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Side-by-side financial comparison of CENTRAL PACIFIC FINANCIAL CORP (CPF) and Loar Holdings Inc. (LOAR). Click either name above to swap in a different company.
Loar Holdings Inc. is the larger business by last-quarter revenue ($131.8M vs $72.9M, roughly 1.8× CENTRAL PACIFIC FINANCIAL CORP). CENTRAL PACIFIC FINANCIAL CORP runs the higher net margin — 28.4% vs 9.5%, a 18.9% gap on every dollar of revenue. On growth, Loar Holdings Inc. posted the faster year-over-year revenue change (19.3% vs 6.0%). Over the past eight quarters, Loar Holdings Inc.'s revenue compounded faster (19.8% CAGR vs 6.7%).
Central Pacific Bank (CPB) is an American regional commercial bank located throughout the state of Hawaii.
CPF vs LOAR — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $72.9M | $131.8M |
| Net Profit | $20.7M | $12.5M |
| Gross Margin | — | 52.1% |
| Operating Margin | — | 18.0% |
| Net Margin | 28.4% | 9.5% |
| Revenue YoY | 6.0% | 19.3% |
| Net Profit YoY | 16.7% | 239.5% |
| EPS (diluted) | $0.78 | $0.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $72.9M | — | ||
| Q4 25 | $76.3M | $131.8M | ||
| Q3 25 | $74.8M | $126.8M | ||
| Q2 25 | $72.8M | $123.1M | ||
| Q1 25 | $68.8M | $114.7M | ||
| Q4 24 | $58.4M | $110.4M | ||
| Q3 24 | $66.6M | $103.5M | ||
| Q2 24 | $64.0M | $97.0M |
| Q1 26 | $20.7M | — | ||
| Q4 25 | $22.9M | $12.5M | ||
| Q3 25 | $18.6M | $27.6M | ||
| Q2 25 | $18.3M | $16.7M | ||
| Q1 25 | $17.8M | $15.3M | ||
| Q4 24 | $11.3M | $3.7M | ||
| Q3 24 | $13.3M | $8.7M | ||
| Q2 24 | $15.8M | $7.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | 52.1% | ||
| Q3 25 | — | 52.7% | ||
| Q2 25 | — | 53.8% | ||
| Q1 25 | — | 52.1% | ||
| Q4 24 | — | 48.9% | ||
| Q3 24 | — | 51.1% | ||
| Q2 24 | — | 49.0% |
| Q1 26 | — | — | ||
| Q4 25 | 37.0% | 18.0% | ||
| Q3 25 | 31.6% | 22.9% | ||
| Q2 25 | 32.8% | 22.2% | ||
| Q1 25 | 32.8% | 22.8% | ||
| Q4 24 | 23.0% | 19.2% | ||
| Q3 24 | 25.6% | 22.1% | ||
| Q2 24 | 32.2% | 22.9% |
| Q1 26 | 28.4% | — | ||
| Q4 25 | 30.0% | 9.5% | ||
| Q3 25 | 24.8% | 21.8% | ||
| Q2 25 | 25.1% | 13.6% | ||
| Q1 25 | 25.8% | 13.4% | ||
| Q4 24 | 19.4% | 3.3% | ||
| Q3 24 | 20.0% | 8.4% | ||
| Q2 24 | 24.7% | 7.9% |
| Q1 26 | $0.78 | — | ||
| Q4 25 | $0.85 | $0.13 | ||
| Q3 25 | $0.69 | $0.29 | ||
| Q2 25 | $0.67 | $0.17 | ||
| Q1 25 | $0.65 | $0.16 | ||
| Q4 24 | $0.42 | $-11023.48 | ||
| Q3 24 | $0.49 | $0.09 | ||
| Q2 24 | $0.58 | $0.09 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $84.8M |
| Total DebtLower is stronger | $76.5M | $715.7M |
| Stockholders' EquityBook value | $593.9M | $1.2B |
| Total Assets | $7.5B | $2.0B |
| Debt / EquityLower = less leverage | 0.13× | 0.61× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $84.8M | ||
| Q3 25 | — | $99.0M | ||
| Q2 25 | — | $103.3M | ||
| Q1 25 | — | $80.5M | ||
| Q4 24 | — | $54.1M | ||
| Q3 24 | — | $55.2M | ||
| Q2 24 | — | $73.2M |
| Q1 26 | $76.5M | — | ||
| Q4 25 | $76.5M | $715.7M | ||
| Q3 25 | $131.5M | $279.4M | ||
| Q2 25 | $131.5M | $277.7M | ||
| Q1 25 | $131.4M | $277.5M | ||
| Q4 24 | $156.3M | $277.3M | ||
| Q3 24 | $156.3M | $602.1M | ||
| Q2 24 | $156.2M | $250.7M |
| Q1 26 | $593.9M | — | ||
| Q4 25 | $592.6M | $1.2B | ||
| Q3 25 | $588.1M | $1.2B | ||
| Q2 25 | $568.9M | $1.1B | ||
| Q1 25 | $557.4M | $1.1B | ||
| Q4 24 | $538.4M | $1.1B | ||
| Q3 24 | $543.7M | $769.8M | ||
| Q2 24 | $518.6M | $758.4M |
| Q1 26 | $7.5B | — | ||
| Q4 25 | $7.4B | $2.0B | ||
| Q3 25 | $7.4B | $1.5B | ||
| Q2 25 | $7.4B | $1.5B | ||
| Q1 25 | $7.4B | $1.5B | ||
| Q4 24 | $7.5B | $1.5B | ||
| Q3 24 | $7.4B | $1.5B | ||
| Q2 24 | $7.4B | $1.1B |
| Q1 26 | 0.13× | — | ||
| Q4 25 | 0.13× | 0.61× | ||
| Q3 25 | 0.22× | 0.24× | ||
| Q2 25 | 0.23× | 0.25× | ||
| Q1 25 | 0.24× | 0.25× | ||
| Q4 24 | 0.29× | 0.25× | ||
| Q3 24 | 0.29× | 0.78× | ||
| Q2 24 | 0.30× | 0.33× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $30.4M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | 2.43× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $97.5M | $30.4M | ||
| Q3 25 | $22.2M | $29.7M | ||
| Q2 25 | $34.3M | $23.8M | ||
| Q1 25 | $20.4M | $28.4M | ||
| Q4 24 | $90.5M | $20.7M | ||
| Q3 24 | $21.3M | $16.3M | ||
| Q2 24 | $25.9M | $7.1M |
| Q1 26 | — | — | ||
| Q4 25 | $92.3M | — | ||
| Q3 25 | $21.4M | — | ||
| Q2 25 | $32.3M | — | ||
| Q1 25 | $19.6M | — | ||
| Q4 24 | $75.4M | — | ||
| Q3 24 | $15.6M | — | ||
| Q2 24 | $21.3M | — |
| Q1 26 | — | — | ||
| Q4 25 | 121.0% | — | ||
| Q3 25 | 28.6% | — | ||
| Q2 25 | 44.3% | — | ||
| Q1 25 | 28.4% | — | ||
| Q4 24 | 129.2% | — | ||
| Q3 24 | 23.5% | — | ||
| Q2 24 | 33.2% | — |
| Q1 26 | — | — | ||
| Q4 25 | 6.8% | — | ||
| Q3 25 | 1.2% | — | ||
| Q2 25 | 2.7% | — | ||
| Q1 25 | 1.3% | — | ||
| Q4 24 | 25.8% | — | ||
| Q3 24 | 8.5% | — | ||
| Q2 24 | 7.3% | — |
| Q1 26 | — | — | ||
| Q4 25 | 4.26× | 2.43× | ||
| Q3 25 | 1.20× | 1.08× | ||
| Q2 25 | 1.88× | 1.42× | ||
| Q1 25 | 1.15× | 1.85× | ||
| Q4 24 | 7.98× | 5.62× | ||
| Q3 24 | 1.60× | 1.89× | ||
| Q2 24 | 1.64× | 0.93× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CPF
Segment breakdown not available.
LOAR
| Other | $76.8M | 58% |
| Commercial Aerospace | $21.2M | 16% |
| Business Jet And General Aviation | $17.6M | 13% |
| Defense | $16.2M | 12% |
