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Side-by-side financial comparison of CENTRAL PACIFIC FINANCIAL CORP (CPF) and Information Services Group Inc. (III). Click either name above to swap in a different company.
CENTRAL PACIFIC FINANCIAL CORP is the larger business by last-quarter revenue ($72.9M vs $61.2M, roughly 1.2× Information Services Group Inc.). CENTRAL PACIFIC FINANCIAL CORP runs the higher net margin — 28.4% vs 4.3%, a 24.1% gap on every dollar of revenue. On growth, CENTRAL PACIFIC FINANCIAL CORP posted the faster year-over-year revenue change (6.0% vs 5.9%). Over the past eight quarters, CENTRAL PACIFIC FINANCIAL CORP's revenue compounded faster (6.7% CAGR vs -2.4%).
Central Pacific Bank (CPB) is an American regional commercial bank located throughout the state of Hawaii.
EBSCO Information Services, headquartered in Ipswich, Massachusetts, is a division of EBSCO Industries Inc., a private company headquartered in Birmingham, Alabama. EBSCO provides products and services to libraries of many types around the world. Its products include EBSCONET, a complete e-resource management system, and EBSCOhost, which supplies a fee-based online research service with 375 full-text databases, a collection of 600,000-plus ebooks, subject indexes, point-of-care medical refere...
CPF vs III — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $72.9M | $61.2M |
| Net Profit | $20.7M | $2.6M |
| Gross Margin | — | 44.8% |
| Operating Margin | — | 8.4% |
| Net Margin | 28.4% | 4.3% |
| Revenue YoY | 6.0% | 5.9% |
| Net Profit YoY | 16.7% | -14.1% |
| EPS (diluted) | $0.78 | $0.06 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $72.9M | — | ||
| Q4 25 | $76.3M | $61.2M | ||
| Q3 25 | $74.8M | $62.4M | ||
| Q2 25 | $72.8M | $61.6M | ||
| Q1 25 | $68.8M | $59.6M | ||
| Q4 24 | $58.4M | $57.8M | ||
| Q3 24 | $66.6M | $61.3M | ||
| Q2 24 | $64.0M | $64.3M |
| Q1 26 | $20.7M | — | ||
| Q4 25 | $22.9M | $2.6M | ||
| Q3 25 | $18.6M | $3.1M | ||
| Q2 25 | $18.3M | $2.2M | ||
| Q1 25 | $17.8M | $1.5M | ||
| Q4 24 | $11.3M | $3.0M | ||
| Q3 24 | $13.3M | $1.1M | ||
| Q2 24 | $15.8M | $2.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 44.8% | ||
| Q3 25 | — | 42.2% | ||
| Q2 25 | — | 42.2% | ||
| Q1 25 | — | 43.1% | ||
| Q4 24 | — | 41.5% | ||
| Q3 24 | — | 40.4% | ||
| Q2 24 | — | 39.5% |
| Q1 26 | — | — | ||
| Q4 25 | 37.0% | 8.4% | ||
| Q3 25 | 31.6% | 7.4% | ||
| Q2 25 | 32.8% | 7.6% | ||
| Q1 25 | 32.8% | 5.7% | ||
| Q4 24 | 23.0% | 0.3% | ||
| Q3 24 | 25.6% | 7.0% | ||
| Q2 24 | 32.2% | 5.7% |
| Q1 26 | 28.4% | — | ||
| Q4 25 | 30.0% | 4.3% | ||
| Q3 25 | 24.8% | 4.9% | ||
| Q2 25 | 25.1% | 3.5% | ||
| Q1 25 | 25.8% | 2.5% | ||
| Q4 24 | 19.4% | 5.3% | ||
| Q3 24 | 20.0% | 1.9% | ||
| Q2 24 | 24.7% | 3.2% |
| Q1 26 | $0.78 | — | ||
| Q4 25 | $0.85 | $0.06 | ||
| Q3 25 | $0.69 | $0.06 | ||
| Q2 25 | $0.67 | $0.04 | ||
| Q1 25 | $0.65 | $0.03 | ||
| Q4 24 | $0.42 | $0.07 | ||
| Q3 24 | $0.49 | $0.02 | ||
| Q2 24 | $0.58 | $0.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $28.7M |
| Total DebtLower is stronger | $76.5M | — |
| Stockholders' EquityBook value | $593.9M | $94.7M |
| Total Assets | $7.5B | $211.0M |
| Debt / EquityLower = less leverage | 0.13× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $28.7M | ||
| Q3 25 | — | $28.7M | ||
| Q2 25 | — | $25.2M | ||
| Q1 25 | — | $20.1M | ||
| Q4 24 | — | $23.1M | ||
| Q3 24 | — | $9.7M | ||
| Q2 24 | — | $11.8M |
| Q1 26 | $76.5M | — | ||
| Q4 25 | $76.5M | — | ||
| Q3 25 | $131.5M | — | ||
| Q2 25 | $131.5M | — | ||
| Q1 25 | $131.4M | — | ||
| Q4 24 | $156.3M | — | ||
| Q3 24 | $156.3M | — | ||
| Q2 24 | $156.2M | — |
| Q1 26 | $593.9M | — | ||
| Q4 25 | $592.6M | $94.7M | ||
| Q3 25 | $588.1M | $94.7M | ||
| Q2 25 | $568.9M | $94.1M | ||
| Q1 25 | $557.4M | $95.0M | ||
| Q4 24 | $538.4M | $96.3M | ||
| Q3 24 | $543.7M | $96.6M | ||
| Q2 24 | $518.6M | $95.5M |
| Q1 26 | $7.5B | — | ||
| Q4 25 | $7.4B | $211.0M | ||
| Q3 25 | $7.4B | $213.3M | ||
| Q2 25 | $7.4B | $200.7M | ||
| Q1 25 | $7.4B | $202.4M | ||
| Q4 24 | $7.5B | $204.5M | ||
| Q3 24 | $7.4B | $227.1M | ||
| Q2 24 | $7.4B | $235.3M |
| Q1 26 | 0.13× | — | ||
| Q4 25 | 0.13× | — | ||
| Q3 25 | 0.22× | — | ||
| Q2 25 | 0.23× | — | ||
| Q1 25 | 0.24× | — | ||
| Q4 24 | 0.29× | — | ||
| Q3 24 | 0.29× | — | ||
| Q2 24 | 0.30× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $5.1M |
| Free Cash FlowOCF − Capex | — | $4.3M |
| FCF MarginFCF / Revenue | — | 7.0% |
| Capex IntensityCapex / Revenue | — | 1.2% |
| Cash ConversionOCF / Net Profit | — | 1.94× |
| TTM Free Cash FlowTrailing 4 quarters | — | $25.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $97.5M | $5.1M | ||
| Q3 25 | $22.2M | $11.1M | ||
| Q2 25 | $34.3M | $11.9M | ||
| Q1 25 | $20.4M | $978.0K | ||
| Q4 24 | $90.5M | $6.6M | ||
| Q3 24 | $21.3M | $8.8M | ||
| Q2 24 | $25.9M | $2.2M |
| Q1 26 | — | — | ||
| Q4 25 | $92.3M | $4.3M | ||
| Q3 25 | $21.4M | $9.5M | ||
| Q2 25 | $32.3M | $11.1M | ||
| Q1 25 | $19.6M | $141.0K | ||
| Q4 24 | $75.4M | $6.0M | ||
| Q3 24 | $15.6M | $8.4M | ||
| Q2 24 | $21.3M | $1.3M |
| Q1 26 | — | — | ||
| Q4 25 | 121.0% | 7.0% | ||
| Q3 25 | 28.6% | 15.2% | ||
| Q2 25 | 44.3% | 18.0% | ||
| Q1 25 | 28.4% | 0.2% | ||
| Q4 24 | 129.2% | 10.4% | ||
| Q3 24 | 23.5% | 13.7% | ||
| Q2 24 | 33.2% | 2.0% |
| Q1 26 | — | — | ||
| Q4 25 | 6.8% | 1.2% | ||
| Q3 25 | 1.2% | 2.5% | ||
| Q2 25 | 2.7% | 1.4% | ||
| Q1 25 | 1.3% | 1.4% | ||
| Q4 24 | 25.8% | 0.9% | ||
| Q3 24 | 8.5% | 0.6% | ||
| Q2 24 | 7.3% | 1.4% |
| Q1 26 | — | — | ||
| Q4 25 | 4.26× | 1.94× | ||
| Q3 25 | 1.20× | 3.62× | ||
| Q2 25 | 1.88× | 5.46× | ||
| Q1 25 | 1.15× | 0.66× | ||
| Q4 24 | 7.98× | 2.15× | ||
| Q3 24 | 1.60× | 7.66× | ||
| Q2 24 | 1.64× | 1.07× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
