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Side-by-side financial comparison of CoastalSouth Bancshares, Inc. (COSO) and TRIO-TECH INTERNATIONAL (TRT). Click either name above to swap in a different company.

CoastalSouth Bancshares, Inc. is the larger business by last-quarter revenue ($21.3M vs $15.6M, roughly 1.4× TRIO-TECH INTERNATIONAL). CoastalSouth Bancshares, Inc. runs the higher net margin — 31.7% vs 0.8%, a 30.9% gap on every dollar of revenue. TRIO-TECH INTERNATIONAL produced more free cash flow last quarter ($-152.0K vs $-5.9M).

CoastalSouth Bancshares, Inc. is a U.S.-based regional bank holding company. It provides a full range of personal and commercial banking services including deposit accounts, consumer loans, mortgages, commercial financing and wealth management solutions for retail customers and small-to-medium enterprises across the U.S. Gulf Coast region.

Trio-Tech International is a global provider of semiconductor testing and burn-in solutions, alongside specialized manufacturing services for electronic components. It serves clients across the semiconductor, aerospace, and consumer electronics sectors, with operational footprints spanning North America, Asia, and Europe, delivering custom reliability testing systems and related support services.

COSO vs TRT — Head-to-Head

Bigger by revenue
COSO
COSO
1.4× larger
COSO
$21.3M
$15.6M
TRT
Higher net margin
COSO
COSO
30.9% more per $
COSO
31.7%
0.8%
TRT
More free cash flow
TRT
TRT
$5.8M more FCF
TRT
$-152.0K
$-5.9M
COSO

Income Statement — Q3 FY2025 vs Q2 FY2026

Metric
COSO
COSO
TRT
TRT
Revenue
$21.3M
$15.6M
Net Profit
$6.7M
$126.0K
Gross Margin
16.0%
Operating Margin
41.2%
0.6%
Net Margin
31.7%
0.8%
Revenue YoY
81.6%
Net Profit YoY
-75.1%
EPS (diluted)
$0.54
$0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
COSO
COSO
TRT
TRT
Q4 25
$15.6M
Q3 25
$21.3M
$15.5M
Q2 25
$19.9M
$10.7M
Q1 25
$7.4M
Q4 24
$8.6M
Q3 24
$9.8M
Q2 24
$9.7M
Q1 24
$10.4M
Net Profit
COSO
COSO
TRT
TRT
Q4 25
$126.0K
Q3 25
$6.7M
$77.0K
Q2 25
$6.0M
$183.0K
Q1 25
$-495.0K
Q4 24
$507.0K
Q3 24
$-236.0K
Q2 24
$243.0K
Q1 24
$70.0K
Gross Margin
COSO
COSO
TRT
TRT
Q4 25
16.0%
Q3 25
16.7%
Q2 25
24.6%
Q1 25
26.8%
Q4 24
25.7%
Q3 24
23.7%
Q2 24
27.5%
Q1 24
26.0%
Operating Margin
COSO
COSO
TRT
TRT
Q4 25
0.6%
Q3 25
41.2%
0.3%
Q2 25
35.4%
4.4%
Q1 25
-4.6%
Q4 24
-0.0%
Q3 24
1.4%
Q2 24
3.7%
Q1 24
0.6%
Net Margin
COSO
COSO
TRT
TRT
Q4 25
0.8%
Q3 25
31.7%
0.5%
Q2 25
30.0%
1.7%
Q1 25
-6.7%
Q4 24
5.9%
Q3 24
-2.4%
Q2 24
2.5%
Q1 24
0.7%
EPS (diluted)
COSO
COSO
TRT
TRT
Q4 25
$0.01
Q3 25
$0.54
$0.02
Q2 25
$0.57
$0.11
Q1 25
$-0.12
Q4 24
$0.06
Q3 24
$-0.06
Q2 24
$0.05
Q1 24
$0.02

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
COSO
COSO
TRT
TRT
Cash + ST InvestmentsLiquidity on hand
$16.5M
Total DebtLower is stronger
$581.0K
Stockholders' EquityBook value
$250.4M
$33.5M
Total Assets
$2.3B
$45.7M
Debt / EquityLower = less leverage
0.02×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
COSO
COSO
TRT
TRT
Q4 25
$16.5M
Q3 25
$17.4M
Q2 25
$16.7M
Q1 25
$17.6M
Q4 24
$16.5M
Q3 24
$15.5M
Q2 24
$16.5M
Q1 24
$17.0M
Total Debt
COSO
COSO
TRT
TRT
Q4 25
$581.0K
Q3 25
$622.0K
Q2 25
$684.0K
Q1 25
$729.0K
Q4 24
$782.0K
Q3 24
$923.0K
Q2 24
$874.0K
Q1 24
$984.0K
Stockholders' Equity
COSO
COSO
TRT
TRT
Q4 25
$33.5M
Q3 25
$250.4M
$34.1M
Q2 25
$209.4M
$34.0M
Q1 25
$32.3M
Q4 24
$31.8M
Q3 24
$33.1M
Q2 24
$31.3M
Q1 24
$31.2M
Total Assets
COSO
COSO
TRT
TRT
Q4 25
$45.7M
Q3 25
$2.3B
$47.4M
Q2 25
$2.2B
$41.1M
Q1 25
$40.0M
Q4 24
$39.8M
Q3 24
$42.9M
Q2 24
$42.5M
Q1 24
$43.1M
Debt / Equity
COSO
COSO
TRT
TRT
Q4 25
0.02×
Q3 25
0.02×
Q2 25
0.02×
Q1 25
0.02×
Q4 24
0.02×
Q3 24
0.03×
Q2 24
0.03×
Q1 24
0.03×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
COSO
COSO
TRT
TRT
Operating Cash FlowLast quarter
$-5.5M
$134.0K
Free Cash FlowOCF − Capex
$-5.9M
$-152.0K
FCF MarginFCF / Revenue
-27.7%
-1.0%
Capex IntensityCapex / Revenue
1.9%
1.8%
Cash ConversionOCF / Net Profit
-0.82×
1.06×
TTM Free Cash FlowTrailing 4 quarters
$137.0K

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
COSO
COSO
TRT
TRT
Q4 25
$134.0K
Q3 25
$-5.5M
$933.0K
Q2 25
$-16.8M
$-664.0K
Q1 25
$781.0K
Q4 24
$2.1M
Q3 24
$-1.9M
Q2 24
$199.0K
Q1 24
$1.2M
Free Cash Flow
COSO
COSO
TRT
TRT
Q4 25
$-152.0K
Q3 25
$-5.9M
$887.0K
Q2 25
$-17.9M
$-1.2M
Q1 25
$623.0K
Q4 24
$1.9M
Q3 24
$-1.9M
Q2 24
$-135.0K
Q1 24
$1.1M
FCF Margin
COSO
COSO
TRT
TRT
Q4 25
-1.0%
Q3 25
-27.7%
5.7%
Q2 25
-90.3%
-11.4%
Q1 25
8.4%
Q4 24
22.4%
Q3 24
-19.7%
Q2 24
-1.4%
Q1 24
10.6%
Capex Intensity
COSO
COSO
TRT
TRT
Q4 25
1.8%
Q3 25
1.9%
0.3%
Q2 25
5.5%
5.2%
Q1 25
2.1%
Q4 24
2.1%
Q3 24
0.7%
Q2 24
3.4%
Q1 24
0.5%
Cash Conversion
COSO
COSO
TRT
TRT
Q4 25
1.06×
Q3 25
-0.82×
12.12×
Q2 25
-2.82×
-3.63×
Q1 25
Q4 24
4.16×
Q3 24
Q2 24
0.82×
Q1 24
16.44×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

COSO
COSO

Segment breakdown not available.

TRT
TRT

Semiconductor Backend Solutions$12.4M79%
Industrial Electronics$3.3M21%

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