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Side-by-side financial comparison of CENTRAL PACIFIC FINANCIAL CORP (CPF) and Scienjoy Holding Corp (SJ). Click either name above to swap in a different company.

Scienjoy Holding Corp is the larger business by last-quarter revenue ($91.6M vs $72.9M, roughly 1.3× CENTRAL PACIFIC FINANCIAL CORP).

Central Pacific Bank (CPB) is an American regional commercial bank located throughout the state of Hawaii.

Scienjoy Holding Corp is a China-based digital entertainment company that principally operates interactive live streaming platforms. It provides diverse content including talent performances, music shows, and lifestyle broadcasts, serving mass consumer audiences of varying age groups across the domestic market, with core business centered on mobile internet entertainment services.

CPF vs SJ — Head-to-Head

Bigger by revenue
SJ
SJ
1.3× larger
SJ
$91.6M
$72.9M
CPF

Income Statement — Q1 FY2026 vs Q2 FY2025

Metric
CPF
CPF
SJ
SJ
Revenue
$72.9M
$91.6M
Net Profit
$20.7M
Gross Margin
Operating Margin
Net Margin
28.4%
Revenue YoY
6.0%
Net Profit YoY
16.7%
EPS (diluted)
$0.78

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CPF
CPF
SJ
SJ
Q1 26
$72.9M
Q4 25
$76.3M
Q3 25
$74.8M
Q2 25
$72.8M
$91.6M
Q1 25
$68.8M
Q4 24
$58.4M
Q3 24
$66.6M
Q2 24
$64.0M
Net Profit
CPF
CPF
SJ
SJ
Q1 26
$20.7M
Q4 25
$22.9M
Q3 25
$18.6M
Q2 25
$18.3M
Q1 25
$17.8M
Q4 24
$11.3M
Q3 24
$13.3M
Q2 24
$15.8M
Operating Margin
CPF
CPF
SJ
SJ
Q1 26
Q4 25
37.0%
Q3 25
31.6%
Q2 25
32.8%
Q1 25
32.8%
Q4 24
23.0%
Q3 24
25.6%
Q2 24
32.2%
Net Margin
CPF
CPF
SJ
SJ
Q1 26
28.4%
Q4 25
30.0%
Q3 25
24.8%
Q2 25
25.1%
Q1 25
25.8%
Q4 24
19.4%
Q3 24
20.0%
Q2 24
24.7%
EPS (diluted)
CPF
CPF
SJ
SJ
Q1 26
$0.78
Q4 25
$0.85
Q3 25
$0.69
Q2 25
$0.67
Q1 25
$0.65
Q4 24
$0.42
Q3 24
$0.49
Q2 24
$0.58

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CPF
CPF
SJ
SJ
Cash + ST InvestmentsLiquidity on hand
$913.0K
Total DebtLower is stronger
$76.5M
Stockholders' EquityBook value
$593.9M
$170.2M
Total Assets
$7.5B
$199.9M
Debt / EquityLower = less leverage
0.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CPF
CPF
SJ
SJ
Q1 26
Q4 25
Q3 25
Q2 25
$913.0K
Q1 25
Q4 24
Q3 24
Q2 24
Total Debt
CPF
CPF
SJ
SJ
Q1 26
$76.5M
Q4 25
$76.5M
Q3 25
$131.5M
Q2 25
$131.5M
Q1 25
$131.4M
Q4 24
$156.3M
Q3 24
$156.3M
Q2 24
$156.2M
Stockholders' Equity
CPF
CPF
SJ
SJ
Q1 26
$593.9M
Q4 25
$592.6M
Q3 25
$588.1M
Q2 25
$568.9M
$170.2M
Q1 25
$557.4M
Q4 24
$538.4M
Q3 24
$543.7M
Q2 24
$518.6M
Total Assets
CPF
CPF
SJ
SJ
Q1 26
$7.5B
Q4 25
$7.4B
Q3 25
$7.4B
Q2 25
$7.4B
$199.9M
Q1 25
$7.4B
Q4 24
$7.5B
Q3 24
$7.4B
Q2 24
$7.4B
Debt / Equity
CPF
CPF
SJ
SJ
Q1 26
0.13×
Q4 25
0.13×
Q3 25
0.22×
Q2 25
0.23×
Q1 25
0.24×
Q4 24
0.29×
Q3 24
0.29×
Q2 24
0.30×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CPF
CPF
SJ
SJ
Operating Cash FlowLast quarter
$7.1M
Free Cash FlowOCF − Capex
$7.1M
FCF MarginFCF / Revenue
7.7%
Capex IntensityCapex / Revenue
0.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CPF
CPF
SJ
SJ
Q1 26
Q4 25
$97.5M
Q3 25
$22.2M
Q2 25
$34.3M
$7.1M
Q1 25
$20.4M
Q4 24
$90.5M
Q3 24
$21.3M
Q2 24
$25.9M
Free Cash Flow
CPF
CPF
SJ
SJ
Q1 26
Q4 25
$92.3M
Q3 25
$21.4M
Q2 25
$32.3M
$7.1M
Q1 25
$19.6M
Q4 24
$75.4M
Q3 24
$15.6M
Q2 24
$21.3M
FCF Margin
CPF
CPF
SJ
SJ
Q1 26
Q4 25
121.0%
Q3 25
28.6%
Q2 25
44.3%
7.7%
Q1 25
28.4%
Q4 24
129.2%
Q3 24
23.5%
Q2 24
33.2%
Capex Intensity
CPF
CPF
SJ
SJ
Q1 26
Q4 25
6.8%
Q3 25
1.2%
Q2 25
2.7%
0.0%
Q1 25
1.3%
Q4 24
25.8%
Q3 24
8.5%
Q2 24
7.3%
Cash Conversion
CPF
CPF
SJ
SJ
Q1 26
Q4 25
4.26×
Q3 25
1.20×
Q2 25
1.88×
Q1 25
1.15×
Q4 24
7.98×
Q3 24
1.60×
Q2 24
1.64×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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