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Side-by-side financial comparison of COLUMBIA BANKING SYSTEM, INC. (COLB) and StubHub Holdings, Inc. (STUB). Click either name above to swap in a different company.

COLUMBIA BANKING SYSTEM, INC. is the larger business by last-quarter revenue ($716.7M vs $468.1M, roughly 1.5× StubHub Holdings, Inc.). COLUMBIA BANKING SYSTEM, INC. runs the higher net margin — 30.0% vs -276.6%, a 306.6% gap on every dollar of revenue. On growth, COLUMBIA BANKING SYSTEM, INC. posted the faster year-over-year revenue change (47.1% vs 7.9%).

Umpqua Holdings Corporation, d.b.a. Umpqua Bank, was a financial holding company based in downtown Portland, Oregon, United States. Headquarters were in the Umpqua Bank Plaza, formerly the headquarters of Benj. Franklin Savings and Loan. The firm had two principal operating subsidiaries: Umpqua Bank and Umpqua Investments.

StubHub Holdings operates a leading global online ticket marketplace for live entertainment events. It facilitates secure resale and direct purchase of tickets for concerts, sports matches, theater performances and other live experiences, serving consumers, event organizers and sellers across North America, Europe and Asia-Pacific.

COLB vs STUB — Head-to-Head

Bigger by revenue
COLB
COLB
1.5× larger
COLB
$716.7M
$468.1M
STUB
Growing faster (revenue YoY)
COLB
COLB
+39.2% gap
COLB
47.1%
7.9%
STUB
Higher net margin
COLB
COLB
306.6% more per $
COLB
30.0%
-276.6%
STUB

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
COLB
COLB
STUB
STUB
Revenue
$716.7M
$468.1M
Net Profit
$215.0M
$-1.3B
Gross Margin
Operating Margin
-292.3%
Net Margin
30.0%
-276.6%
Revenue YoY
47.1%
7.9%
Net Profit YoY
50.3%
-3821.6%
EPS (diluted)
$0.76
$-4.27

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
COLB
COLB
STUB
STUB
Q4 25
$716.7M
Q3 25
$582.0M
$468.1M
Q2 25
$510.9M
Q1 25
$491.4M
Q4 24
$487.1M
Q3 24
$496.0M
$433.8M
Q2 24
$472.2M
Q1 24
$473.7M
Net Profit
COLB
COLB
STUB
STUB
Q4 25
$215.0M
Q3 25
$96.0M
$-1.3B
Q2 25
$152.0M
Q1 25
$87.0M
Q4 24
$143.0M
Q3 24
$146.0M
$-33.0M
Q2 24
$121.0M
Q1 24
$124.0M
Operating Margin
COLB
COLB
STUB
STUB
Q4 25
Q3 25
-292.3%
Q2 25
Q1 25
Q4 24
Q3 24
2.8%
Q2 24
Q1 24
Net Margin
COLB
COLB
STUB
STUB
Q4 25
30.0%
Q3 25
16.5%
-276.6%
Q2 25
29.8%
Q1 25
17.7%
Q4 24
29.4%
Q3 24
29.4%
-7.6%
Q2 24
25.6%
Q1 24
26.2%
EPS (diluted)
COLB
COLB
STUB
STUB
Q4 25
$0.76
Q3 25
$0.40
$-4.27
Q2 25
$0.73
Q1 25
$0.41
Q4 24
$0.69
Q3 24
$0.70
$-0.15
Q2 24
$0.57
Q1 24
$0.59

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
COLB
COLB
STUB
STUB
Cash + ST InvestmentsLiquidity on hand
$2.4B
$1.4B
Total DebtLower is stronger
$1.7B
Stockholders' EquityBook value
$7.8B
$1.7B
Total Assets
$66.8B
$5.6B
Debt / EquityLower = less leverage
0.98×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
COLB
COLB
STUB
STUB
Q4 25
$2.4B
Q3 25
$2.3B
$1.4B
Q2 25
$1.9B
Q1 25
$2.1B
Q4 24
$1.9B
Q3 24
$2.1B
$1.1B
Q2 24
$2.1B
Q1 24
$2.2B
Total Debt
COLB
COLB
STUB
STUB
Q4 25
Q3 25
$1.7B
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
COLB
COLB
STUB
STUB
Q4 25
$7.8B
Q3 25
$7.8B
$1.7B
Q2 25
$5.3B
Q1 25
$5.2B
Q4 24
$5.1B
Q3 24
$5.3B
$815.9M
Q2 24
$5.0B
Q1 24
$5.0B
Total Assets
COLB
COLB
STUB
STUB
Q4 25
$66.8B
Q3 25
$67.5B
$5.6B
Q2 25
$51.9B
Q1 25
$51.5B
Q4 24
$51.6B
Q3 24
$51.9B
Q2 24
$52.0B
Q1 24
$52.2B
Debt / Equity
COLB
COLB
STUB
STUB
Q4 25
Q3 25
0.98×
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
COLB
COLB
STUB
STUB
Operating Cash FlowLast quarter
$746.0M
$181.4M
Free Cash FlowOCF − Capex
$180.3M
FCF MarginFCF / Revenue
38.5%
Capex IntensityCapex / Revenue
0.2%
Cash ConversionOCF / Net Profit
3.47×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
COLB
COLB
STUB
STUB
Q4 25
$746.0M
Q3 25
$236.2M
$181.4M
Q2 25
$106.8M
Q1 25
$122.0M
Q4 24
$659.0M
Q3 24
$67.2M
Q2 24
$150.3M
Q1 24
$185.5M
Free Cash Flow
COLB
COLB
STUB
STUB
Q4 25
Q3 25
$180.3M
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
FCF Margin
COLB
COLB
STUB
STUB
Q4 25
Q3 25
38.5%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Capex Intensity
COLB
COLB
STUB
STUB
Q4 25
Q3 25
0.2%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Cash Conversion
COLB
COLB
STUB
STUB
Q4 25
3.47×
Q3 25
2.46×
Q2 25
0.70×
Q1 25
1.40×
Q4 24
4.61×
Q3 24
0.46×
Q2 24
1.24×
Q1 24
1.50×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

COLB
COLB

Segment breakdown not available.

STUB
STUB

Transaction Fees$453.4M97%
Other$14.7M3%

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