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Side-by-side financial comparison of CENTRAL PACIFIC FINANCIAL CORP (CPF) and Fulgent Genetics, Inc. (FLGT). Click either name above to swap in a different company.

Fulgent Genetics, Inc. is the larger business by last-quarter revenue ($83.3M vs $76.3M, roughly 1.1× CENTRAL PACIFIC FINANCIAL CORP). CENTRAL PACIFIC FINANCIAL CORP runs the higher net margin — 30.0% vs -28.1%, a 58.1% gap on every dollar of revenue. On growth, CENTRAL PACIFIC FINANCIAL CORP posted the faster year-over-year revenue change (30.6% vs 9.3%). CENTRAL PACIFIC FINANCIAL CORP produced more free cash flow last quarter ($92.3M vs $-83.1M). Over the past eight quarters, Fulgent Genetics, Inc.'s revenue compounded faster (13.7% CAGR vs 11.4%).

Central Pacific Bank (CPB) is an American regional commercial bank located throughout the state of Hawaii.

Fulgent Genetics, Inc. is a molecular diagnostics technology firm that develops and offers genetic testing services including carrier screening, oncology testing, infectious disease detection, and hereditary condition analysis, serving clinical providers, pharma firms, research institutions and public health groups primarily in North America.

CPF vs FLGT — Head-to-Head

Bigger by revenue
FLGT
FLGT
1.1× larger
FLGT
$83.3M
$76.3M
CPF
Growing faster (revenue YoY)
CPF
CPF
+21.3% gap
CPF
30.6%
9.3%
FLGT
Higher net margin
CPF
CPF
58.1% more per $
CPF
30.0%
-28.1%
FLGT
More free cash flow
CPF
CPF
$175.4M more FCF
CPF
$92.3M
$-83.1M
FLGT
Faster 2-yr revenue CAGR
FLGT
FLGT
Annualised
FLGT
13.7%
11.4%
CPF

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CPF
CPF
FLGT
FLGT
Revenue
$76.3M
$83.3M
Net Profit
$22.9M
$-23.4M
Gross Margin
39.1%
Operating Margin
37.0%
-43.5%
Net Margin
30.0%
-28.1%
Revenue YoY
30.6%
9.3%
Net Profit YoY
101.6%
-297.7%
EPS (diluted)
$0.85

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CPF
CPF
FLGT
FLGT
Q4 25
$76.3M
$83.3M
Q3 25
$74.8M
$84.1M
Q2 25
$72.8M
$81.8M
Q1 25
$68.8M
$73.5M
Q4 24
$58.4M
$76.2M
Q3 24
$66.6M
$71.7M
Q2 24
$64.0M
$71.0M
Q1 24
$61.4M
$64.5M
Net Profit
CPF
CPF
FLGT
FLGT
Q4 25
$22.9M
$-23.4M
Q3 25
$18.6M
$-6.6M
Q2 25
$18.3M
$-19.0M
Q1 25
$17.8M
$-11.5M
Q4 24
$11.3M
$-5.9M
Q3 24
$13.3M
$-14.6M
Q2 24
$15.8M
$-8.7M
Q1 24
$12.9M
$-13.5M
Gross Margin
CPF
CPF
FLGT
FLGT
Q4 25
39.1%
Q3 25
42.2%
Q2 25
42.1%
Q1 25
38.6%
Q4 24
41.8%
Q3 24
37.3%
Q2 24
37.3%
Q1 24
34.3%
Operating Margin
CPF
CPF
FLGT
FLGT
Q4 25
37.0%
-43.5%
Q3 25
31.6%
-18.3%
Q2 25
32.8%
-24.1%
Q1 25
32.8%
-26.9%
Q4 24
23.0%
-21.2%
Q3 24
25.6%
-23.8%
Q2 24
32.2%
-26.6%
Q1 24
27.5%
-33.8%
Net Margin
CPF
CPF
FLGT
FLGT
Q4 25
30.0%
-28.1%
Q3 25
24.8%
-7.9%
Q2 25
25.1%
-23.2%
Q1 25
25.8%
-15.7%
Q4 24
19.4%
-7.7%
Q3 24
20.0%
-20.4%
Q2 24
24.7%
-12.3%
Q1 24
21.1%
-20.9%
EPS (diluted)
CPF
CPF
FLGT
FLGT
Q4 25
$0.85
Q3 25
$0.69
Q2 25
$0.67
Q1 25
$0.65
Q4 24
$0.42
Q3 24
$0.49
Q2 24
$0.58
Q1 24
$0.48

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CPF
CPF
FLGT
FLGT
Cash + ST InvestmentsLiquidity on hand
$50.2M
Total DebtLower is stronger
$76.5M
Stockholders' EquityBook value
$592.6M
$1.1B
Total Assets
$7.4B
$1.2B
Debt / EquityLower = less leverage
0.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CPF
CPF
FLGT
FLGT
Q4 25
$50.2M
Q3 25
$117.6M
Q2 25
$87.9M
Q1 25
$67.3M
Q4 24
$55.1M
Q3 24
$58.0M
Q2 24
$65.1M
Q1 24
$54.7M
Total Debt
CPF
CPF
FLGT
FLGT
Q4 25
$76.5M
Q3 25
$131.5M
Q2 25
$131.5M
Q1 25
$131.4M
Q4 24
$156.3M
Q3 24
$156.3M
Q2 24
$156.2M
Q1 24
$156.2M
Stockholders' Equity
CPF
CPF
FLGT
FLGT
Q4 25
$592.6M
$1.1B
Q3 25
$588.1M
$1.1B
Q2 25
$568.9M
$1.1B
Q1 25
$557.4M
$1.1B
Q4 24
$538.4M
$1.1B
Q3 24
$543.7M
$1.1B
Q2 24
$518.6M
$1.1B
Q1 24
$507.2M
$1.1B
Total Assets
CPF
CPF
FLGT
FLGT
Q4 25
$7.4B
$1.2B
Q3 25
$7.4B
$1.2B
Q2 25
$7.4B
$1.2B
Q1 25
$7.4B
$1.2B
Q4 24
$7.5B
$1.2B
Q3 24
$7.4B
$1.2B
Q2 24
$7.4B
$1.2B
Q1 24
$7.4B
$1.2B
Debt / Equity
CPF
CPF
FLGT
FLGT
Q4 25
0.13×
Q3 25
0.22×
Q2 25
0.23×
Q1 25
0.24×
Q4 24
0.29×
Q3 24
0.29×
Q2 24
0.30×
Q1 24
0.31×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CPF
CPF
FLGT
FLGT
Operating Cash FlowLast quarter
$97.5M
$-78.1M
Free Cash FlowOCF − Capex
$92.3M
$-83.1M
FCF MarginFCF / Revenue
121.0%
-99.7%
Capex IntensityCapex / Revenue
6.8%
6.0%
Cash ConversionOCF / Net Profit
4.26×
TTM Free Cash FlowTrailing 4 quarters
$165.5M
$-124.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CPF
CPF
FLGT
FLGT
Q4 25
$97.5M
$-78.1M
Q3 25
$22.2M
$11.1M
Q2 25
$34.3M
$-30.2M
Q1 25
$20.4M
$-4.4M
Q4 24
$90.5M
$25.0M
Q3 24
$21.3M
$-15.5M
Q2 24
$25.9M
$4.3M
Q1 24
$17.0M
$7.3M
Free Cash Flow
CPF
CPF
FLGT
FLGT
Q4 25
$92.3M
$-83.1M
Q3 25
$21.4M
$5.1M
Q2 25
$32.3M
$-37.0M
Q1 25
$19.6M
$-9.1M
Q4 24
$75.4M
$21.2M
Q3 24
$15.6M
$-35.0M
Q2 24
$21.3M
$-8.7M
Q1 24
$13.7M
$3.2M
FCF Margin
CPF
CPF
FLGT
FLGT
Q4 25
121.0%
-99.7%
Q3 25
28.6%
6.0%
Q2 25
44.3%
-45.2%
Q1 25
28.4%
-12.5%
Q4 24
129.2%
27.9%
Q3 24
23.5%
-48.8%
Q2 24
33.2%
-12.2%
Q1 24
22.4%
5.0%
Capex Intensity
CPF
CPF
FLGT
FLGT
Q4 25
6.8%
6.0%
Q3 25
1.2%
7.2%
Q2 25
2.7%
8.3%
Q1 25
1.3%
6.4%
Q4 24
25.8%
5.0%
Q3 24
8.5%
27.2%
Q2 24
7.3%
18.2%
Q1 24
5.3%
6.3%
Cash Conversion
CPF
CPF
FLGT
FLGT
Q4 25
4.26×
Q3 25
1.20×
Q2 25
1.88×
Q1 25
1.15×
Q4 24
7.98×
Q3 24
1.60×
Q2 24
1.64×
Q1 24
1.31×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CPF
CPF

Segment breakdown not available.

FLGT
FLGT

Precision Diagnostics$48.3M58%
Anatomic Pathology$27.0M32%
Biopharma Services$7.8M9%

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