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Side-by-side financial comparison of CENTRAL PACIFIC FINANCIAL CORP (CPF) and Navigator Holdings Ltd. (NVGS). Click either name above to swap in a different company.

Navigator Holdings Ltd. is the larger business by last-quarter revenue ($129.6M vs $72.9M, roughly 1.8× CENTRAL PACIFIC FINANCIAL CORP). CENTRAL PACIFIC FINANCIAL CORP runs the higher net margin — 28.4% vs 16.5%, a 11.9% gap on every dollar of revenue. On growth, CENTRAL PACIFIC FINANCIAL CORP posted the faster year-over-year revenue change (6.0% vs -11.6%).

Central Pacific Bank (CPB) is an American regional commercial bank located throughout the state of Hawaii.

Navigator Holdings Ltd. is a global maritime transport firm specializing in liquefied gas carrier operations. It offers seaborne transport for liquefied petroleum gas, ammonia, ethylene and other specialty liquefied gases, serving clients across the global energy, petrochemical and industrial manufacturing sectors.

CPF vs NVGS — Head-to-Head

Bigger by revenue
NVGS
NVGS
1.8× larger
NVGS
$129.6M
$72.9M
CPF
Growing faster (revenue YoY)
CPF
CPF
+17.6% gap
CPF
6.0%
-11.6%
NVGS
Higher net margin
CPF
CPF
11.9% more per $
CPF
28.4%
16.5%
NVGS

Income Statement — Q1 FY2026 vs Q2 FY2025

Metric
CPF
CPF
NVGS
NVGS
Revenue
$72.9M
$129.6M
Net Profit
$20.7M
$21.5M
Gross Margin
Operating Margin
15.8%
Net Margin
28.4%
16.5%
Revenue YoY
6.0%
-11.6%
Net Profit YoY
16.7%
-7.7%
EPS (diluted)
$0.78
$0.31

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CPF
CPF
NVGS
NVGS
Q1 26
$72.9M
Q4 25
$76.3M
Q3 25
$74.8M
Q2 25
$72.8M
$129.6M
Q1 25
$68.8M
Q4 24
$58.4M
Q3 24
$66.6M
Q2 24
$64.0M
$146.7M
Net Profit
CPF
CPF
NVGS
NVGS
Q1 26
$20.7M
Q4 25
$22.9M
Q3 25
$18.6M
Q2 25
$18.3M
$21.5M
Q1 25
$17.8M
Q4 24
$11.3M
Q3 24
$13.3M
Q2 24
$15.8M
$23.2M
Operating Margin
CPF
CPF
NVGS
NVGS
Q1 26
Q4 25
37.0%
Q3 25
31.6%
Q2 25
32.8%
15.8%
Q1 25
32.8%
Q4 24
23.0%
Q3 24
25.6%
Q2 24
32.2%
26.9%
Net Margin
CPF
CPF
NVGS
NVGS
Q1 26
28.4%
Q4 25
30.0%
Q3 25
24.8%
Q2 25
25.1%
16.5%
Q1 25
25.8%
Q4 24
19.4%
Q3 24
20.0%
Q2 24
24.7%
15.8%
EPS (diluted)
CPF
CPF
NVGS
NVGS
Q1 26
$0.78
Q4 25
$0.85
Q3 25
$0.69
Q2 25
$0.67
$0.31
Q1 25
$0.65
Q4 24
$0.42
Q3 24
$0.49
Q2 24
$0.58
$0.32

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CPF
CPF
NVGS
NVGS
Cash + ST InvestmentsLiquidity on hand
$238.1M
Total DebtLower is stronger
$76.5M
Stockholders' EquityBook value
$593.9M
$1.2B
Total Assets
$7.5B
$2.4B
Debt / EquityLower = less leverage
0.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CPF
CPF
NVGS
NVGS
Q1 26
Q4 25
Q3 25
Q2 25
$238.1M
Q1 25
Q4 24
Q3 24
Q2 24
Total Debt
CPF
CPF
NVGS
NVGS
Q1 26
$76.5M
Q4 25
$76.5M
Q3 25
$131.5M
Q2 25
$131.5M
Q1 25
$131.4M
Q4 24
$156.3M
Q3 24
$156.3M
Q2 24
$156.2M
Stockholders' Equity
CPF
CPF
NVGS
NVGS
Q1 26
$593.9M
Q4 25
$592.6M
Q3 25
$588.1M
Q2 25
$568.9M
$1.2B
Q1 25
$557.4M
Q4 24
$538.4M
Q3 24
$543.7M
Q2 24
$518.6M
$1.2B
Total Assets
CPF
CPF
NVGS
NVGS
Q1 26
$7.5B
Q4 25
$7.4B
Q3 25
$7.4B
Q2 25
$7.4B
$2.4B
Q1 25
$7.4B
Q4 24
$7.5B
Q3 24
$7.4B
Q2 24
$7.4B
$2.1B
Debt / Equity
CPF
CPF
NVGS
NVGS
Q1 26
0.13×
Q4 25
0.13×
Q3 25
0.22×
Q2 25
0.23×
Q1 25
0.24×
Q4 24
0.29×
Q3 24
0.29×
Q2 24
0.30×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CPF
CPF

Segment breakdown not available.

NVGS
NVGS

Time Charters$91.5M71%
Voyage Charters$25.7M20%
Other$12.4M10%

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