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Side-by-side financial comparison of COLUMBIA BANKING SYSTEM, INC. (COLB) and VinFast Auto Ltd. (VFS). Click either name above to swap in a different company.

VinFast Auto Ltd. is the larger business by last-quarter revenue ($718.6M vs $677.0M, roughly 1.1× COLUMBIA BANKING SYSTEM, INC.). COLUMBIA BANKING SYSTEM, INC. runs the higher net margin — 28.4% vs -2.8%, a 31.1% gap on every dollar of revenue.

Umpqua Holdings Corporation, d.b.a. Umpqua Bank, was a financial holding company based in downtown Portland, Oregon, United States. Headquarters were in the Umpqua Bank Plaza, formerly the headquarters of Benj. Franklin Savings and Loan. The firm had two principal operating subsidiaries: Umpqua Bank and Umpqua Investments.

VinFast Auto Ltd. is a Vietnamese multinational automotive company founded by Vingroup, one of the largest private conglomerates in Vietnam that was founded by Phạm Nhật Vượng.

COLB vs VFS — Head-to-Head

Bigger by revenue
VFS
VFS
1.1× larger
VFS
$718.6M
$677.0M
COLB
Higher net margin
COLB
COLB
31.1% more per $
COLB
28.4%
-2.8%
VFS

Income Statement — Q1 FY2026 vs Q3 FY2025

Metric
COLB
COLB
VFS
VFS
Revenue
$677.0M
$718.6M
Net Profit
$192.0M
$-20.0M
Gross Margin
Operating Margin
-96.1%
Net Margin
28.4%
-2.8%
Revenue YoY
37.9%
Net Profit YoY
120.7%
EPS (diluted)
$0.66

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
COLB
COLB
VFS
VFS
Q1 26
$677.0M
Q4 25
$716.7M
Q3 25
$582.0M
$718.6M
Q2 25
$510.9M
$663.0M
Q1 25
$491.4M
$656.5M
Q4 24
$487.1M
Q3 24
$496.0M
$511.6M
Q2 24
$472.2M
Net Profit
COLB
COLB
VFS
VFS
Q1 26
$192.0M
Q4 25
$215.0M
Q3 25
$96.0M
$-20.0M
Q2 25
$152.0M
$-51.8M
Q1 25
$87.0M
$-26.1M
Q4 24
$143.0M
Q3 24
$146.0M
$-10.4M
Q2 24
$121.0M
Operating Margin
COLB
COLB
VFS
VFS
Q1 26
Q4 25
Q3 25
-96.1%
Q2 25
-79.0%
Q1 25
-74.0%
Q4 24
Q3 24
-65.9%
Q2 24
Net Margin
COLB
COLB
VFS
VFS
Q1 26
28.4%
Q4 25
30.0%
Q3 25
16.5%
-2.8%
Q2 25
29.8%
-7.8%
Q1 25
17.7%
-4.0%
Q4 24
29.4%
Q3 24
29.4%
-2.0%
Q2 24
25.6%
EPS (diluted)
COLB
COLB
VFS
VFS
Q1 26
$0.66
Q4 25
$0.76
Q3 25
$0.40
Q2 25
$0.73
Q1 25
$0.41
Q4 24
$0.69
Q3 24
$0.70
Q2 24
$0.57

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
COLB
COLB
VFS
VFS
Cash + ST InvestmentsLiquidity on hand
$8.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$7.7B
Total Assets
$66.0B
$183.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
COLB
COLB
VFS
VFS
Q1 26
Q4 25
$2.4B
Q3 25
$2.3B
$8.8M
Q2 25
$1.9B
$650.0M
Q1 25
$2.1B
$2.4M
Q4 24
$1.9B
Q3 24
$2.1B
$1.9M
Q2 24
$2.1B
Stockholders' Equity
COLB
COLB
VFS
VFS
Q1 26
$7.7B
Q4 25
$7.8B
Q3 25
$7.8B
Q2 25
$5.3B
$-7.2B
Q1 25
$5.2B
Q4 24
$5.1B
Q3 24
$5.3B
Q2 24
$5.0B
Total Assets
COLB
COLB
VFS
VFS
Q1 26
$66.0B
Q4 25
$66.8B
Q3 25
$67.5B
$183.2M
Q2 25
$51.9B
$7.2B
Q1 25
$51.5B
$158.2M
Q4 24
$51.6B
Q3 24
$51.9B
$151.8M
Q2 24
$52.0B

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

COLB
COLB

Segment breakdown not available.

VFS
VFS

Sales of vehicles$662.9M92%
Sales of spare parts and components$41.3M6%
Revenue from leasing activities$12.3M2%
Finance income$2.4M0%
Rendering of services$1.2M0%

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