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Side-by-side financial comparison of CENTRAL PACIFIC FINANCIAL CORP (CPF) and FLYEXCLUSIVE INC. (FLYX). Click either name above to swap in a different company.

FLYEXCLUSIVE INC. is the larger business by last-quarter revenue ($92.1M vs $72.9M, roughly 1.3× CENTRAL PACIFIC FINANCIAL CORP). CENTRAL PACIFIC FINANCIAL CORP runs the higher net margin — 28.4% vs -4.6%, a 33.0% gap on every dollar of revenue. On growth, FLYEXCLUSIVE INC. posted the faster year-over-year revenue change (19.8% vs 6.0%). Over the past eight quarters, FLYEXCLUSIVE INC.'s revenue compounded faster (21.9% CAGR vs 6.7%).

Central Pacific Bank (CPB) is an American regional commercial bank located throughout the state of Hawaii.

FLYEXCLUSIVE INC. is a U.S.-headquartered private aviation services provider that offers private jet charter, aircraft management, maintenance repair, and fractional ownership programs. It primarily serves high-net-worth individuals, corporate clients, and government entities across North America, delivering personalized on-demand air travel solutions prioritizing safety and convenience.

CPF vs FLYX — Head-to-Head

Bigger by revenue
FLYX
FLYX
1.3× larger
FLYX
$92.1M
$72.9M
CPF
Growing faster (revenue YoY)
FLYX
FLYX
+13.8% gap
FLYX
19.8%
6.0%
CPF
Higher net margin
CPF
CPF
33.0% more per $
CPF
28.4%
-4.6%
FLYX
Faster 2-yr revenue CAGR
FLYX
FLYX
Annualised
FLYX
21.9%
6.7%
CPF

Income Statement — Q1 FY2026 vs Q3 FY2025

Metric
CPF
CPF
FLYX
FLYX
Revenue
$72.9M
$92.1M
Net Profit
$20.7M
$-4.3M
Gross Margin
13.7%
Operating Margin
-12.3%
Net Margin
28.4%
-4.6%
Revenue YoY
6.0%
19.8%
Net Profit YoY
16.7%
32.0%
EPS (diluted)
$0.78
$-0.25

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CPF
CPF
FLYX
FLYX
Q1 26
$72.9M
Q4 25
$76.3M
Q3 25
$74.8M
$92.1M
Q2 25
$72.8M
$91.3M
Q1 25
$68.8M
$88.1M
Q4 24
$58.4M
Q3 24
$66.6M
$76.9M
Q2 24
$64.0M
$79.0M
Net Profit
CPF
CPF
FLYX
FLYX
Q1 26
$20.7M
Q4 25
$22.9M
Q3 25
$18.6M
$-4.3M
Q2 25
$18.3M
$-4.8M
Q1 25
$17.8M
$-5.4M
Q4 24
$11.3M
Q3 24
$13.3M
$-6.3M
Q2 24
$15.8M
$-5.2M
Gross Margin
CPF
CPF
FLYX
FLYX
Q1 26
Q4 25
Q3 25
13.7%
Q2 25
15.0%
Q1 25
12.8%
Q4 24
Q3 24
11.3%
Q2 24
7.9%
Operating Margin
CPF
CPF
FLYX
FLYX
Q1 26
Q4 25
37.0%
Q3 25
31.6%
-12.3%
Q2 25
32.8%
-13.5%
Q1 25
32.8%
-16.7%
Q4 24
23.0%
Q3 24
25.6%
-27.2%
Q2 24
32.2%
-27.6%
Net Margin
CPF
CPF
FLYX
FLYX
Q1 26
28.4%
Q4 25
30.0%
Q3 25
24.8%
-4.6%
Q2 25
25.1%
-5.2%
Q1 25
25.8%
-6.2%
Q4 24
19.4%
Q3 24
20.0%
-8.2%
Q2 24
24.7%
-6.5%
EPS (diluted)
CPF
CPF
FLYX
FLYX
Q1 26
$0.78
Q4 25
$0.85
Q3 25
$0.69
$-0.25
Q2 25
$0.67
$-0.26
Q1 25
$0.65
$-0.30
Q4 24
$0.42
Q3 24
$0.49
$-0.32
Q2 24
$0.58
$-0.32

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CPF
CPF
FLYX
FLYX
Cash + ST InvestmentsLiquidity on hand
$18.7M
Total DebtLower is stronger
$76.5M
$123.9M
Stockholders' EquityBook value
$593.9M
$-434.2M
Total Assets
$7.5B
$448.1M
Debt / EquityLower = less leverage
0.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CPF
CPF
FLYX
FLYX
Q1 26
Q4 25
Q3 25
$18.7M
Q2 25
$15.8M
Q1 25
$14.7M
Q4 24
Q3 24
$18.7M
Q2 24
$9.3M
Total Debt
CPF
CPF
FLYX
FLYX
Q1 26
$76.5M
Q4 25
$76.5M
Q3 25
$131.5M
$123.9M
Q2 25
$131.5M
$111.6M
Q1 25
$131.4M
$121.6M
Q4 24
$156.3M
Q3 24
$156.3M
$197.9M
Q2 24
$156.2M
$206.3M
Stockholders' Equity
CPF
CPF
FLYX
FLYX
Q1 26
$593.9M
Q4 25
$592.6M
Q3 25
$588.1M
$-434.2M
Q2 25
$568.9M
$-261.4M
Q1 25
$557.4M
$-281.5M
Q4 24
$538.4M
Q3 24
$543.7M
$-192.0M
Q2 24
$518.6M
$-149.7M
Total Assets
CPF
CPF
FLYX
FLYX
Q1 26
$7.5B
Q4 25
$7.4B
Q3 25
$7.4B
$448.1M
Q2 25
$7.4B
$443.4M
Q1 25
$7.4B
$466.8M
Q4 24
$7.5B
Q3 24
$7.4B
$487.1M
Q2 24
$7.4B
$494.7M
Debt / Equity
CPF
CPF
FLYX
FLYX
Q1 26
0.13×
Q4 25
0.13×
Q3 25
0.22×
Q2 25
0.23×
Q1 25
0.24×
Q4 24
0.29×
Q3 24
0.29×
Q2 24
0.30×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CPF
CPF
FLYX
FLYX
Operating Cash FlowLast quarter
$-209.0K
Free Cash FlowOCF − Capex
$-11.0M
FCF MarginFCF / Revenue
-12.0%
Capex IntensityCapex / Revenue
11.7%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-51.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CPF
CPF
FLYX
FLYX
Q1 26
Q4 25
$97.5M
Q3 25
$22.2M
$-209.0K
Q2 25
$34.3M
$363.0K
Q1 25
$20.4M
$-10.5M
Q4 24
$90.5M
Q3 24
$21.3M
$-12.3M
Q2 24
$25.9M
$-16.2M
Free Cash Flow
CPF
CPF
FLYX
FLYX
Q1 26
Q4 25
$92.3M
Q3 25
$21.4M
$-11.0M
Q2 25
$32.3M
$353.0K
Q1 25
$19.6M
$-14.6M
Q4 24
$75.4M
Q3 24
$15.6M
$-25.7M
Q2 24
$21.3M
$-26.6M
FCF Margin
CPF
CPF
FLYX
FLYX
Q1 26
Q4 25
121.0%
Q3 25
28.6%
-12.0%
Q2 25
44.3%
0.4%
Q1 25
28.4%
-16.5%
Q4 24
129.2%
Q3 24
23.5%
-33.5%
Q2 24
33.2%
-33.7%
Capex Intensity
CPF
CPF
FLYX
FLYX
Q1 26
Q4 25
6.8%
Q3 25
1.2%
11.7%
Q2 25
2.7%
0.0%
Q1 25
1.3%
4.7%
Q4 24
25.8%
Q3 24
8.5%
17.5%
Q2 24
7.3%
13.2%
Cash Conversion
CPF
CPF
FLYX
FLYX
Q1 26
Q4 25
4.26×
Q3 25
1.20×
Q2 25
1.88×
Q1 25
1.15×
Q4 24
7.98×
Q3 24
1.60×
Q2 24
1.64×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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