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Side-by-side financial comparison of CENTRAL PACIFIC FINANCIAL CORP (CPF) and TELOS CORP (TLS). Click either name above to swap in a different company.

CENTRAL PACIFIC FINANCIAL CORP is the larger business by last-quarter revenue ($72.9M vs $46.8M, roughly 1.6× TELOS CORP). CENTRAL PACIFIC FINANCIAL CORP runs the higher net margin — 28.4% vs -34.9%, a 63.3% gap on every dollar of revenue. On growth, TELOS CORP posted the faster year-over-year revenue change (77.4% vs 6.0%). Over the past eight quarters, TELOS CORP's revenue compounded faster (25.7% CAGR vs 6.7%).

Central Pacific Bank (CPB) is an American regional commercial bank located throughout the state of Hawaii.

Telos Corporation is an information technology and cybersecurity company located in Ashburn, Virginia. Telos primarily serves government and enterprise clients, receiving a large number of its contracts from the United States Department of Defense. Customers are primarily military, intelligence and civilian agencies of the US government and NATO allies.

CPF vs TLS — Head-to-Head

Bigger by revenue
CPF
CPF
1.6× larger
CPF
$72.9M
$46.8M
TLS
Growing faster (revenue YoY)
TLS
TLS
+71.4% gap
TLS
77.4%
6.0%
CPF
Higher net margin
CPF
CPF
63.3% more per $
CPF
28.4%
-34.9%
TLS
Faster 2-yr revenue CAGR
TLS
TLS
Annualised
TLS
25.7%
6.7%
CPF

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
CPF
CPF
TLS
TLS
Revenue
$72.9M
$46.8M
Net Profit
$20.7M
$-16.3M
Gross Margin
35.0%
Operating Margin
-39.6%
Net Margin
28.4%
-34.9%
Revenue YoY
6.0%
77.4%
Net Profit YoY
16.7%
-74.8%
EPS (diluted)
$0.78
$-0.22

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CPF
CPF
TLS
TLS
Q1 26
$72.9M
Q4 25
$76.3M
$46.8M
Q3 25
$74.8M
$51.4M
Q2 25
$72.8M
$36.0M
Q1 25
$68.8M
$30.6M
Q4 24
$58.4M
$26.4M
Q3 24
$66.6M
$23.8M
Q2 24
$64.0M
$28.5M
Net Profit
CPF
CPF
TLS
TLS
Q1 26
$20.7M
Q4 25
$22.9M
$-16.3M
Q3 25
$18.6M
$-2.1M
Q2 25
$18.3M
$-9.5M
Q1 25
$17.8M
$-8.6M
Q4 24
$11.3M
$-9.3M
Q3 24
$13.3M
$-28.1M
Q2 24
$15.8M
$-7.8M
Gross Margin
CPF
CPF
TLS
TLS
Q1 26
Q4 25
35.0%
Q3 25
39.9%
Q2 25
33.2%
Q1 25
39.8%
Q4 24
40.3%
Q3 24
13.2%
Q2 24
34.1%
Operating Margin
CPF
CPF
TLS
TLS
Q1 26
Q4 25
37.0%
-39.6%
Q3 25
31.6%
-4.8%
Q2 25
32.8%
-27.5%
Q1 25
32.8%
-29.5%
Q4 24
23.0%
-37.6%
Q3 24
25.6%
-121.4%
Q2 24
32.2%
-30.3%
Net Margin
CPF
CPF
TLS
TLS
Q1 26
28.4%
Q4 25
30.0%
-34.9%
Q3 25
24.8%
-4.1%
Q2 25
25.1%
-26.5%
Q1 25
25.8%
-28.1%
Q4 24
19.4%
-35.4%
Q3 24
20.0%
-118.0%
Q2 24
24.7%
-27.2%
EPS (diluted)
CPF
CPF
TLS
TLS
Q1 26
$0.78
Q4 25
$0.85
$-0.22
Q3 25
$0.69
$-0.03
Q2 25
$0.67
$-0.13
Q1 25
$0.65
$-0.12
Q4 24
$0.42
$-0.13
Q3 24
$0.49
$-0.39
Q2 24
$0.58
$-0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CPF
CPF
TLS
TLS
Cash + ST InvestmentsLiquidity on hand
$53.2M
Total DebtLower is stronger
$76.5M
Stockholders' EquityBook value
$593.9M
$96.0M
Total Assets
$7.5B
$139.9M
Debt / EquityLower = less leverage
0.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CPF
CPF
TLS
TLS
Q1 26
Q4 25
$53.2M
Q3 25
$59.0M
Q2 25
$57.0M
Q1 25
$57.8M
Q4 24
$54.6M
Q3 24
$69.8M
Q2 24
$80.1M
Total Debt
CPF
CPF
TLS
TLS
Q1 26
$76.5M
Q4 25
$76.5M
Q3 25
$131.5M
Q2 25
$131.5M
Q1 25
$131.4M
Q4 24
$156.3M
Q3 24
$156.3M
Q2 24
$156.2M
Stockholders' Equity
CPF
CPF
TLS
TLS
Q1 26
$593.9M
Q4 25
$592.6M
$96.0M
Q3 25
$588.1M
$119.7M
Q2 25
$568.9M
$118.4M
Q1 25
$557.4M
$126.1M
Q4 24
$538.4M
$127.1M
Q3 24
$543.7M
$129.5M
Q2 24
$518.6M
$149.1M
Total Assets
CPF
CPF
TLS
TLS
Q1 26
$7.5B
Q4 25
$7.4B
$139.9M
Q3 25
$7.4B
$164.3M
Q2 25
$7.4B
$165.0M
Q1 25
$7.4B
$158.1M
Q4 24
$7.5B
$158.2M
Q3 24
$7.4B
$166.3M
Q2 24
$7.4B
$182.4M
Debt / Equity
CPF
CPF
TLS
TLS
Q1 26
0.13×
Q4 25
0.13×
Q3 25
0.22×
Q2 25
0.23×
Q1 25
0.24×
Q4 24
0.29×
Q3 24
0.29×
Q2 24
0.30×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CPF
CPF
TLS
TLS
Operating Cash FlowLast quarter
$8.0M
Free Cash FlowOCF − Capex
$8.0M
FCF MarginFCF / Revenue
17.0%
Capex IntensityCapex / Revenue
0.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$29.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CPF
CPF
TLS
TLS
Q1 26
Q4 25
$97.5M
$8.0M
Q3 25
$22.2M
$9.1M
Q2 25
$34.3M
$7.0M
Q1 25
$20.4M
$6.1M
Q4 24
$90.5M
$-10.5M
Q3 24
$21.3M
$-7.1M
Q2 24
$25.9M
$-8.0M
Free Cash Flow
CPF
CPF
TLS
TLS
Q1 26
Q4 25
$92.3M
$8.0M
Q3 25
$21.4M
$8.7M
Q2 25
$32.3M
$6.8M
Q1 25
$19.6M
$6.0M
Q4 24
$75.4M
$-12.4M
Q3 24
$15.6M
$-7.1M
Q2 24
$21.3M
$-8.2M
FCF Margin
CPF
CPF
TLS
TLS
Q1 26
Q4 25
121.0%
17.0%
Q3 25
28.6%
16.9%
Q2 25
44.3%
19.0%
Q1 25
28.4%
19.5%
Q4 24
129.2%
-47.0%
Q3 24
23.5%
-30.0%
Q2 24
33.2%
-28.9%
Capex Intensity
CPF
CPF
TLS
TLS
Q1 26
Q4 25
6.8%
0.1%
Q3 25
1.2%
0.9%
Q2 25
2.7%
0.4%
Q1 25
1.3%
0.4%
Q4 24
25.8%
7.1%
Q3 24
8.5%
0.2%
Q2 24
7.3%
0.8%
Cash Conversion
CPF
CPF
TLS
TLS
Q1 26
Q4 25
4.26×
Q3 25
1.20×
Q2 25
1.88×
Q1 25
1.15×
Q4 24
7.98×
Q3 24
1.60×
Q2 24
1.64×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CPF
CPF

Segment breakdown not available.

TLS
TLS

Security Solutions Segment$44.8M96%
Secure Networks Segment$1.9M4%

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