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Side-by-side financial comparison of Cosmos Health Inc. (COSM) and First Western Financial Inc (MYFW). Click either name above to swap in a different company.

First Western Financial Inc is the larger business by last-quarter revenue ($27.5M vs $19.7M, roughly 1.4× Cosmos Health Inc.). Over the past eight quarters, Cosmos Health Inc.'s revenue compounded faster (16.2% CAGR vs 10.0%).

AgniKul Cosmos Private Limited is a private Indian aerospace manufacturer and commercial launch service provider based in National Centre for Combustion Research and Development (NCCRD) of IIT Madras, Chennai. The start up aims to develop and launch its own small-lift launch vehicle such as the Agnibaan, capable of placing 100 kg (220 lb) payload into a 700 km (430 mi) orbit.

The Western Union Company is an American multinational financial services corporation headquartered in Denver, Colorado.

COSM vs MYFW — Head-to-Head

Bigger by revenue
MYFW
MYFW
1.4× larger
MYFW
$27.5M
$19.7M
COSM
Faster 2-yr revenue CAGR
COSM
COSM
Annualised
COSM
16.2%
10.0%
MYFW

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
COSM
COSM
MYFW
MYFW
Revenue
$19.7M
$27.5M
Net Profit
$-10.1M
Gross Margin
10.6%
Operating Margin
-57.9%
Net Margin
-51.5%
Revenue YoY
38.5%
Net Profit YoY
-203.0%
EPS (diluted)
$-0.33
$0.63

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
COSM
COSM
MYFW
MYFW
Q1 26
$27.5M
Q4 25
$19.7M
$26.7M
Q3 25
$17.1M
$26.3M
Q2 25
$14.7M
$24.2M
Q1 25
$13.7M
$24.8M
Q4 24
$14.2M
$24.3M
Q3 24
$12.4M
$22.5M
Q2 24
$13.2M
$22.8M
Net Profit
COSM
COSM
MYFW
MYFW
Q1 26
Q4 25
$-10.1M
$3.3M
Q3 25
$-5.4M
$3.2M
Q2 25
$-2.8M
$2.5M
Q1 25
$-818.1K
$4.2M
Q4 24
$-3.3M
$2.7M
Q3 24
$-8.4M
$2.1M
Q2 24
$-2.6M
$1.1M
Gross Margin
COSM
COSM
MYFW
MYFW
Q1 26
Q4 25
10.6%
Q3 25
15.2%
Q2 25
7.9%
Q1 25
14.9%
Q4 24
7.1%
Q3 24
9.7%
Q2 24
5.8%
Operating Margin
COSM
COSM
MYFW
MYFW
Q1 26
Q4 25
-57.9%
16.6%
Q3 25
-10.6%
15.1%
Q2 25
-17.9%
13.7%
Q1 25
-6.1%
21.6%
Q4 24
-63.0%
16.1%
Q3 24
-18.0%
11.9%
Q2 24
-18.9%
6.2%
Net Margin
COSM
COSM
MYFW
MYFW
Q1 26
Q4 25
-51.5%
12.9%
Q3 25
-31.3%
12.1%
Q2 25
-19.2%
10.3%
Q1 25
-6.0%
16.9%
Q4 24
-23.5%
11.3%
Q3 24
-67.5%
9.5%
Q2 24
-19.6%
4.7%
EPS (diluted)
COSM
COSM
MYFW
MYFW
Q1 26
$0.63
Q4 25
$-0.33
$0.33
Q3 25
$-0.17
$0.32
Q2 25
$-0.10
$0.26
Q1 25
$-0.03
$0.43
Q4 24
$-0.46
$0.28
Q3 24
$-0.45
$0.22
Q2 24
$-0.15
$0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
COSM
COSM
MYFW
MYFW
Cash + ST InvestmentsLiquidity on hand
$761.8K
Total DebtLower is stronger
$3.8M
Stockholders' EquityBook value
$18.4M
$273.4M
Total Assets
$65.5M
$3.2B
Debt / EquityLower = less leverage
0.20×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
COSM
COSM
MYFW
MYFW
Q1 26
Q4 25
$761.8K
Q3 25
$922.6K
Q2 25
$30.3K
Q1 25
$25.3K
Q4 24
$336.3K
Q3 24
$22.8K
Q2 24
$21.5K
Total Debt
COSM
COSM
MYFW
MYFW
Q1 26
Q4 25
$3.8M
Q3 25
$5.4M
Q2 25
$5.2M
Q1 25
$4.9M
Q4 24
$4.1M
$0
Q3 24
$4.3M
Q2 24
$3.9M
Stockholders' Equity
COSM
COSM
MYFW
MYFW
Q1 26
$273.4M
Q4 25
$18.4M
$265.6M
Q3 25
$23.1M
$261.5M
Q2 25
$26.2M
$258.8M
Q1 25
$26.0M
$256.6M
Q4 24
$24.5M
$252.3M
Q3 24
$35.0M
$248.8M
Q2 24
$32.1M
$246.9M
Total Assets
COSM
COSM
MYFW
MYFW
Q1 26
$3.2B
Q4 25
$65.5M
$3.2B
Q3 25
$69.5M
$3.2B
Q2 25
$61.8M
$3.0B
Q1 25
$57.2M
$2.9B
Q4 24
$54.3M
$2.9B
Q3 24
$64.5M
$2.9B
Q2 24
$60.8M
$2.9B
Debt / Equity
COSM
COSM
MYFW
MYFW
Q1 26
Q4 25
0.20×
Q3 25
0.23×
Q2 25
0.20×
Q1 25
0.19×
Q4 24
0.17×
0.00×
Q3 24
0.12×
Q2 24
0.12×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
COSM
COSM
MYFW
MYFW
Operating Cash FlowLast quarter
$-4.6M
Free Cash FlowOCF − Capex
$-4.6M
FCF MarginFCF / Revenue
-23.4%
Capex IntensityCapex / Revenue
0.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-8.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
COSM
COSM
MYFW
MYFW
Q1 26
Q4 25
$-4.6M
$-1.8M
Q3 25
$-2.5M
$10.0M
Q2 25
$-1.2M
$-9.1M
Q1 25
$-186.3K
$8.0M
Q4 24
$-3.8M
$606.0K
Q3 24
$739.8K
$18.8M
Q2 24
$-1.2M
$-11.5M
Free Cash Flow
COSM
COSM
MYFW
MYFW
Q1 26
Q4 25
$-4.6M
$-5.8M
Q3 25
$-2.5M
$9.0M
Q2 25
$-1.2M
$-9.7M
Q1 25
$-198.8K
$7.0M
Q4 24
$-3.9M
$-607.0K
Q3 24
$511.0K
$18.6M
Q2 24
$-1.2M
$-11.9M
FCF Margin
COSM
COSM
MYFW
MYFW
Q1 26
Q4 25
-23.4%
-21.6%
Q3 25
-14.4%
34.1%
Q2 25
-8.4%
-39.9%
Q1 25
-1.5%
28.1%
Q4 24
-27.5%
-2.5%
Q3 24
4.1%
82.3%
Q2 24
-9.4%
-52.1%
Capex Intensity
COSM
COSM
MYFW
MYFW
Q1 26
Q4 25
0.0%
14.9%
Q3 25
0.1%
4.1%
Q2 25
0.2%
2.4%
Q1 25
0.1%
4.2%
Q4 24
0.5%
5.0%
Q3 24
1.8%
1.3%
Q2 24
0.3%
1.6%
Cash Conversion
COSM
COSM
MYFW
MYFW
Q1 26
Q4 25
-0.54×
Q3 25
3.15×
Q2 25
-3.63×
Q1 25
1.91×
Q4 24
0.22×
Q3 24
8.83×
Q2 24
-10.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

COSM
COSM

Segment breakdown not available.

MYFW
MYFW

Net Interest Income$20.9M76%
Noninterest Income$6.7M24%

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