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Side-by-side financial comparison of CENTRAL PACIFIC FINANCIAL CORP (CPF) and Oil-Dri Corp of America (ODC). Click either name above to swap in a different company.

Oil-Dri Corp of America is the larger business by last-quarter revenue ($120.5M vs $72.9M, roughly 1.7× CENTRAL PACIFIC FINANCIAL CORP). CENTRAL PACIFIC FINANCIAL CORP runs the higher net margin — 28.4% vs 12.8%, a 15.6% gap on every dollar of revenue. On growth, CENTRAL PACIFIC FINANCIAL CORP posted the faster year-over-year revenue change (6.0% vs -5.8%). Over the past eight quarters, Oil-Dri Corp of America's revenue compounded faster (6.8% CAGR vs 6.7%).

Central Pacific Bank (CPB) is an American regional commercial bank located throughout the state of Hawaii.

Oil-Dri Corporation of America is a leading manufacturer and marketer of specialty sorbent and clay-based products. Its offerings include industrial spill cleanup absorbents, pet care goods such as cat litter, agricultural soil amendments, and sports field conditioning materials, serving customers across North America and other global commercial markets.

CPF vs ODC — Head-to-Head

Bigger by revenue
ODC
ODC
1.7× larger
ODC
$120.5M
$72.9M
CPF
Growing faster (revenue YoY)
CPF
CPF
+11.8% gap
CPF
6.0%
-5.8%
ODC
Higher net margin
CPF
CPF
15.6% more per $
CPF
28.4%
12.8%
ODC
Faster 2-yr revenue CAGR
ODC
ODC
Annualised
ODC
6.8%
6.7%
CPF

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
CPF
CPF
ODC
ODC
Revenue
$72.9M
$120.5M
Net Profit
$20.7M
$15.5M
Gross Margin
29.5%
Operating Margin
14.1%
Net Margin
28.4%
12.8%
Revenue YoY
6.0%
-5.8%
Net Profit YoY
16.7%
-5.6%
EPS (diluted)
$0.78

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CPF
CPF
ODC
ODC
Q1 26
$72.9M
Q4 25
$76.3M
$120.5M
Q3 25
$74.8M
$125.2M
Q2 25
$72.8M
$115.5M
Q1 25
$68.8M
$116.9M
Q4 24
$58.4M
$127.9M
Q3 24
$66.6M
$113.7M
Q2 24
$64.0M
$106.8M
Net Profit
CPF
CPF
ODC
ODC
Q1 26
$20.7M
Q4 25
$22.9M
$15.5M
Q3 25
$18.6M
$13.1M
Q2 25
$18.3M
$11.6M
Q1 25
$17.8M
$12.9M
Q4 24
$11.3M
$16.4M
Q3 24
$13.3M
$8.5M
Q2 24
$15.8M
$7.8M
Gross Margin
CPF
CPF
ODC
ODC
Q1 26
Q4 25
29.5%
Q3 25
27.8%
Q2 25
28.6%
Q1 25
29.5%
Q4 24
31.9%
Q3 24
29.0%
Q2 24
28.2%
Operating Margin
CPF
CPF
ODC
ODC
Q1 26
Q4 25
37.0%
14.1%
Q3 25
31.6%
12.5%
Q2 25
32.8%
12.0%
Q1 25
32.8%
15.0%
Q4 24
23.0%
16.6%
Q3 24
25.6%
11.3%
Q2 24
32.2%
9.8%
Net Margin
CPF
CPF
ODC
ODC
Q1 26
28.4%
Q4 25
30.0%
12.8%
Q3 25
24.8%
10.4%
Q2 25
25.1%
10.1%
Q1 25
25.8%
11.1%
Q4 24
19.4%
12.8%
Q3 24
20.0%
7.5%
Q2 24
24.7%
7.3%
EPS (diluted)
CPF
CPF
ODC
ODC
Q1 26
$0.78
Q4 25
$0.85
Q3 25
$0.69
Q2 25
$0.67
Q1 25
$0.65
Q4 24
$0.42
Q3 24
$0.49
Q2 24
$0.58

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CPF
CPF
ODC
ODC
Cash + ST InvestmentsLiquidity on hand
$42.4M
Total DebtLower is stronger
$76.5M
Stockholders' EquityBook value
$593.9M
$266.5M
Total Assets
$7.5B
$380.7M
Debt / EquityLower = less leverage
0.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CPF
CPF
ODC
ODC
Q1 26
Q4 25
$42.4M
Q3 25
$50.5M
Q2 25
$36.5M
Q1 25
$22.6M
Q4 24
$12.5M
Q3 24
$23.5M
Q2 24
$46.8M
Total Debt
CPF
CPF
ODC
ODC
Q1 26
$76.5M
Q4 25
$76.5M
Q3 25
$131.5M
Q2 25
$131.5M
Q1 25
$131.4M
Q4 24
$156.3M
Q3 24
$156.3M
Q2 24
$156.2M
Stockholders' Equity
CPF
CPF
ODC
ODC
Q1 26
$593.9M
Q4 25
$592.6M
$266.5M
Q3 25
$588.1M
$259.1M
Q2 25
$568.9M
$246.9M
Q1 25
$557.4M
$235.9M
Q4 24
$538.4M
$224.0M
Q3 24
$543.7M
$210.6M
Q2 24
$518.6M
$202.9M
Total Assets
CPF
CPF
ODC
ODC
Q1 26
$7.5B
Q4 25
$7.4B
$380.7M
Q3 25
$7.4B
$391.7M
Q2 25
$7.4B
$369.5M
Q1 25
$7.4B
$353.7M
Q4 24
$7.5B
$350.2M
Q3 24
$7.4B
$354.6M
Q2 24
$7.4B
$319.2M
Debt / Equity
CPF
CPF
ODC
ODC
Q1 26
0.13×
Q4 25
0.13×
Q3 25
0.22×
Q2 25
0.23×
Q1 25
0.24×
Q4 24
0.29×
Q3 24
0.29×
Q2 24
0.30×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CPF
CPF
ODC
ODC
Operating Cash FlowLast quarter
$10.3M
Free Cash FlowOCF − Capex
$1.3M
FCF MarginFCF / Revenue
1.1%
Capex IntensityCapex / Revenue
7.5%
Cash ConversionOCF / Net Profit
0.67×
TTM Free Cash FlowTrailing 4 quarters
$50.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CPF
CPF
ODC
ODC
Q1 26
Q4 25
$97.5M
$10.3M
Q3 25
$22.2M
$25.2M
Q2 25
$34.3M
$22.7M
Q1 25
$20.4M
$21.4M
Q4 24
$90.5M
$10.9M
Q3 24
$21.3M
$23.4M
Q2 24
$25.9M
$19.0M
Free Cash Flow
CPF
CPF
ODC
ODC
Q1 26
Q4 25
$92.3M
$1.3M
Q3 25
$21.4M
$17.1M
Q2 25
$32.3M
$16.0M
Q1 25
$19.6M
$16.4M
Q4 24
$75.4M
$-1.9M
Q3 24
$15.6M
$15.1M
Q2 24
$21.3M
$10.8M
FCF Margin
CPF
CPF
ODC
ODC
Q1 26
Q4 25
121.0%
1.1%
Q3 25
28.6%
13.7%
Q2 25
44.3%
13.8%
Q1 25
28.4%
14.0%
Q4 24
129.2%
-1.5%
Q3 24
23.5%
13.3%
Q2 24
33.2%
10.1%
Capex Intensity
CPF
CPF
ODC
ODC
Q1 26
Q4 25
6.8%
7.5%
Q3 25
1.2%
6.5%
Q2 25
2.7%
5.8%
Q1 25
1.3%
4.3%
Q4 24
25.8%
10.0%
Q3 24
8.5%
7.3%
Q2 24
7.3%
7.7%
Cash Conversion
CPF
CPF
ODC
ODC
Q1 26
Q4 25
4.26×
0.67×
Q3 25
1.20×
1.93×
Q2 25
1.88×
1.95×
Q1 25
1.15×
1.66×
Q4 24
7.98×
0.67×
Q3 24
1.60×
2.74×
Q2 24
1.64×
2.44×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CPF
CPF

Segment breakdown not available.

ODC
ODC

Cat Litter$64.6M54%
Fluids Purification$26.7M22%
Agriculturaland Horticultural$12.9M11%
Industrialand Sports$11.6M10%
Animal Healthand Nutrition$4.7M4%

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