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Side-by-side financial comparison of Corpay (CPAY) and FRESH DEL MONTE PRODUCE INC (FDP). Click either name above to swap in a different company.
Corpay is the larger business by last-quarter revenue ($1.2B vs $1.0B, roughly 1.2× FRESH DEL MONTE PRODUCE INC). Corpay runs the higher net margin — 21.2% vs 3.2%, a 18.0% gap on every dollar of revenue. On growth, Corpay posted the faster year-over-year revenue change (20.7% vs 0.6%). Corpay produced more free cash flow last quarter ($760.3M vs $-17.2M). Over the past eight quarters, Corpay's revenue compounded faster (15.5% CAGR vs -4.1%).
Corpay, Inc., headquartered in Atlanta, Georgia, provides payments and spend management systems and services that control expense-related purchasing and payment processes. The company focuses on vehicle-related expenses, lodging expenses, and corporate payments.
Fresh Del Monte Produce Incorporated is one of the world’s leading vertically integrated producers, distributors, and marketers of prepared, fresh and fresh-cut fruits and vegetables. Incorporated in George Town, Cayman Islands, its US executive office is located at 241 Sevilla Avenue, Coral Gables, Florida.
CPAY vs FDP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.2B | $1.0B |
| Net Profit | $264.5M | $32.3M |
| Gross Margin | — | 10.4% |
| Operating Margin | 45.2% | 4.5% |
| Net Margin | 21.2% | 3.2% |
| Revenue YoY | 20.7% | 0.6% |
| Net Profit YoY | 7.5% | 59.1% |
| EPS (diluted) | $3.74 | $0.67 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.2B | $1.0B | ||
| Q3 25 | $1.2B | $1.0B | ||
| Q2 25 | $1.1B | $1.2B | ||
| Q1 25 | $1.0B | $1.1B | ||
| Q4 24 | $1.0B | $1.0B | ||
| Q3 24 | $1.0B | $1.0B | ||
| Q2 24 | $975.7M | $1.1B | ||
| Q1 24 | $935.3M | $1.1B |
| Q4 25 | $264.5M | $32.3M | ||
| Q3 25 | $277.9M | $-29.1M | ||
| Q2 25 | $284.2M | $56.8M | ||
| Q1 25 | $243.2M | $31.1M | ||
| Q4 24 | $246.0M | $20.3M | ||
| Q3 24 | $276.4M | $42.1M | ||
| Q2 24 | $251.6M | $53.6M | ||
| Q1 24 | $229.8M | $26.1M |
| Q4 25 | — | 10.4% | ||
| Q3 25 | — | 7.9% | ||
| Q2 25 | — | 10.2% | ||
| Q1 25 | — | 8.4% | ||
| Q4 24 | — | 6.8% | ||
| Q3 24 | — | 9.2% | ||
| Q2 24 | — | 9.9% | ||
| Q1 24 | — | 7.4% |
| Q4 25 | 45.2% | 4.5% | ||
| Q3 25 | 44.6% | -2.1% | ||
| Q2 25 | 43.5% | 5.8% | ||
| Q1 25 | 42.5% | 4.1% | ||
| Q4 24 | 47.2% | 3.0% | ||
| Q3 24 | 45.5% | 5.3% | ||
| Q2 24 | 44.4% | 6.0% | ||
| Q1 24 | 42.5% | 4.0% |
| Q4 25 | 21.2% | 3.2% | ||
| Q3 25 | 23.7% | -2.8% | ||
| Q2 25 | 25.8% | 4.8% | ||
| Q1 25 | 24.2% | 2.8% | ||
| Q4 24 | 23.8% | 2.0% | ||
| Q3 24 | 26.9% | 4.1% | ||
| Q2 24 | 25.8% | 4.7% | ||
| Q1 24 | 24.6% | 2.4% |
| Q4 25 | $3.74 | $0.67 | ||
| Q3 25 | $3.91 | $-0.61 | ||
| Q2 25 | $3.98 | $1.18 | ||
| Q1 25 | $3.40 | $0.64 | ||
| Q4 24 | $3.43 | $0.41 | ||
| Q3 24 | $3.90 | $0.88 | ||
| Q2 24 | $3.52 | $1.12 | ||
| Q1 24 | $3.12 | $0.55 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $2.4B | $35.7M |
| Total DebtLower is stronger | $10.0B | $176.2M |
| Stockholders' EquityBook value | $3.9B | $2.0B |
| Total Assets | $26.4B | $3.1B |
| Debt / EquityLower = less leverage | 2.58× | 0.09× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $2.4B | $35.7M | ||
| Q3 25 | $2.0B | $97.2M | ||
| Q2 25 | $2.2B | $85.5M | ||
| Q1 25 | $1.6B | $34.4M | ||
| Q4 24 | $1.6B | $32.6M | ||
| Q3 24 | $1.3B | $50.8M | ||
| Q2 24 | $1.4B | $37.8M | ||
| Q1 24 | $1.3B | $42.2M |
| Q4 25 | $10.0B | $176.2M | ||
| Q3 25 | $8.1B | $176.7M | ||
| Q2 25 | $8.1B | $205.2M | ||
| Q1 25 | $8.2B | $237.4M | ||
| Q4 24 | $8.0B | $248.9M | ||
| Q3 24 | — | $274.8M | ||
| Q2 24 | — | $290.4M | ||
| Q1 24 | — | $405.8M |
| Q4 25 | $3.9B | $2.0B | ||
| Q3 25 | $4.1B | $2.0B | ||
| Q2 25 | $3.9B | $2.1B | ||
| Q1 25 | $3.5B | $2.0B | ||
| Q4 24 | $3.1B | $2.0B | ||
| Q3 24 | $3.1B | $2.0B | ||
| Q2 24 | $2.8B | $2.0B | ||
| Q1 24 | $3.3B | $1.9B |
| Q4 25 | $26.4B | $3.1B | ||
| Q3 25 | $19.7B | $3.1B | ||
| Q2 25 | $20.4B | $3.2B | ||
| Q1 25 | $18.5B | $3.2B | ||
| Q4 24 | $18.0B | $3.1B | ||
| Q3 24 | $17.6B | $3.2B | ||
| Q2 24 | $16.2B | $3.1B | ||
| Q1 24 | $15.8B | $3.2B |
| Q4 25 | 2.58× | 0.09× | ||
| Q3 25 | 1.99× | 0.09× | ||
| Q2 25 | 2.07× | 0.10× | ||
| Q1 25 | 2.37× | 0.12× | ||
| Q4 24 | 2.56× | 0.13× | ||
| Q3 24 | — | 0.14× | ||
| Q2 24 | — | 0.15× | ||
| Q1 24 | — | 0.21× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $812.7M | $10.9M |
| Free Cash FlowOCF − Capex | $760.3M | $-17.2M |
| FCF MarginFCF / Revenue | 60.9% | -1.7% |
| Capex IntensityCapex / Revenue | 4.2% | 2.8% |
| Cash ConversionOCF / Net Profit | 3.07× | 0.34× |
| TTM Free Cash FlowTrailing 4 quarters | $1.3B | $181.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $812.7M | $10.9M | ||
| Q3 25 | $-378.9M | $75.0M | ||
| Q2 25 | $1.1B | $113.1M | ||
| Q1 25 | $-74.2M | $46.1M | ||
| Q4 24 | $648.7M | $-4.7M | ||
| Q3 24 | $400.8M | $43.5M | ||
| Q2 24 | $540.9M | $125.0M | ||
| Q1 24 | $350.2M | $18.7M |
| Q4 25 | $760.3M | $-17.2M | ||
| Q3 25 | $-429.8M | $60.9M | ||
| Q2 25 | $1.1B | $101.5M | ||
| Q1 25 | $-118.9M | $36.1M | ||
| Q4 24 | $604.6M | $-22.3M | ||
| Q3 24 | $355.0M | $30.1M | ||
| Q2 24 | $496.8M | $117.0M | ||
| Q1 24 | $309.0M | $6.0M |
| Q4 25 | 60.9% | -1.7% | ||
| Q3 25 | -36.7% | 6.0% | ||
| Q2 25 | 98.7% | 8.6% | ||
| Q1 25 | -11.8% | 3.3% | ||
| Q4 24 | 58.4% | -2.2% | ||
| Q3 24 | 34.5% | 3.0% | ||
| Q2 24 | 50.9% | 10.3% | ||
| Q1 24 | 33.0% | 0.5% |
| Q4 25 | 4.2% | 2.8% | ||
| Q3 25 | 4.3% | 1.4% | ||
| Q2 25 | 4.8% | 1.0% | ||
| Q1 25 | 4.5% | 0.9% | ||
| Q4 24 | 4.3% | 1.7% | ||
| Q3 24 | 4.4% | 1.3% | ||
| Q2 24 | 4.5% | 0.7% | ||
| Q1 24 | 4.4% | 1.1% |
| Q4 25 | 3.07× | 0.34× | ||
| Q3 25 | -1.36× | — | ||
| Q2 25 | 4.01× | 1.99× | ||
| Q1 25 | -0.30× | 1.48× | ||
| Q4 24 | 2.64× | -0.23× | ||
| Q3 24 | 1.45× | 1.03× | ||
| Q2 24 | 2.15× | 2.33× | ||
| Q1 24 | 1.52× | 0.72× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CPAY
| Vehicle Payments | $572.9M | 46% |
| Corporate Payments | $480.8M | 39% |
| Lodging Payments | $112.5M | 9% |
| Other Operating Segments | $82.1M | 7% |
FDP
| Other | $482.7M | 47% |
| Gold Pineapples | $184.9M | 18% |
| Fresh Cut Fruit | $126.4M | 12% |
| Fresh Cut Vegetables | $69.3M | 7% |
| Avocados | $66.9M | 7% |
| Other Fruit Productsand Services | $26.1M | 3% |
| Non Tropical Fruit | $23.0M | 2% |
| Melons | $20.6M | 2% |
| Vegetables | $19.6M | 2% |
