8% | 28.4% |
| Revenue YoY | 11.1% | 37.9% |
| Net Profit YoY | 10.5% | 120.7% |
| EPS (diluted) | $0.96 | $0.66 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $475.7M | $677.0M | ||
| Q4 25 | $449.4M | $716.7M | ||
| Q3 25 | $441.0M | $582.0M | ||
| Q2 25 | $445.8M | $510.9M | ||
| Q1 25 | $428.1M | $491.4M | ||
| Q4 24 | $422.1M | $487.1M | ||
| Q3 24 | $421.4M | $496.0M | ||
| Q2 24 | $414.5M | $472.2M |
| Q1 26 | $141.6M | $192.0M | ||
| Q4 25 | $140.7M | $215.0M | ||
| Q3 25 | $141.5M | $96.0M | ||
| Q2 25 | $152.5M | $152.0M | ||
| Q1 25 | $131.6M | $87.0M | ||
| Q4 24 | $136.1M | $143.0M | ||
| Q3 24 | $138.0M | $146.0M | ||
| Q2 24 | $139.6M | $121.0M |
| Q1 26 | — | — | ||
| Q4 25 | 40.8% | — | ||
| Q3 25 | 41.9% | — | ||
| Q2 25 | 44.0% | — | ||
| Q1 25 | 39.2% | — | ||
| Q4 24 | 41.2% | — | ||
| Q3 24 | 42.4% | — | ||
| Q2 24 | 43.4% | — |
| Q1 26 | 29.8% | 28.4% | ||
| Q4 25 | 31.3% | 30.0% | ||
| Q3 25 | 32.1% | 16.5% | ||
| Q2 25 | 34.2% | 29.8% | ||
| Q1 25 | 30.7% | 17.7% | ||
| Q4 24 | 32.2% | 29.4% | ||
| Q3 24 | 32.8% | 29.4% | ||
| Q2 24 | 33.7% | 25.6% |
| Q1 26 | $0.96 | $0.66 | ||
| Q4 25 | $0.86 | $0.76 | ||
| Q3 25 | $1.06 | $0.40 | ||
| Q2 25 | $1.14 | $0.73 | ||
| Q1 25 | $0.98 | $0.41 | ||
| Q4 24 | $0.83 | $0.69 | ||
| Q3 24 | $1.01 | $0.70 | ||
| Q2 24 | $1.03 | $0.57 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $4.3B | $7.7B |
| Total Assets | $35.7B | $66.0B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $2.4B | ||
| Q3 25 | — | $2.3B | ||
| Q2 25 | — | $1.9B | ||
| Q1 25 | — | $2.1B | ||
| Q4 24 | — | $1.9B | ||
| Q3 24 | — | $2.1B | ||
| Q2 24 | — | $2.1B |
| Q1 26 | $4.3B | $7.7B | ||
| Q4 25 | $3.8B | $7.8B | ||
| Q3 25 | $3.8B | $7.8B | ||
| Q2 25 | $3.6B | $5.3B | ||
| Q1 25 | $3.5B | $5.2B | ||
| Q4 24 | $3.3B | $5.1B | ||
| Q3 24 | $3.4B | $5.3B | ||
| Q2 24 | $3.1B | $5.0B |
| Q1 26 | $35.7B | $66.0B | ||
| Q4 25 | $32.9B | $66.8B | ||
| Q3 25 | $32.3B | $67.5B | ||
| Q2 25 | $32.3B | $51.9B | ||
| Q1 25 | $32.4B | $51.5B | ||
| Q4 24 | $32.0B | $51.6B | ||
| Q3 24 | $31.5B | $51.9B | ||
| Q2 24 | $30.6B | $52.0B |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
