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Side-by-side financial comparison of CENTRAL PACIFIC FINANCIAL CORP (CPF) and NACCO INDUSTRIES INC (NC). Click either name above to swap in a different company.

CENTRAL PACIFIC FINANCIAL CORP is the larger business by last-quarter revenue ($72.9M vs $62.8M, roughly 1.2× NACCO INDUSTRIES INC). CENTRAL PACIFIC FINANCIAL CORP runs the higher net margin — 28.4% vs 14.1%, a 14.3% gap on every dollar of revenue. On growth, CENTRAL PACIFIC FINANCIAL CORP posted the faster year-over-year revenue change (6.0% vs -4.3%). Over the past eight quarters, NACCO INDUSTRIES INC's revenue compounded faster (9.5% CAGR vs 6.7%).

Central Pacific Bank (CPB) is an American regional commercial bank located throughout the state of Hawaii.

NACCO Industries, Inc. is an American publicly traded holding company, headquartered in Cleveland, Ohio. Through a portfolio of mining and natural resources businesses, the company operates under three business segments: Coal Mining, North American Mining, and Minerals Management. The Coal Mining segment operates surface coal mines under long-term contracts with power generation companies and an activated carbon producer pursuant to a service-based business model. The North American Mining se...

CPF vs NC — Head-to-Head

Bigger by revenue
CPF
CPF
1.2× larger
CPF
$72.9M
$62.8M
NC
Growing faster (revenue YoY)
CPF
CPF
+10.3% gap
CPF
6.0%
-4.3%
NC
Higher net margin
CPF
CPF
14.3% more per $
CPF
28.4%
14.1%
NC
Faster 2-yr revenue CAGR
NC
NC
Annualised
NC
9.5%
6.7%
CPF

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
CPF
CPF
NC
NC
Revenue
$72.9M
$62.8M
Net Profit
$20.7M
$8.8M
Gross Margin
22.8%
Operating Margin
17.5%
Net Margin
28.4%
14.1%
Revenue YoY
6.0%
-4.3%
Net Profit YoY
16.7%
80.0%
EPS (diluted)
$0.78
$1.17

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CPF
CPF
NC
NC
Q1 26
$72.9M
$62.8M
Q4 25
$76.3M
$66.8M
Q3 25
$74.8M
$76.6M
Q2 25
$72.8M
$68.2M
Q1 25
$68.8M
$65.6M
Q4 24
$58.4M
$70.4M
Q3 24
$66.6M
$61.7M
Q2 24
$64.0M
$52.3M
Net Profit
CPF
CPF
NC
NC
Q1 26
$20.7M
$8.8M
Q4 25
$22.9M
$-3.8M
Q3 25
$18.6M
$13.3M
Q2 25
$18.3M
$3.3M
Q1 25
$17.8M
$4.9M
Q4 24
$11.3M
$7.6M
Q3 24
$13.3M
$15.6M
Q2 24
$15.8M
$6.0M
Gross Margin
CPF
CPF
NC
NC
Q1 26
22.8%
Q4 25
18.0%
Q3 25
13.0%
Q2 25
10.0%
Q1 25
14.7%
Q4 24
12.0%
Q3 24
11.7%
Q2 24
13.4%
Operating Margin
CPF
CPF
NC
NC
Q1 26
17.5%
Q4 25
37.0%
11.3%
Q3 25
31.6%
8.8%
Q2 25
32.8%
-0.1%
Q1 25
32.8%
11.7%
Q4 24
23.0%
5.5%
Q3 24
25.6%
31.9%
Q2 24
32.2%
14.1%
Net Margin
CPF
CPF
NC
NC
Q1 26
28.4%
14.1%
Q4 25
30.0%
-5.8%
Q3 25
24.8%
17.3%
Q2 25
25.1%
4.8%
Q1 25
25.8%
7.5%
Q4 24
19.4%
10.7%
Q3 24
20.0%
25.4%
Q2 24
24.7%
11.4%
EPS (diluted)
CPF
CPF
NC
NC
Q1 26
$0.78
$1.17
Q4 25
$0.85
$-0.53
Q3 25
$0.69
$1.78
Q2 25
$0.67
$0.44
Q1 25
$0.65
$0.66
Q4 24
$0.42
$0.99
Q3 24
$0.49
$2.14
Q2 24
$0.58
$0.81

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CPF
CPF
NC
NC
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$76.5M
Stockholders' EquityBook value
$593.9M
Total Assets
$7.5B
Debt / EquityLower = less leverage
0.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CPF
CPF
NC
NC
Q1 26
Q4 25
$49.7M
Q3 25
$52.7M
Q2 25
$49.4M
Q1 25
$61.9M
Q4 24
$72.8M
Q3 24
$63.1M
Q2 24
$62.4M
Total Debt
CPF
CPF
NC
NC
Q1 26
$76.5M
Q4 25
$76.5M
$100.8M
Q3 25
$131.5M
Q2 25
$131.5M
Q1 25
$131.4M
Q4 24
$156.3M
$99.4M
Q3 24
$156.3M
Q2 24
$156.2M
$29.0M
Stockholders' Equity
CPF
CPF
NC
NC
Q1 26
$593.9M
Q4 25
$592.6M
$429.2M
Q3 25
$588.1M
$426.4M
Q2 25
$568.9M
$413.1M
Q1 25
$557.4M
$409.1M
Q4 24
$538.4M
$404.9M
Q3 24
$543.7M
$397.3M
Q2 24
$518.6M
$384.1M
Total Assets
CPF
CPF
NC
NC
Q1 26
$7.5B
Q4 25
$7.4B
$661.2M
Q3 25
$7.4B
$637.6M
Q2 25
$7.4B
$631.3M
Q1 25
$7.4B
$634.2M
Q4 24
$7.5B
$631.7M
Q3 24
$7.4B
$597.4M
Q2 24
$7.4B
$560.1M
Debt / Equity
CPF
CPF
NC
NC
Q1 26
0.13×
Q4 25
0.13×
0.23×
Q3 25
0.22×
Q2 25
0.23×
Q1 25
0.24×
Q4 24
0.29×
0.25×
Q3 24
0.29×
Q2 24
0.30×
0.08×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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