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Side-by-side financial comparison of CoastalSouth Bancshares, Inc. (COSO) and NEW ENGLAND REALTY ASSOCIATES LIMITED PARTNERSHIP (NEN). Click either name above to swap in a different company.

NEW ENGLAND REALTY ASSOCIATES LIMITED PARTNERSHIP is the larger business by last-quarter revenue ($23.6M vs $21.3M, roughly 1.1× CoastalSouth Bancshares, Inc.). CoastalSouth Bancshares, Inc. runs the higher net margin — 31.7% vs -677.3%, a 709.0% gap on every dollar of revenue.

CoastalSouth Bancshares, Inc. is a U.S.-based regional bank holding company. It provides a full range of personal and commercial banking services including deposit accounts, consumer loans, mortgages, commercial financing and wealth management solutions for retail customers and small-to-medium enterprises across the U.S. Gulf Coast region.

New England Realty Associates Limited Partnership is a real estate investment entity that owns, operates and manages residential and commercial properties primarily across the U.S. New England region. Its core assets include multifamily apartments, mixed-use properties and small commercial spaces, serving tenants across Massachusetts, New Hampshire and adjacent states, delivering steady returns to unitholders via rental income and property value growth.

COSO vs NEN — Head-to-Head

Bigger by revenue
NEN
NEN
1.1× larger
NEN
$23.6M
$21.3M
COSO
Higher net margin
COSO
COSO
709.0% more per $
COSO
31.7%
-677.3%
NEN

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
COSO
COSO
NEN
NEN
Revenue
$21.3M
$23.6M
Net Profit
$6.7M
$-1.4M
Gross Margin
Operating Margin
41.2%
14.0%
Net Margin
31.7%
-677.3%
Revenue YoY
15.7%
Net Profit YoY
-133.0%
EPS (diluted)
$0.54

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
COSO
COSO
NEN
NEN
Q4 25
$23.6M
Q3 25
$21.3M
$23.7M
Q2 25
$19.9M
$21.2M
Q1 25
$20.7M
Q4 24
$20.4M
Q3 24
$20.2M
Q2 24
$20.1M
Q1 24
$19.9M
Net Profit
COSO
COSO
NEN
NEN
Q4 25
$-1.4M
Q3 25
$6.7M
$-521.8K
Q2 25
$6.0M
$4.1M
Q1 25
$3.8M
Q4 24
$4.2M
Q3 24
$3.9M
Q2 24
$4.1M
Q1 24
$3.5M
Operating Margin
COSO
COSO
NEN
NEN
Q4 25
14.0%
Q3 25
41.2%
20.0%
Q2 25
35.4%
33.3%
Q1 25
30.1%
Q4 24
32.4%
Q3 24
32.0%
Q2 24
32.6%
Q1 24
28.9%
Net Margin
COSO
COSO
NEN
NEN
Q4 25
-677.3%
Q3 25
31.7%
-2.2%
Q2 25
30.0%
19.5%
Q1 25
18.3%
Q4 24
20.7%
Q3 24
19.3%
Q2 24
20.3%
Q1 24
17.4%
EPS (diluted)
COSO
COSO
NEN
NEN
Q4 25
Q3 25
$0.54
Q2 25
$0.57
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
COSO
COSO
NEN
NEN
Cash + ST InvestmentsLiquidity on hand
$26.7M
Total DebtLower is stronger
$531.0M
Stockholders' EquityBook value
$250.4M
Total Assets
$2.3B
$505.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
COSO
COSO
NEN
NEN
Q4 25
$26.7M
Q3 25
$13.4M
Q2 25
$16.7M
Q1 25
$30.9M
Q4 24
$17.6M
Q3 24
$15.1M
Q2 24
$13.5M
Q1 24
$28.8M
Total Debt
COSO
COSO
NEN
NEN
Q4 25
$531.0M
Q3 25
$514.2M
Q2 25
$514.3M
Q1 25
$407.8M
Q4 24
$408.6M
Q3 24
$409.3M
Q2 24
$410.0M
Q1 24
$410.7M
Stockholders' Equity
COSO
COSO
NEN
NEN
Q4 25
Q3 25
$250.4M
Q2 25
$209.4M
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Total Assets
COSO
COSO
NEN
NEN
Q4 25
$505.3M
Q3 25
$2.3B
$492.9M
Q2 25
$2.2B
$494.8M
Q1 25
$385.2M
Q4 24
$393.5M
Q3 24
$387.4M
Q2 24
$383.7M
Q1 24
$381.2M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
COSO
COSO
NEN
NEN
Operating Cash FlowLast quarter
$-5.5M
$27.7M
Free Cash FlowOCF − Capex
$-5.9M
FCF MarginFCF / Revenue
-27.7%
Capex IntensityCapex / Revenue
1.9%
Cash ConversionOCF / Net Profit
-0.82×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
COSO
COSO
NEN
NEN
Q4 25
$27.7M
Q3 25
$-5.5M
$2.3M
Q2 25
$-16.8M
$12.5M
Q1 25
$5.5M
Q4 24
$31.9M
Q3 24
$8.5M
Q2 24
$5.4M
Q1 24
$6.1M
Free Cash Flow
COSO
COSO
NEN
NEN
Q4 25
Q3 25
$-5.9M
Q2 25
$-17.9M
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
FCF Margin
COSO
COSO
NEN
NEN
Q4 25
Q3 25
-27.7%
Q2 25
-90.3%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Capex Intensity
COSO
COSO
NEN
NEN
Q4 25
Q3 25
1.9%
Q2 25
5.5%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Cash Conversion
COSO
COSO
NEN
NEN
Q4 25
Q3 25
-0.82×
Q2 25
-2.82×
3.02×
Q1 25
1.44×
Q4 24
7.57×
Q3 24
2.17×
Q2 24
1.32×
Q1 24
1.77×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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