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Side-by-side financial comparison of CENTRAL PACIFIC FINANCIAL CORP (CPF) and PagerDuty, Inc. (PD). Click either name above to swap in a different company.

PagerDuty, Inc. is the larger business by last-quarter revenue ($124.5M vs $72.9M, roughly 1.7× CENTRAL PACIFIC FINANCIAL CORP). PagerDuty, Inc. runs the higher net margin — 129.7% vs 28.4%, a 101.3% gap on every dollar of revenue. On growth, CENTRAL PACIFIC FINANCIAL CORP posted the faster year-over-year revenue change (6.0% vs 4.7%). Over the past eight quarters, CENTRAL PACIFIC FINANCIAL CORP's revenue compounded faster (6.7% CAGR vs 5.9%).

Central Pacific Bank (CPB) is an American regional commercial bank located throughout the state of Hawaii.

PagerDuty, Inc. is an American cloud computing company specializing in a SaaS incident management platform for IT operations departments.

CPF vs PD — Head-to-Head

Bigger by revenue
PD
PD
1.7× larger
PD
$124.5M
$72.9M
CPF
Growing faster (revenue YoY)
CPF
CPF
+1.3% gap
CPF
6.0%
4.7%
PD
Higher net margin
PD
PD
101.3% more per $
PD
129.7%
28.4%
CPF
Faster 2-yr revenue CAGR
CPF
CPF
Annualised
CPF
6.7%
5.9%
PD

Income Statement — Q1 FY2026 vs Q3 FY2026

Metric
CPF
CPF
PD
PD
Revenue
$72.9M
$124.5M
Net Profit
$20.7M
$161.6M
Gross Margin
85.3%
Operating Margin
6.5%
Net Margin
28.4%
129.7%
Revenue YoY
6.0%
4.7%
Net Profit YoY
16.7%
2827.7%
EPS (diluted)
$0.78
$1.69

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CPF
CPF
PD
PD
Q1 26
$72.9M
Q4 25
$76.3M
$124.5M
Q3 25
$74.8M
$123.4M
Q2 25
$72.8M
$119.8M
Q1 25
$68.8M
$121.4M
Q4 24
$58.4M
$118.9M
Q3 24
$66.6M
$115.9M
Q2 24
$64.0M
$111.2M
Net Profit
CPF
CPF
PD
PD
Q1 26
$20.7M
Q4 25
$22.9M
$161.6M
Q3 25
$18.6M
$9.6M
Q2 25
$18.3M
$-7.2M
Q1 25
$17.8M
$-8.8M
Q4 24
$11.3M
$-5.9M
Q3 24
$13.3M
$-10.9M
Q2 24
$15.8M
$-17.1M
Gross Margin
CPF
CPF
PD
PD
Q1 26
Q4 25
85.3%
Q3 25
84.6%
Q2 25
84.0%
Q1 25
83.6%
Q4 24
83.0%
Q3 24
82.7%
Q2 24
82.6%
Operating Margin
CPF
CPF
PD
PD
Q1 26
Q4 25
37.0%
6.5%
Q3 25
31.6%
2.9%
Q2 25
32.8%
-8.6%
Q1 25
32.8%
-9.6%
Q4 24
23.0%
-8.7%
Q3 24
25.6%
-13.8%
Q2 24
32.2%
-19.5%
Net Margin
CPF
CPF
PD
PD
Q1 26
28.4%
Q4 25
30.0%
129.7%
Q3 25
24.8%
7.8%
Q2 25
25.1%
-6.0%
Q1 25
25.8%
-7.2%
Q4 24
19.4%
-5.0%
Q3 24
20.0%
-9.4%
Q2 24
24.7%
-15.4%
EPS (diluted)
CPF
CPF
PD
PD
Q1 26
$0.78
Q4 25
$0.85
$1.69
Q3 25
$0.69
$0.10
Q2 25
$0.67
$-0.07
Q1 25
$0.65
$-0.12
Q4 24
$0.42
$-0.07
Q3 24
$0.49
$-0.14
Q2 24
$0.58
$-0.26

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CPF
CPF
PD
PD
Cash + ST InvestmentsLiquidity on hand
$547.8M
Total DebtLower is stronger
$76.5M
Stockholders' EquityBook value
$593.9M
$320.5M
Total Assets
$7.5B
$1.0B
Debt / EquityLower = less leverage
0.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CPF
CPF
PD
PD
Q1 26
Q4 25
$547.8M
Q3 25
$567.9M
Q2 25
$597.1M
Q1 25
$570.8M
Q4 24
$542.2M
Q3 24
$599.3M
Q2 24
$592.8M
Total Debt
CPF
CPF
PD
PD
Q1 26
$76.5M
Q4 25
$76.5M
Q3 25
$131.5M
Q2 25
$131.5M
Q1 25
$131.4M
$484.5M
Q4 24
$156.3M
Q3 24
$156.3M
Q2 24
$156.2M
Stockholders' Equity
CPF
CPF
PD
PD
Q1 26
$593.9M
Q4 25
$592.6M
$320.5M
Q3 25
$588.1M
$180.7M
Q2 25
$568.9M
$145.7M
Q1 25
$557.4M
$129.8M
Q4 24
$538.4M
$111.6M
Q3 24
$543.7M
$164.7M
Q2 24
$518.6M
$174.0M
Total Assets
CPF
CPF
PD
PD
Q1 26
$7.5B
Q4 25
$7.4B
$1.0B
Q3 25
$7.4B
$891.5M
Q2 25
$7.4B
$926.8M
Q1 25
$7.4B
$927.3M
Q4 24
$7.5B
$866.8M
Q3 24
$7.4B
$916.0M
Q2 24
$7.4B
$924.0M
Debt / Equity
CPF
CPF
PD
PD
Q1 26
0.13×
Q4 25
0.13×
Q3 25
0.22×
Q2 25
0.23×
Q1 25
0.24×
3.73×
Q4 24
0.29×
Q3 24
0.29×
Q2 24
0.30×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CPF
CPF
PD
PD
Operating Cash FlowLast quarter
$24.8M
Free Cash FlowOCF − Capex
$24.1M
FCF MarginFCF / Revenue
19.3%
Capex IntensityCapex / Revenue
0.6%
Cash ConversionOCF / Net Profit
0.15×
TTM Free Cash FlowTrailing 4 quarters
$117.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CPF
CPF
PD
PD
Q1 26
Q4 25
$97.5M
$24.8M
Q3 25
$22.2M
$34.0M
Q2 25
$34.3M
$30.7M
Q1 25
$20.4M
$31.4M
Q4 24
$90.5M
$22.1M
Q3 24
$21.3M
$35.8M
Q2 24
$25.9M
$28.6M
Free Cash Flow
CPF
CPF
PD
PD
Q1 26
Q4 25
$92.3M
$24.1M
Q3 25
$21.4M
$33.1M
Q2 25
$32.3M
$30.2M
Q1 25
$19.6M
$30.3M
Q4 24
$75.4M
$21.5M
Q3 24
$15.6M
$35.1M
Q2 24
$21.3M
$28.2M
FCF Margin
CPF
CPF
PD
PD
Q1 26
Q4 25
121.0%
19.3%
Q3 25
28.6%
26.8%
Q2 25
44.3%
25.2%
Q1 25
28.4%
24.9%
Q4 24
129.2%
18.1%
Q3 24
23.5%
30.3%
Q2 24
33.2%
25.4%
Capex Intensity
CPF
CPF
PD
PD
Q1 26
Q4 25
6.8%
0.6%
Q3 25
1.2%
0.7%
Q2 25
2.7%
0.4%
Q1 25
1.3%
0.9%
Q4 24
25.8%
0.5%
Q3 24
8.5%
0.5%
Q2 24
7.3%
0.4%
Cash Conversion
CPF
CPF
PD
PD
Q1 26
Q4 25
4.26×
0.15×
Q3 25
1.20×
3.55×
Q2 25
1.88×
Q1 25
1.15×
Q4 24
7.98×
Q3 24
1.60×
Q2 24
1.64×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CPF
CPF

Segment breakdown not available.

PD
PD

US$88.8M71%
Non Us$35.7M29%

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