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Side-by-side financial comparison of CENTRAL PACIFIC FINANCIAL CORP (CPF) and Porch Group, Inc. (PRCH). Click either name above to swap in a different company.

Porch Group, Inc. is the larger business by last-quarter revenue ($121.1M vs $72.9M, roughly 1.7× CENTRAL PACIFIC FINANCIAL CORP). CENTRAL PACIFIC FINANCIAL CORP runs the higher net margin — 28.4% vs -3.9%, a 32.3% gap on every dollar of revenue. On growth, Porch Group, Inc. posted the faster year-over-year revenue change (100.0% vs 6.0%). Over the past eight quarters, Porch Group, Inc.'s revenue compounded faster (26.4% CAGR vs 6.7%).

Central Pacific Bank (CPB) is an American regional commercial bank located throughout the state of Hawaii.

Porch is a website that tries to connect homeowners with local home improvement contractors. The site features advice articles, cost guide, and online booking for over 160 home projects.

CPF vs PRCH — Head-to-Head

Bigger by revenue
PRCH
PRCH
1.7× larger
PRCH
$121.1M
$72.9M
CPF
Growing faster (revenue YoY)
PRCH
PRCH
+94.0% gap
PRCH
100.0%
6.0%
CPF
Higher net margin
CPF
CPF
32.3% more per $
CPF
28.4%
-3.9%
PRCH
Faster 2-yr revenue CAGR
PRCH
PRCH
Annualised
PRCH
26.4%
6.7%
CPF

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
CPF
CPF
PRCH
PRCH
Revenue
$72.9M
$121.1M
Net Profit
$20.7M
$-4.7M
Gross Margin
52.7%
Operating Margin
34.7%
Net Margin
28.4%
-3.9%
Revenue YoY
6.0%
100.0%
Net Profit YoY
16.7%
2.0%
EPS (diluted)
$0.78
$-0.04

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CPF
CPF
PRCH
PRCH
Q1 26
$72.9M
$121.1M
Q4 25
$76.3M
$112.3M
Q3 25
$74.8M
$115.1M
Q2 25
$72.8M
$107.0M
Q1 25
$68.8M
$84.5M
Q4 24
$58.4M
$75.3M
Q3 24
$66.6M
$77.7M
Q2 24
$64.0M
$75.9M
Net Profit
CPF
CPF
PRCH
PRCH
Q1 26
$20.7M
$-4.7M
Q4 25
$22.9M
$-3.5M
Q3 25
$18.6M
$-10.9M
Q2 25
$18.3M
$2.6M
Q1 25
$17.8M
$8.4M
Q4 24
$11.3M
$30.5M
Q3 24
$13.3M
$14.4M
Q2 24
$15.8M
$-64.3M
Gross Margin
CPF
CPF
PRCH
PRCH
Q1 26
52.7%
Q4 25
99.5%
Q3 25
75.6%
Q2 25
70.9%
Q1 25
77.4%
Q4 24
Q3 24
79.4%
Q2 24
22.1%
Operating Margin
CPF
CPF
PRCH
PRCH
Q1 26
34.7%
Q4 25
37.0%
14.7%
Q3 25
31.6%
14.2%
Q2 25
32.8%
4.7%
Q1 25
32.8%
-1.5%
Q4 24
23.0%
33.3%
Q3 24
25.6%
-3.2%
Q2 24
32.2%
-69.2%
Net Margin
CPF
CPF
PRCH
PRCH
Q1 26
28.4%
-3.9%
Q4 25
30.0%
-3.1%
Q3 25
24.8%
-9.4%
Q2 25
25.1%
2.4%
Q1 25
25.8%
9.9%
Q4 24
19.4%
40.5%
Q3 24
20.0%
18.5%
Q2 24
24.7%
-84.8%
EPS (diluted)
CPF
CPF
PRCH
PRCH
Q1 26
$0.78
$-0.04
Q4 25
$0.85
$0.00
Q3 25
$0.69
$-0.10
Q2 25
$0.67
$0.00
Q1 25
$0.65
$0.07
Q4 24
$0.42
$0.34
Q3 24
$0.49
$0.12
Q2 24
$0.58
$-0.65

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CPF
CPF
PRCH
PRCH
Cash + ST InvestmentsLiquidity on hand
$68.4M
Total DebtLower is stronger
$76.5M
$391.3M
Stockholders' EquityBook value
$593.9M
$26.3M
Total Assets
$7.5B
$806.6M
Debt / EquityLower = less leverage
0.13×
14.87×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CPF
CPF
PRCH
PRCH
Q1 26
$68.4M
Q4 25
$57.3M
Q3 25
$85.0M
Q2 25
$79.8M
Q1 25
$70.4M
Q4 24
$191.7M
Q3 24
$238.6M
Q2 24
$308.4M
Total Debt
CPF
CPF
PRCH
PRCH
Q1 26
$76.5M
$391.3M
Q4 25
$76.5M
$392.8M
Q3 25
$131.5M
$387.1M
Q2 25
$131.5M
$394.1M
Q1 25
$131.4M
$409.2M
Q4 24
$156.3M
$403.9M
Q3 24
$156.3M
$399.0M
Q2 24
$156.2M
$436.8M
Stockholders' Equity
CPF
CPF
PRCH
PRCH
Q1 26
$593.9M
$26.3M
Q4 25
$592.6M
$-24.6M
Q3 25
$588.1M
$-27.9M
Q2 25
$568.9M
$-29.3M
Q1 25
$557.4M
$-52.4M
Q4 24
$538.4M
$-43.2M
Q3 24
$543.7M
$-77.0M
Q2 24
$518.6M
$-101.9M
Total Assets
CPF
CPF
PRCH
PRCH
Q1 26
$7.5B
$806.6M
Q4 25
$7.4B
$797.4M
Q3 25
$7.4B
$787.7M
Q2 25
$7.4B
$770.7M
Q1 25
$7.4B
$802.3M
Q4 24
$7.5B
$814.0M
Q3 24
$7.4B
$867.3M
Q2 24
$7.4B
$876.1M
Debt / Equity
CPF
CPF
PRCH
PRCH
Q1 26
0.13×
14.87×
Q4 25
0.13×
Q3 25
0.22×
Q2 25
0.23×
Q1 25
0.24×
Q4 24
0.29×
Q3 24
0.29×
Q2 24
0.30×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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