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Side-by-side financial comparison of CENTRAL PACIFIC FINANCIAL CORP (CPF) and Target Hospitality Corp. (TH). Click either name above to swap in a different company.

Target Hospitality Corp. is the larger business by last-quarter revenue ($73.5M vs $72.9M, roughly 1.0× CENTRAL PACIFIC FINANCIAL CORP). CENTRAL PACIFIC FINANCIAL CORP runs the higher net margin — 28.4% vs -20.3%, a 48.8% gap on every dollar of revenue. On growth, Target Hospitality Corp. posted the faster year-over-year revenue change (22.0% vs 6.0%). Over the past eight quarters, CENTRAL PACIFIC FINANCIAL CORP's revenue compounded faster (6.7% CAGR vs 0.7%).

Central Pacific Bank (CPB) is an American regional commercial bank located throughout the state of Hawaii.

Target Hospitality is a company that provides workforce lodging and other temporary, modular housing used for oil, gas and mining operations; large-scale events; and disaster relief. Target Hospitality is based in The Woodlands, Texas, and also has offices in Williston, North Dakota; Denver, Colorado; Calgary, Alberta.

CPF vs TH — Head-to-Head

Bigger by revenue
TH
TH
1.0× larger
TH
$73.5M
$72.9M
CPF
Growing faster (revenue YoY)
TH
TH
+16.0% gap
TH
22.0%
6.0%
CPF
Higher net margin
CPF
CPF
48.8% more per $
CPF
28.4%
-20.3%
TH
Faster 2-yr revenue CAGR
CPF
CPF
Annualised
CPF
6.7%
0.7%
TH

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
CPF
CPF
TH
TH
Revenue
$72.9M
$73.5M
Net Profit
$20.7M
$-14.9M
Gross Margin
9.6%
Operating Margin
-22.9%
Net Margin
28.4%
-20.3%
Revenue YoY
6.0%
22.0%
Net Profit YoY
16.7%
-219.1%
EPS (diluted)
$0.78
$-0.14

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CPF
CPF
TH
TH
Q1 26
$72.9M
Q4 25
$76.3M
$73.5M
Q3 25
$74.8M
$91.6M
Q2 25
$72.8M
$54.9M
Q1 25
$68.8M
$54.9M
Q4 24
$58.4M
$60.2M
Q3 24
$66.6M
$65.8M
Q2 24
$64.0M
$67.5M
Net Profit
CPF
CPF
TH
TH
Q1 26
$20.7M
Q4 25
$22.9M
$-14.9M
Q3 25
$18.6M
$-795.0K
Q2 25
$18.3M
$-14.9M
Q1 25
$17.8M
$-6.5M
Q4 24
$11.3M
$12.5M
Q3 24
$13.3M
$20.0M
Q2 24
$15.8M
$18.4M
Gross Margin
CPF
CPF
TH
TH
Q1 26
Q4 25
9.6%
Q3 25
19.6%
Q2 25
-0.6%
Q1 25
32.7%
Q4 24
61.5%
Q3 24
68.7%
Q2 24
69.4%
Operating Margin
CPF
CPF
TH
TH
Q1 26
Q4 25
37.0%
-22.9%
Q3 25
31.6%
0.1%
Q2 25
32.8%
-30.8%
Q1 25
32.8%
-2.0%
Q4 24
23.0%
34.5%
Q3 24
25.6%
42.5%
Q2 24
32.2%
43.8%
Net Margin
CPF
CPF
TH
TH
Q1 26
28.4%
Q4 25
30.0%
-20.3%
Q3 25
24.8%
-0.9%
Q2 25
25.1%
-27.2%
Q1 25
25.8%
-11.8%
Q4 24
19.4%
20.8%
Q3 24
20.0%
30.4%
Q2 24
24.7%
27.2%
EPS (diluted)
CPF
CPF
TH
TH
Q1 26
$0.78
Q4 25
$0.85
$-0.14
Q3 25
$0.69
$-0.01
Q2 25
$0.67
$-0.15
Q1 25
$0.65
$-0.07
Q4 24
$0.42
$0.12
Q3 24
$0.49
$0.20
Q2 24
$0.58
$0.18

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CPF
CPF
TH
TH
Cash + ST InvestmentsLiquidity on hand
$8.3M
Total DebtLower is stronger
$76.5M
$1.7M
Stockholders' EquityBook value
$593.9M
$389.3M
Total Assets
$7.5B
$530.2M
Debt / EquityLower = less leverage
0.13×
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CPF
CPF
TH
TH
Q1 26
Q4 25
$8.3M
Q3 25
$30.4M
Q2 25
$19.2M
Q1 25
$34.5M
Q4 24
$190.7M
Q3 24
$177.7M
Q2 24
$154.3M
Total Debt
CPF
CPF
TH
TH
Q1 26
$76.5M
Q4 25
$76.5M
$1.7M
Q3 25
$131.5M
$2.0M
Q2 25
$131.5M
$26.3M
Q1 25
$131.4M
$42.9M
Q4 24
$156.3M
$1.5M
Q3 24
$156.3M
$994.0K
Q2 24
$156.2M
$1.1M
Stockholders' Equity
CPF
CPF
TH
TH
Q1 26
$593.9M
Q4 25
$592.6M
$389.3M
Q3 25
$588.1M
$402.4M
Q2 25
$568.9M
$401.3M
Q1 25
$557.4M
$415.3M
Q4 24
$538.4M
$421.1M
Q3 24
$543.7M
$417.6M
Q2 24
$518.6M
$397.2M
Total Assets
CPF
CPF
TH
TH
Q1 26
$7.5B
Q4 25
$7.4B
$530.2M
Q3 25
$7.4B
$541.2M
Q2 25
$7.4B
$533.7M
Q1 25
$7.4B
$562.5M
Q4 24
$7.5B
$725.8M
Q3 24
$7.4B
$709.8M
Q2 24
$7.4B
$697.0M
Debt / Equity
CPF
CPF
TH
TH
Q1 26
0.13×
Q4 25
0.13×
0.00×
Q3 25
0.22×
0.01×
Q2 25
0.23×
0.07×
Q1 25
0.24×
0.10×
Q4 24
0.29×
0.00×
Q3 24
0.29×
0.00×
Q2 24
0.30×
0.00×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CPF
CPF
TH
TH
Operating Cash FlowLast quarter
$5.7M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CPF
CPF
TH
TH
Q1 26
Q4 25
$97.5M
$5.7M
Q3 25
$22.2M
$53.4M
Q2 25
$34.3M
$11.1M
Q1 25
$20.4M
$3.9M
Q4 24
$90.5M
$30.6M
Q3 24
$21.3M
$31.4M
Q2 24
$25.9M
$39.1M
Free Cash Flow
CPF
CPF
TH
TH
Q1 26
Q4 25
$92.3M
Q3 25
$21.4M
Q2 25
$32.3M
Q1 25
$19.6M
$-11.6M
Q4 24
$75.4M
Q3 24
$15.6M
Q2 24
$21.3M
FCF Margin
CPF
CPF
TH
TH
Q1 26
Q4 25
121.0%
Q3 25
28.6%
Q2 25
44.3%
Q1 25
28.4%
-21.1%
Q4 24
129.2%
Q3 24
23.5%
Q2 24
33.2%
Capex Intensity
CPF
CPF
TH
TH
Q1 26
Q4 25
6.8%
Q3 25
1.2%
Q2 25
2.7%
Q1 25
1.3%
28.2%
Q4 24
25.8%
Q3 24
8.5%
Q2 24
7.3%
Cash Conversion
CPF
CPF
TH
TH
Q1 26
Q4 25
4.26×
Q3 25
1.20×
Q2 25
1.88×
Q1 25
1.15×
Q4 24
7.98×
2.44×
Q3 24
1.60×
1.57×
Q2 24
1.64×
2.13×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CPF
CPF

Segment breakdown not available.

TH
TH

Services$40.9M56%
Hospitality And Facilities Services South$32.6M44%

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