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Side-by-side financial comparison of CENTRAL PACIFIC FINANCIAL CORP (CPF) and Lifeway Foods, Inc. (LWAY). Click either name above to swap in a different company.

CENTRAL PACIFIC FINANCIAL CORP is the larger business by last-quarter revenue ($72.9M vs $55.4M, roughly 1.3× Lifeway Foods, Inc.). CENTRAL PACIFIC FINANCIAL CORP runs the higher net margin — 28.4% vs 4.6%, a 23.8% gap on every dollar of revenue. On growth, Lifeway Foods, Inc. posted the faster year-over-year revenue change (18.0% vs 6.0%). Over the past eight quarters, Lifeway Foods, Inc.'s revenue compounded faster (11.4% CAGR vs 6.7%).

Central Pacific Bank (CPB) is an American regional commercial bank located throughout the state of Hawaii.

Lifeway Foods is an Illinois-based health food company founded in 1986. They are a leading U.S. supplier of kefir and fermented probiotic products to support the microbiome.

CPF vs LWAY — Head-to-Head

Bigger by revenue
CPF
CPF
1.3× larger
CPF
$72.9M
$55.4M
LWAY
Growing faster (revenue YoY)
LWAY
LWAY
+11.9% gap
LWAY
18.0%
6.0%
CPF
Higher net margin
CPF
CPF
23.8% more per $
CPF
28.4%
4.6%
LWAY
Faster 2-yr revenue CAGR
LWAY
LWAY
Annualised
LWAY
11.4%
6.7%
CPF

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
CPF
CPF
LWAY
LWAY
Revenue
$72.9M
$55.4M
Net Profit
$20.7M
$2.5M
Gross Margin
27.8%
Operating Margin
6.8%
Net Margin
28.4%
4.6%
Revenue YoY
6.0%
18.0%
Net Profit YoY
-9.4%
1688.1%
EPS (diluted)
$0.78
$0.15

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CPF
CPF
LWAY
LWAY
Q1 26
$72.9M
Q4 25
$76.3M
$55.4M
Q3 25
$74.8M
$57.1M
Q2 25
$72.8M
$53.9M
Q1 25
$68.8M
$46.1M
Q4 24
$58.4M
$46.9M
Q3 24
$66.6M
$46.1M
Q2 24
$64.0M
$49.2M
Net Profit
CPF
CPF
LWAY
LWAY
Q1 26
$20.7M
Q4 25
$22.9M
$2.5M
Q3 25
$18.6M
$3.5M
Q2 25
$18.3M
$4.2M
Q1 25
$17.8M
$3.5M
Q4 24
$11.3M
$-160.0K
Q3 24
$13.3M
$3.0M
Q2 24
$15.8M
$3.8M
Gross Margin
CPF
CPF
LWAY
LWAY
Q1 26
Q4 25
27.8%
Q3 25
28.7%
Q2 25
28.6%
Q1 25
23.9%
Q4 24
25.3%
Q3 24
25.7%
Q2 24
27.0%
Operating Margin
CPF
CPF
LWAY
LWAY
Q1 26
Q4 25
37.0%
6.8%
Q3 25
31.6%
8.8%
Q2 25
32.8%
10.8%
Q1 25
32.8%
3.4%
Q4 24
23.0%
1.5%
Q3 24
25.6%
9.1%
Q2 24
32.2%
11.0%
Net Margin
CPF
CPF
LWAY
LWAY
Q1 26
28.4%
Q4 25
30.0%
4.6%
Q3 25
24.8%
6.2%
Q2 25
25.1%
7.9%
Q1 25
25.8%
7.7%
Q4 24
19.4%
-0.3%
Q3 24
20.0%
6.5%
Q2 24
24.7%
7.7%
EPS (diluted)
CPF
CPF
LWAY
LWAY
Q1 26
$0.78
Q4 25
$0.85
$0.15
Q3 25
$0.69
$0.23
Q2 25
$0.67
$0.28
Q1 25
$0.65
$0.23
Q4 24
$0.42
$0.00
Q3 24
$0.49
$0.19
Q2 24
$0.58
$0.25

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CPF
CPF
LWAY
LWAY
Cash + ST InvestmentsLiquidity on hand
$5.6M
Total DebtLower is stronger
$76.5M
Stockholders' EquityBook value
$593.9M
$85.8M
Total Assets
$7.5B
$105.6M
Debt / EquityLower = less leverage
0.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CPF
CPF
LWAY
LWAY
Q1 26
Q4 25
$5.6M
Q3 25
$23.0M
Q2 25
$21.2M
Q1 25
$19.4M
Q4 24
$16.7M
Q3 24
$20.6M
Q2 24
$14.6M
Total Debt
CPF
CPF
LWAY
LWAY
Q1 26
$76.5M
Q4 25
$76.5M
Q3 25
$131.5M
Q2 25
$131.5M
Q1 25
$131.4M
Q4 24
$156.3M
Q3 24
$156.3M
Q2 24
$156.2M
Stockholders' Equity
CPF
CPF
LWAY
LWAY
Q1 26
$593.9M
Q4 25
$592.6M
$85.8M
Q3 25
$588.1M
$82.8M
Q2 25
$568.9M
$78.7M
Q1 25
$557.4M
$74.2M
Q4 24
$538.4M
$71.9M
Q3 24
$543.7M
$71.5M
Q2 24
$518.6M
$68.0M
Total Assets
CPF
CPF
LWAY
LWAY
Q1 26
$7.5B
Q4 25
$7.4B
$105.6M
Q3 25
$7.4B
$109.5M
Q2 25
$7.4B
$98.3M
Q1 25
$7.4B
$93.7M
Q4 24
$7.5B
$90.5M
Q3 24
$7.4B
$91.3M
Q2 24
$7.4B
$84.9M
Debt / Equity
CPF
CPF
LWAY
LWAY
Q1 26
0.13×
Q4 25
0.13×
Q3 25
0.22×
Q2 25
0.23×
Q1 25
0.24×
Q4 24
0.29×
Q3 24
0.29×
Q2 24
0.30×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CPF
CPF
LWAY
LWAY
Operating Cash FlowLast quarter
$267.0K
Free Cash FlowOCF − Capex
$-17.4M
FCF MarginFCF / Revenue
-31.5%
Capex IntensityCapex / Revenue
31.9%
Cash ConversionOCF / Net Profit
0.11×
TTM Free Cash FlowTrailing 4 quarters
$-16.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CPF
CPF
LWAY
LWAY
Q1 26
Q4 25
$97.5M
$267.0K
Q3 25
$22.2M
$6.9M
Q2 25
$34.3M
$3.9M
Q1 25
$20.4M
$-150.0K
Q4 24
$90.5M
$-2.6M
Q3 24
$21.3M
$7.5M
Q2 24
$25.9M
$6.5M
Free Cash Flow
CPF
CPF
LWAY
LWAY
Q1 26
Q4 25
$92.3M
$-17.4M
Q3 25
$21.4M
$1.8M
Q2 25
$32.3M
$1.6M
Q1 25
$19.6M
$-2.4M
Q4 24
$75.4M
$-3.8M
Q3 24
$15.6M
$5.9M
Q2 24
$21.3M
$5.1M
FCF Margin
CPF
CPF
LWAY
LWAY
Q1 26
Q4 25
121.0%
-31.5%
Q3 25
28.6%
3.1%
Q2 25
44.3%
3.0%
Q1 25
28.4%
-5.1%
Q4 24
129.2%
-8.2%
Q3 24
23.5%
12.8%
Q2 24
33.2%
10.4%
Capex Intensity
CPF
CPF
LWAY
LWAY
Q1 26
Q4 25
6.8%
31.9%
Q3 25
1.2%
9.0%
Q2 25
2.7%
4.3%
Q1 25
1.3%
4.8%
Q4 24
25.8%
2.7%
Q3 24
8.5%
3.3%
Q2 24
7.3%
2.9%
Cash Conversion
CPF
CPF
LWAY
LWAY
Q1 26
Q4 25
4.26×
0.11×
Q3 25
1.20×
1.96×
Q2 25
1.88×
0.92×
Q1 25
1.15×
-0.04×
Q4 24
7.98×
Q3 24
1.60×
2.50×
Q2 24
1.64×
1.73×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CPF
CPF

Segment breakdown not available.

LWAY
LWAY

Drinkable Kefirotherthan Pro Bugs$47.8M86%
Cheese$4.7M8%
Cream And Other$1.7M3%
Other$1.2M2%

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