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Side-by-side financial comparison of Cooper Companies (The) (COO) and SoFi Technologies, Inc. (SOFI). Click either name above to swap in a different company.

Cooper Companies (The) is the larger business by last-quarter revenue ($1.1B vs $1.0B, roughly 1.0× SoFi Technologies, Inc.). SoFi Technologies, Inc. runs the higher net margin — 16.9% vs 7.9%, a 9.0% gap on every dollar of revenue. On growth, SoFi Technologies, Inc. posted the faster year-over-year revenue change (39.6% vs 4.6%). Cooper Companies (The) produced more free cash flow last quarter ($149.9M vs $-4.0B). Over the past eight quarters, SoFi Technologies, Inc.'s revenue compounded faster (26.1% CAGR vs 6.9%).

The Cooper Companies, Inc., branded as CooperCompanies, is a global medical device company headquartered in San Ramon, California. The company consists of two business units, CooperVision (CVI) which manufactures contact lenses, and CooperSurgical (CSI), which manufactures medical devices and fertility and genomic products for the women's healthcare market.

SoFi Technologies, Inc. is an American financial technology company. Founded in 2011 by Stanford University students, it operates as a nationally chartered online bank and is a technology provider to other financial institutions. SoFi is the largest U.S. based online lender, and has 13.7 million customers as of 2025.

COO vs SOFI — Head-to-Head

Bigger by revenue
COO
COO
1.0× larger
COO
$1.1B
$1.0B
SOFI
Growing faster (revenue YoY)
SOFI
SOFI
+35.0% gap
SOFI
39.6%
4.6%
COO
Higher net margin
SOFI
SOFI
9.0% more per $
SOFI
16.9%
7.9%
COO
More free cash flow
COO
COO
$4.1B more FCF
COO
$149.9M
$-4.0B
SOFI
Faster 2-yr revenue CAGR
SOFI
SOFI
Annualised
SOFI
26.1%
6.9%
COO

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
COO
COO
SOFI
SOFI
Revenue
$1.1B
$1.0B
Net Profit
$84.6M
$173.5M
Gross Margin
61.1%
84.2%
Operating Margin
13.2%
18.1%
Net Margin
7.9%
16.9%
Revenue YoY
4.6%
39.6%
Net Profit YoY
-28.0%
-47.8%
EPS (diluted)
$0.42
$0.14

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
COO
COO
SOFI
SOFI
Q4 25
$1.1B
$1.0B
Q3 25
$1.1B
$961.6M
Q2 25
$1.0B
$854.9M
Q1 25
$964.7M
$771.8M
Q4 24
$1.0B
$734.1M
Q3 24
$1.0B
$697.1M
Q2 24
$942.6M
$598.6M
Q1 24
$931.6M
$645.0M
Net Profit
COO
COO
SOFI
SOFI
Q4 25
$84.6M
$173.5M
Q3 25
$98.3M
$139.4M
Q2 25
$87.7M
$97.3M
Q1 25
$104.3M
$71.1M
Q4 24
$117.5M
$332.5M
Q3 24
$104.7M
$60.7M
Q2 24
$88.9M
$17.4M
Q1 24
$81.2M
$88.0M
Gross Margin
COO
COO
SOFI
SOFI
Q4 25
61.1%
84.2%
Q3 25
65.3%
83.2%
Q2 25
67.8%
82.4%
Q1 25
68.4%
82.4%
Q4 24
66.5%
82.5%
Q3 24
66.1%
82.3%
Q2 24
67.0%
81.7%
Q1 24
67.0%
84.5%
Operating Margin
COO
COO
SOFI
SOFI
Q4 25
13.2%
18.1%
Q3 25
16.6%
15.4%
Q2 25
18.4%
13.1%
Q1 25
18.9%
10.3%
Q4 24
19.5%
8.2%
Q3 24
19.2%
9.2%
Q2 24
17.2%
2.6%
Q1 24
16.4%
14.6%
Net Margin
COO
COO
SOFI
SOFI
Q4 25
7.9%
16.9%
Q3 25
9.3%
14.5%
Q2 25
8.7%
11.4%
Q1 25
10.8%
9.2%
Q4 24
11.5%
45.3%
Q3 24
10.4%
8.7%
Q2 24
9.4%
2.9%
Q1 24
8.7%
13.7%
EPS (diluted)
COO
COO
SOFI
SOFI
Q4 25
$0.42
$0.14
Q3 25
$0.49
$0.11
Q2 25
$0.44
$0.08
Q1 25
$0.52
$0.06
Q4 24
$0.59
$0.31
Q3 24
$0.52
$0.05
Q2 24
$0.44
$0.01
Q1 24
$0.41
$0.02

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
COO
COO
SOFI
SOFI
Cash + ST InvestmentsLiquidity on hand
$110.6M
$4.9B
Total DebtLower is stronger
$2.5B
Stockholders' EquityBook value
$8.2B
$10.5B
Total Assets
$12.4B
$50.7B
Debt / EquityLower = less leverage
0.30×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
COO
COO
SOFI
SOFI
Q4 25
$110.6M
$4.9B
Q3 25
$124.9M
$3.2B
Q2 25
$116.2M
$2.1B
Q1 25
$100.9M
$2.1B
Q4 24
$107.6M
$2.5B
Q3 24
$109.7M
$2.4B
Q2 24
$112.4M
$2.3B
Q1 24
$135.2M
$3.7B
Total Debt
COO
COO
SOFI
SOFI
Q4 25
$2.5B
Q3 25
$2.4B
Q2 25
$2.5B
Q1 25
$2.5B
Q4 24
$2.6B
Q3 24
$2.6B
Q2 24
$2.7B
Q1 24
$2.7B
Stockholders' Equity
COO
COO
SOFI
SOFI
Q4 25
$8.2B
$10.5B
Q3 25
$8.4B
$8.8B
Q2 25
$8.3B
$6.9B
Q1 25
$8.1B
$6.7B
Q4 24
$8.1B
$6.5B
Q3 24
$7.9B
$6.1B
Q2 24
$7.8B
$5.9B
Q1 24
$7.7B
$5.8B
Total Assets
COO
COO
SOFI
SOFI
Q4 25
$12.4B
$50.7B
Q3 25
$12.4B
$45.3B
Q2 25
$12.4B
$41.1B
Q1 25
$12.2B
$37.7B
Q4 24
$12.3B
$36.3B
Q3 24
$12.1B
$34.4B
Q2 24
$12.0B
$32.6B
Q1 24
$12.0B
$31.3B
Debt / Equity
COO
COO
SOFI
SOFI
Q4 25
0.30×
Q3 25
0.29×
Q2 25
0.30×
Q1 25
0.31×
Q4 24
0.32×
Q3 24
0.33×
Q2 24
0.34×
Q1 24
0.35×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
COO
COO
SOFI
SOFI
Operating Cash FlowLast quarter
$247.9M
$-3.7B
Free Cash FlowOCF − Capex
$149.9M
$-4.0B
FCF MarginFCF / Revenue
14.1%
-388.8%
Capex IntensityCapex / Revenue
9.2%
23.7%
Cash ConversionOCF / Net Profit
2.93×
-21.56×
TTM Free Cash FlowTrailing 4 quarters
$433.7M
$-6.9B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
COO
COO
SOFI
SOFI
Q4 25
$247.9M
$-3.7B
Q3 25
$261.4M
$-1.3B
Q2 25
$96.2M
$-1.5B
Q1 25
$190.6M
$21.5M
Q4 24
$268.1M
$-1.1B
Q3 24
$207.5M
$-1.2B
Q2 24
$111.0M
$-484.4M
Q1 24
$122.7M
$738.2M
Free Cash Flow
COO
COO
SOFI
SOFI
Q4 25
$149.9M
$-4.0B
Q3 25
$164.5M
$-1.4B
Q2 25
$18.1M
$-1.5B
Q1 25
$101.2M
$-31.1M
Q4 24
$128.1M
$-1.3B
Q3 24
$118.5M
$-1.2B
Q2 24
$36.9M
$-521.1M
Q1 24
$4.6M
$706.3M
FCF Margin
COO
COO
SOFI
SOFI
Q4 25
14.1%
-388.8%
Q3 25
15.5%
-142.0%
Q2 25
1.8%
-179.0%
Q1 25
10.5%
-4.0%
Q4 24
12.6%
-173.5%
Q3 24
11.8%
-174.6%
Q2 24
3.9%
-87.0%
Q1 24
0.5%
109.5%
Capex Intensity
COO
COO
SOFI
SOFI
Q4 25
9.2%
23.7%
Q3 25
9.1%
6.2%
Q2 25
7.8%
7.4%
Q1 25
9.3%
6.8%
Q4 24
13.7%
21.0%
Q3 24
8.9%
6.2%
Q2 24
7.9%
6.1%
Q1 24
12.7%
5.0%
Cash Conversion
COO
COO
SOFI
SOFI
Q4 25
2.93×
-21.56×
Q3 25
2.66×
-9.37×
Q2 25
1.10×
-15.08×
Q1 25
1.83×
0.30×
Q4 24
2.28×
-3.37×
Q3 24
1.98×
-19.32×
Q2 24
1.25×
-27.83×
Q1 24
1.51×
8.39×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

COO
COO

Sphere Other$365.0M34%
Toric And Multifocal$344.7M32%
Office And Surgical$214.5M20%
Fertility$140.9M13%

SOFI
SOFI

Segment breakdown not available.

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