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Side-by-side financial comparison of COLUMBIA BANKING SYSTEM, INC. (COLB) and Sylvamo Corp (SLVM). Click either name above to swap in a different company.

Sylvamo Corp is the larger business by last-quarter revenue ($890.0M vs $677.0M, roughly 1.3× COLUMBIA BANKING SYSTEM, INC.). COLUMBIA BANKING SYSTEM, INC. runs the higher net margin — 28.4% vs 3.7%, a 24.7% gap on every dollar of revenue. On growth, COLUMBIA BANKING SYSTEM, INC. posted the faster year-over-year revenue change (37.9% vs -8.2%). Over the past eight quarters, COLUMBIA BANKING SYSTEM, INC.'s revenue compounded faster (19.7% CAGR vs -0.8%).

Umpqua Holdings Corporation, d.b.a. Umpqua Bank, was a financial holding company based in downtown Portland, Oregon, United States. Headquarters were in the Umpqua Bank Plaza, formerly the headquarters of Benj. Franklin Savings and Loan. The firm had two principal operating subsidiaries: Umpqua Bank and Umpqua Investments.

Sylvamo Corp is a leading global manufacturer of sustainable paper and pulp products. Its core offerings include uncoated printing paper, packaging paper, and market pulp, serving office supplies, publishing, commercial printing, and packaging segments across North America, Europe, and Latin America.

COLB vs SLVM — Head-to-Head

Bigger by revenue
SLVM
SLVM
1.3× larger
SLVM
$890.0M
$677.0M
COLB
Growing faster (revenue YoY)
COLB
COLB
+46.1% gap
COLB
37.9%
-8.2%
SLVM
Higher net margin
COLB
COLB
24.7% more per $
COLB
28.4%
3.7%
SLVM
Faster 2-yr revenue CAGR
COLB
COLB
Annualised
COLB
19.7%
-0.8%
SLVM

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
COLB
COLB
SLVM
SLVM
Revenue
$677.0M
$890.0M
Net Profit
$192.0M
$33.0M
Gross Margin
Operating Margin
8.9%
Net Margin
28.4%
3.7%
Revenue YoY
37.9%
-8.2%
Net Profit YoY
120.7%
-59.3%
EPS (diluted)
$0.66
$0.81

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
COLB
COLB
SLVM
SLVM
Q1 26
$677.0M
Q4 25
$716.7M
$890.0M
Q3 25
$582.0M
$846.0M
Q2 25
$510.9M
$794.0M
Q1 25
$491.4M
$821.0M
Q4 24
$487.1M
$970.0M
Q3 24
$496.0M
$965.0M
Q2 24
$472.2M
$933.0M
Net Profit
COLB
COLB
SLVM
SLVM
Q1 26
$192.0M
Q4 25
$215.0M
$33.0M
Q3 25
$96.0M
$57.0M
Q2 25
$152.0M
$15.0M
Q1 25
$87.0M
$27.0M
Q4 24
$143.0M
$81.0M
Q3 24
$146.0M
$95.0M
Q2 24
$121.0M
$83.0M
Operating Margin
COLB
COLB
SLVM
SLVM
Q1 26
Q4 25
8.9%
Q3 25
11.6%
Q2 25
3.8%
Q1 25
5.4%
Q4 24
11.2%
Q3 24
15.5%
Q2 24
13.1%
Net Margin
COLB
COLB
SLVM
SLVM
Q1 26
28.4%
Q4 25
30.0%
3.7%
Q3 25
16.5%
6.7%
Q2 25
29.8%
1.9%
Q1 25
17.7%
3.3%
Q4 24
29.4%
8.4%
Q3 24
29.4%
9.8%
Q2 24
25.6%
8.9%
EPS (diluted)
COLB
COLB
SLVM
SLVM
Q1 26
$0.66
Q4 25
$0.76
$0.81
Q3 25
$0.40
$1.41
Q2 25
$0.73
$0.37
Q1 25
$0.41
$0.65
Q4 24
$0.69
$1.91
Q3 24
$0.70
$2.27
Q2 24
$0.57
$1.98

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
COLB
COLB
SLVM
SLVM
Cash + ST InvestmentsLiquidity on hand
$198.0M
Total DebtLower is stronger
$763.0M
Stockholders' EquityBook value
$7.7B
$966.0M
Total Assets
$66.0B
$2.8B
Debt / EquityLower = less leverage
0.79×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
COLB
COLB
SLVM
SLVM
Q1 26
Q4 25
$2.4B
$198.0M
Q3 25
$2.3B
$146.0M
Q2 25
$1.9B
$183.0M
Q1 25
$2.1B
$220.0M
Q4 24
$1.9B
$309.0M
Q3 24
$2.1B
$414.0M
Q2 24
$2.1B
$213.0M
Total Debt
COLB
COLB
SLVM
SLVM
Q1 26
Q4 25
$763.0M
Q3 25
$778.0M
Q2 25
$767.0M
Q1 25
$794.0M
Q4 24
$782.0M
Q3 24
$883.0M
Q2 24
$894.0M
Stockholders' Equity
COLB
COLB
SLVM
SLVM
Q1 26
$7.7B
Q4 25
$7.8B
$966.0M
Q3 25
$7.8B
$977.0M
Q2 25
$5.3B
$959.0M
Q1 25
$5.2B
$908.0M
Q4 24
$5.1B
$847.0M
Q3 24
$5.3B
$937.0M
Q2 24
$5.0B
$830.0M
Total Assets
COLB
COLB
SLVM
SLVM
Q1 26
$66.0B
Q4 25
$66.8B
$2.8B
Q3 25
$67.5B
$2.7B
Q2 25
$51.9B
$2.7B
Q1 25
$51.5B
$2.6B
Q4 24
$51.6B
$2.6B
Q3 24
$51.9B
$2.9B
Q2 24
$52.0B
$2.7B
Debt / Equity
COLB
COLB
SLVM
SLVM
Q1 26
Q4 25
0.79×
Q3 25
0.80×
Q2 25
0.80×
Q1 25
0.87×
Q4 24
0.92×
Q3 24
0.94×
Q2 24
1.08×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
COLB
COLB
SLVM
SLVM
Operating Cash FlowLast quarter
$94.0M
Free Cash FlowOCF − Capex
$38.0M
FCF MarginFCF / Revenue
4.3%
Capex IntensityCapex / Revenue
6.3%
Cash ConversionOCF / Net Profit
2.85×
TTM Free Cash FlowTrailing 4 quarters
$44.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
COLB
COLB
SLVM
SLVM
Q1 26
Q4 25
$746.0M
$94.0M
Q3 25
$236.2M
$87.0M
Q2 25
$106.8M
$64.0M
Q1 25
$122.0M
$23.0M
Q4 24
$659.0M
$164.0M
Q3 24
$67.2M
$163.0M
Q2 24
$150.3M
$115.0M
Free Cash Flow
COLB
COLB
SLVM
SLVM
Q1 26
Q4 25
$38.0M
Q3 25
$33.0M
Q2 25
$-2.0M
Q1 25
$-25.0M
Q4 24
$100.0M
Q3 24
$119.0M
Q2 24
$62.0M
FCF Margin
COLB
COLB
SLVM
SLVM
Q1 26
Q4 25
4.3%
Q3 25
3.9%
Q2 25
-0.3%
Q1 25
-3.0%
Q4 24
10.3%
Q3 24
12.3%
Q2 24
6.6%
Capex Intensity
COLB
COLB
SLVM
SLVM
Q1 26
Q4 25
6.3%
Q3 25
6.4%
Q2 25
8.3%
Q1 25
5.8%
Q4 24
6.6%
Q3 24
4.6%
Q2 24
5.7%
Cash Conversion
COLB
COLB
SLVM
SLVM
Q1 26
Q4 25
3.47×
2.85×
Q3 25
2.46×
1.53×
Q2 25
0.70×
4.27×
Q1 25
1.40×
0.85×
Q4 24
4.61×
2.02×
Q3 24
0.46×
1.72×
Q2 24
1.24×
1.39×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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