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Side-by-side financial comparison of CENTRAL PACIFIC FINANCIAL CORP (CPF) and Neuronetics, Inc. (STIM). Click either name above to swap in a different company.
CENTRAL PACIFIC FINANCIAL CORP is the larger business by last-quarter revenue ($72.9M vs $41.8M, roughly 1.7× Neuronetics, Inc.). CENTRAL PACIFIC FINANCIAL CORP runs the higher net margin — 28.4% vs -17.2%, a 45.7% gap on every dollar of revenue. On growth, Neuronetics, Inc. posted the faster year-over-year revenue change (85.7% vs 6.0%). Over the past eight quarters, Neuronetics, Inc.'s revenue compounded faster (54.9% CAGR vs 6.7%).
Central Pacific Bank (CPB) is an American regional commercial bank located throughout the state of Hawaii.
Neuronetics is a Malvern, PA based, publicly traded company incorporated in Delaware in April 2003, that develops non-invasive treatments for psychiatric disorders that have shown resistance or lack of improvement using traditional medicine. The treatments are based upon neuromodulation technology.
CPF vs STIM — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $72.9M | $41.8M |
| Net Profit | $20.7M | $-7.2M |
| Gross Margin | — | 52.0% |
| Operating Margin | — | -12.1% |
| Net Margin | 28.4% | -17.2% |
| Revenue YoY | 6.0% | 85.7% |
| Net Profit YoY | 16.7% | 43.2% |
| EPS (diluted) | $0.78 | $-0.10 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $72.9M | — | ||
| Q4 25 | $76.3M | $41.8M | ||
| Q3 25 | $74.8M | $37.3M | ||
| Q2 25 | $72.8M | $38.1M | ||
| Q1 25 | $68.8M | $32.0M | ||
| Q4 24 | $58.4M | $22.5M | ||
| Q3 24 | $66.6M | $18.5M | ||
| Q2 24 | $64.0M | $16.4M |
| Q1 26 | $20.7M | — | ||
| Q4 25 | $22.9M | $-7.2M | ||
| Q3 25 | $18.6M | $-9.0M | ||
| Q2 25 | $18.3M | $-10.1M | ||
| Q1 25 | $17.8M | $-12.7M | ||
| Q4 24 | $11.3M | $-12.7M | ||
| Q3 24 | $13.3M | $-13.3M | ||
| Q2 24 | $15.8M | $-9.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | 52.0% | ||
| Q3 25 | — | 45.9% | ||
| Q2 25 | — | 46.6% | ||
| Q1 25 | — | 49.2% | ||
| Q4 24 | — | 66.2% | ||
| Q3 24 | — | 75.6% | ||
| Q2 24 | — | 74.0% |
| Q1 26 | — | — | ||
| Q4 25 | 37.0% | -12.1% | ||
| Q3 25 | 31.6% | -19.6% | ||
| Q2 25 | 32.8% | -21.1% | ||
| Q1 25 | 32.8% | -34.4% | ||
| Q4 24 | 23.0% | -51.0% | ||
| Q3 24 | 25.6% | -41.7% | ||
| Q2 24 | 32.2% | -51.7% |
| Q1 26 | 28.4% | — | ||
| Q4 25 | 30.0% | -17.2% | ||
| Q3 25 | 24.8% | -24.3% | ||
| Q2 25 | 25.1% | -26.6% | ||
| Q1 25 | 25.8% | -39.6% | ||
| Q4 24 | 19.4% | -56.4% | ||
| Q3 24 | 20.0% | -72.0% | ||
| Q2 24 | 24.7% | -59.8% |
| Q1 26 | $0.78 | — | ||
| Q4 25 | $0.85 | $-0.10 | ||
| Q3 25 | $0.69 | $-0.13 | ||
| Q2 25 | $0.67 | $-0.15 | ||
| Q1 25 | $0.65 | $-0.21 | ||
| Q4 24 | $0.42 | $-0.34 | ||
| Q3 24 | $0.49 | $-0.44 | ||
| Q2 24 | $0.58 | $-0.33 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $28.1M |
| Total DebtLower is stronger | $76.5M | $65.8M |
| Stockholders' EquityBook value | $593.9M | $22.4M |
| Total Assets | $7.5B | $141.6M |
| Debt / EquityLower = less leverage | 0.13× | 2.94× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $28.1M | ||
| Q3 25 | — | $28.0M | ||
| Q2 25 | — | $11.0M | ||
| Q1 25 | — | $20.2M | ||
| Q4 24 | — | $18.5M | ||
| Q3 24 | — | $20.9M | ||
| Q2 24 | — | $42.6M |
| Q1 26 | $76.5M | — | ||
| Q4 25 | $76.5M | $65.8M | ||
| Q3 25 | $131.5M | $65.7M | ||
| Q2 25 | $131.5M | $55.5M | ||
| Q1 25 | $131.4M | $55.3M | ||
| Q4 24 | $156.3M | $55.2M | ||
| Q3 24 | $156.3M | $46.0M | ||
| Q2 24 | $156.2M | $59.8M |
| Q1 26 | $593.9M | — | ||
| Q4 25 | $592.6M | $22.4M | ||
| Q3 25 | $588.1M | $27.4M | ||
| Q2 25 | $568.9M | $27.1M | ||
| Q1 25 | $557.4M | $35.5M | ||
| Q4 24 | $538.4M | $27.7M | ||
| Q3 24 | $543.7M | $9.4M | ||
| Q2 24 | $518.6M | $19.4M |
| Q1 26 | $7.5B | — | ||
| Q4 25 | $7.4B | $141.6M | ||
| Q3 25 | $7.4B | $145.5M | ||
| Q2 25 | $7.4B | $134.7M | ||
| Q1 25 | $7.4B | $142.0M | ||
| Q4 24 | $7.5B | $140.9M | ||
| Q3 24 | $7.4B | — | ||
| Q2 24 | $7.4B | $96.8M |
| Q1 26 | 0.13× | — | ||
| Q4 25 | 0.13× | 2.94× | ||
| Q3 25 | 0.22× | 2.40× | ||
| Q2 25 | 0.23× | 2.05× | ||
| Q1 25 | 0.24× | 1.56× | ||
| Q4 24 | 0.29× | 1.99× | ||
| Q3 24 | 0.29× | 4.90× | ||
| Q2 24 | 0.30× | 3.08× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $908.0K |
| Free Cash FlowOCF − Capex | — | $692.0K |
| FCF MarginFCF / Revenue | — | 1.7% |
| Capex IntensityCapex / Revenue | — | 0.5% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-21.2M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $97.5M | $908.0K | ||
| Q3 25 | $22.2M | $-785.0K | ||
| Q2 25 | $34.3M | $-3.5M | ||
| Q1 25 | $20.4M | $-17.0M | ||
| Q4 24 | $90.5M | $-8.6M | ||
| Q3 24 | $21.3M | $-5.4M | ||
| Q2 24 | $25.9M | $-5.0M |
| Q1 26 | — | — | ||
| Q4 25 | $92.3M | $692.0K | ||
| Q3 25 | $21.4M | $-899.0K | ||
| Q2 25 | $32.3M | $-3.8M | ||
| Q1 25 | $19.6M | $-17.2M | ||
| Q4 24 | $75.4M | $-8.7M | ||
| Q3 24 | $15.6M | $-5.8M | ||
| Q2 24 | $21.3M | $-5.6M |
| Q1 26 | — | — | ||
| Q4 25 | 121.0% | 1.7% | ||
| Q3 25 | 28.6% | -2.4% | ||
| Q2 25 | 44.3% | -9.9% | ||
| Q1 25 | 28.4% | -53.8% | ||
| Q4 24 | 129.2% | -38.6% | ||
| Q3 24 | 23.5% | -31.3% | ||
| Q2 24 | 33.2% | -34.0% |
| Q1 26 | — | — | ||
| Q4 25 | 6.8% | 0.5% | ||
| Q3 25 | 1.2% | 0.3% | ||
| Q2 25 | 2.7% | 0.7% | ||
| Q1 25 | 1.3% | 0.7% | ||
| Q4 24 | 25.8% | 0.4% | ||
| Q3 24 | 8.5% | 2.1% | ||
| Q2 24 | 7.3% | 3.7% |
| Q1 26 | — | — | ||
| Q4 25 | 4.26× | — | ||
| Q3 25 | 1.20× | — | ||
| Q2 25 | 1.88× | — | ||
| Q1 25 | 1.15× | — | ||
| Q4 24 | 7.98× | — | ||
| Q3 24 | 1.60× | — | ||
| Q2 24 | 1.64× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
