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Side-by-side financial comparison of First Western Financial Inc (MYFW) and PCB BANCORP (PCB). Click either name above to swap in a different company.
PCB BANCORP is the larger business by last-quarter revenue ($29.2M vs $27.5M, roughly 1.1× First Western Financial Inc). Over the past eight quarters, PCB BANCORP's revenue compounded faster (10.4% CAGR vs 10.0%).
The Western Union Company is an American multinational financial services corporation headquartered in Denver, Colorado.
PCB Bank is an American community bank that focuses on the Korean-American community based in California and offers commercial banking services. It has branches in 8 states and is the third largest Korean American Bank after Bank of Hope and Hanmi Bank.
MYFW vs PCB — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $27.5M | $29.2M |
| Net Profit | — | — |
| Gross Margin | — | — |
| Operating Margin | — | 45.0% |
| Net Margin | — | — |
| Revenue YoY | — | 11.3% |
| Net Profit YoY | — | — |
| EPS (diluted) | $0.63 | $0.65 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $27.5M | — | ||
| Q4 25 | $26.7M | $29.2M | ||
| Q3 25 | $26.3M | $30.4M | ||
| Q2 25 | $24.2M | $29.3M | ||
| Q1 25 | $24.8M | $26.9M | ||
| Q4 24 | $24.3M | $26.2M | ||
| Q3 24 | $22.5M | $25.3M | ||
| Q2 24 | $22.8M | $24.2M |
| Q1 26 | — | — | ||
| Q4 25 | $3.3M | — | ||
| Q3 25 | $3.2M | $11.4M | ||
| Q2 25 | $2.5M | $9.1M | ||
| Q1 25 | $4.2M | $7.7M | ||
| Q4 24 | $2.7M | — | ||
| Q3 24 | $2.1M | $7.8M | ||
| Q2 24 | $1.1M | $6.3M |
| Q1 26 | — | — | ||
| Q4 25 | 16.6% | 45.0% | ||
| Q3 25 | 15.1% | 52.3% | ||
| Q2 25 | 13.7% | 43.3% | ||
| Q1 25 | 21.6% | 40.2% | ||
| Q4 24 | 16.1% | 39.3% | ||
| Q3 24 | 11.9% | 42.2% | ||
| Q2 24 | 6.2% | 36.3% |
| Q1 26 | — | — | ||
| Q4 25 | 12.9% | — | ||
| Q3 25 | 12.1% | 37.5% | ||
| Q2 25 | 10.3% | 31.0% | ||
| Q1 25 | 16.9% | 28.8% | ||
| Q4 24 | 11.3% | — | ||
| Q3 24 | 9.5% | 30.8% | ||
| Q2 24 | 4.7% | 25.9% |
| Q1 26 | $0.63 | — | ||
| Q4 25 | $0.33 | $0.65 | ||
| Q3 25 | $0.32 | $0.78 | ||
| Q2 25 | $0.26 | $0.62 | ||
| Q1 25 | $0.43 | $0.53 | ||
| Q4 24 | $0.28 | $0.46 | ||
| Q3 24 | $0.22 | $0.52 | ||
| Q2 24 | $0.11 | $0.43 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $207.1M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $273.4M | $390.0M |
| Total Assets | $3.2B | $3.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $207.1M | ||
| Q3 25 | — | $369.5M | ||
| Q2 25 | — | $263.6M | ||
| Q1 25 | — | $214.3M | ||
| Q4 24 | — | $198.8M | ||
| Q3 24 | — | $193.1M | ||
| Q2 24 | — | $177.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $0 | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $273.4M | — | ||
| Q4 25 | $265.6M | $390.0M | ||
| Q3 25 | $261.5M | $384.5M | ||
| Q2 25 | $258.8M | $376.5M | ||
| Q1 25 | $256.6M | $370.9M | ||
| Q4 24 | $252.3M | $363.8M | ||
| Q3 24 | $248.8M | $362.3M | ||
| Q2 24 | $246.9M | $353.5M |
| Q1 26 | $3.2B | — | ||
| Q4 25 | $3.2B | $3.3B | ||
| Q3 25 | $3.2B | $3.4B | ||
| Q2 25 | $3.0B | $3.3B | ||
| Q1 25 | $2.9B | $3.2B | ||
| Q4 24 | $2.9B | $3.1B | ||
| Q3 24 | $2.9B | $2.9B | ||
| Q2 24 | $2.9B | $2.9B |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $26.6M |
| Free Cash FlowOCF − Capex | — | $24.4M |
| FCF MarginFCF / Revenue | — | 83.6% |
| Capex IntensityCapex / Revenue | — | 7.5% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $46.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-1.8M | $26.6M | ||
| Q3 25 | $10.0M | $16.4M | ||
| Q2 25 | $-9.1M | $4.9M | ||
| Q1 25 | $8.0M | $2.3M | ||
| Q4 24 | $606.0K | $39.0M | ||
| Q3 24 | $18.8M | $11.9M | ||
| Q2 24 | $-11.5M | $14.6M |
| Q1 26 | — | — | ||
| Q4 25 | $-5.8M | $24.4M | ||
| Q3 25 | $9.0M | $16.2M | ||
| Q2 25 | $-9.7M | $3.8M | ||
| Q1 25 | $7.0M | $1.6M | ||
| Q4 24 | $-607.0K | $34.9M | ||
| Q3 24 | $18.6M | $11.9M | ||
| Q2 24 | $-11.9M | $12.8M |
| Q1 26 | — | — | ||
| Q4 25 | -21.6% | 83.6% | ||
| Q3 25 | 34.1% | 53.2% | ||
| Q2 25 | -39.9% | 13.1% | ||
| Q1 25 | 28.1% | 6.0% | ||
| Q4 24 | -2.5% | 133.2% | ||
| Q3 24 | 82.3% | 46.8% | ||
| Q2 24 | -52.1% | 53.1% |
| Q1 26 | — | — | ||
| Q4 25 | 14.9% | 7.5% | ||
| Q3 25 | 4.1% | 0.8% | ||
| Q2 25 | 2.4% | 3.7% | ||
| Q1 25 | 4.2% | 2.8% | ||
| Q4 24 | 5.0% | 15.5% | ||
| Q3 24 | 1.3% | 0.1% | ||
| Q2 24 | 1.6% | 7.3% |
| Q1 26 | — | — | ||
| Q4 25 | -0.54× | — | ||
| Q3 25 | 3.15× | 1.44× | ||
| Q2 25 | -3.63× | 0.54× | ||
| Q1 25 | 1.91× | 0.30× | ||
| Q4 24 | 0.22× | — | ||
| Q3 24 | 8.83× | 1.52× | ||
| Q2 24 | -10.68× | 2.33× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MYFW
| Net Interest Income | $20.9M | 76% |
| Noninterest Income | $6.7M | 24% |
PCB
Segment breakdown not available.
