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Side-by-side financial comparison of Canterbury Park Holding Corp (CPHC) and EAGLE FINANCIAL SERVICES INC (EFSI). Click either name above to swap in a different company.

EAGLE FINANCIAL SERVICES INC is the larger business by last-quarter revenue ($16.4M vs $12.4M, roughly 1.3× Canterbury Park Holding Corp). On growth, EAGLE FINANCIAL SERVICES INC posted the faster year-over-year revenue change (21.3% vs 3.9%). EAGLE FINANCIAL SERVICES INC produced more free cash flow last quarter ($24.3M vs $-611.3K). Over the past eight quarters, EAGLE FINANCIAL SERVICES INC's revenue compounded faster (1.5% CAGR vs -6.0%).

Canterbury Park, is a horse racing track in Shakopee, Minnesota, United States. Canterbury Park Holding Corporation hosts parimutuel wagering on live thoroughbred and quarter horse racing at its facilities in Shakopee and parimutuel wagering on races held at out-of-state racetracks that are simulcast to the racetrack. In addition, the Canterbury Park Card Casino operates 24 hours a day, seven days a week, and is also regulated by the Minnesota Racing Commission. Casino games include blackjack...

Ally Financial Inc. is an American bank holding company incorporated in Delaware and headquartered at Ally Detroit Center in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate lending, vehicle insurance, mortgage loans, and other related financing services such as installment sale and lease agreements.

CPHC vs EFSI — Head-to-Head

Bigger by revenue
EFSI
EFSI
1.3× larger
EFSI
$16.4M
$12.4M
CPHC
Growing faster (revenue YoY)
EFSI
EFSI
+17.4% gap
EFSI
21.3%
3.9%
CPHC
More free cash flow
EFSI
EFSI
$25.0M more FCF
EFSI
$24.3M
$-611.3K
CPHC
Faster 2-yr revenue CAGR
EFSI
EFSI
Annualised
EFSI
1.5%
-6.0%
CPHC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CPHC
CPHC
EFSI
EFSI
Revenue
$12.4M
$16.4M
Net Profit
$-390.1K
Gross Margin
Operating Margin
2.6%
33.6%
Net Margin
-3.1%
Revenue YoY
3.9%
21.3%
Net Profit YoY
68.7%
EPS (diluted)
$-0.08
$1.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CPHC
CPHC
EFSI
EFSI
Q4 25
$12.4M
$16.4M
Q3 25
$18.3M
$22.4M
Q2 25
$15.7M
$20.6M
Q1 25
$13.1M
$4.8M
Q4 24
$12.0M
$22.0M
Q3 24
$19.3M
$18.4M
Q2 24
$16.2M
$16.5M
Q1 24
$14.1M
$15.9M
Net Profit
CPHC
CPHC
EFSI
EFSI
Q4 25
$-390.1K
Q3 25
$487.3K
$5.6M
Q2 25
$-327.4K
$5.3M
Q1 25
$-299.2K
$-7.0M
Q4 24
$-1.2M
Q3 24
$2.0M
$3.4M
Q2 24
$338.3K
$3.2M
Q1 24
$998.2K
$2.5M
Operating Margin
CPHC
CPHC
EFSI
EFSI
Q4 25
2.6%
33.6%
Q3 25
5.7%
30.9%
Q2 25
2.8%
31.8%
Q1 25
4.9%
-189.0%
Q4 24
-0.8%
36.8%
Q3 24
18.9%
21.6%
Q2 24
6.9%
22.9%
Q1 24
12.5%
19.1%
Net Margin
CPHC
CPHC
EFSI
EFSI
Q4 25
-3.1%
Q3 25
2.7%
25.0%
Q2 25
-2.1%
25.6%
Q1 25
-2.3%
-145.8%
Q4 24
-10.4%
Q3 24
10.5%
18.6%
Q2 24
2.1%
19.3%
Q1 24
7.1%
16.0%
EPS (diluted)
CPHC
CPHC
EFSI
EFSI
Q4 25
$-0.08
$1.10
Q3 25
$0.10
$1.04
Q2 25
$-0.06
$0.98
Q1 25
$-0.06
$-1.53
Q4 24
$-0.25
$1.74
Q3 24
$0.40
$0.97
Q2 24
$0.07
$0.89
Q1 24
$0.20
$0.72

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CPHC
CPHC
EFSI
EFSI
Cash + ST InvestmentsLiquidity on hand
$17.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$83.9M
$188.8M
Total Assets
$112.6M
$1.9B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CPHC
CPHC
EFSI
EFSI
Q4 25
$17.1M
Q3 25
$16.7M
Q2 25
$16.9M
Q1 25
$15.4M
Q4 24
$15.1M
Q3 24
$21.7M
Q2 24
$23.8M
Q1 24
$25.2M
Stockholders' Equity
CPHC
CPHC
EFSI
EFSI
Q4 25
$83.9M
$188.8M
Q3 25
$84.1M
$185.6M
Q2 25
$83.6M
$179.6M
Q1 25
$83.7M
$176.5M
Q4 24
$84.1M
$119.0M
Q3 24
$85.2M
$117.8M
Q2 24
$83.2M
$111.1M
Q1 24
$82.7M
$107.7M
Total Assets
CPHC
CPHC
EFSI
EFSI
Q4 25
$112.6M
$1.9B
Q3 25
$114.4M
$1.9B
Q2 25
$114.9M
$2.0B
Q1 25
$112.4M
$1.9B
Q4 24
$109.9M
$1.9B
Q3 24
$114.2M
$1.9B
Q2 24
$111.4M
$1.8B
Q1 24
$105.6M
$1.8B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CPHC
CPHC
EFSI
EFSI
Operating Cash FlowLast quarter
$-103.4K
$25.8M
Free Cash FlowOCF − Capex
$-611.3K
$24.3M
FCF MarginFCF / Revenue
-4.9%
148.6%
Capex IntensityCapex / Revenue
4.1%
8.6%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$4.7M
$39.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CPHC
CPHC
EFSI
EFSI
Q4 25
$-103.4K
$25.8M
Q3 25
$1.2M
$8.2M
Q2 25
$4.4M
$2.6M
Q1 25
$3.4M
$5.8M
Q4 24
$-2.8M
$18.8M
Q3 24
$2.3M
$7.5M
Q2 24
$5.4M
$-1.8M
Q1 24
$1.6M
$6.8M
Free Cash Flow
CPHC
CPHC
EFSI
EFSI
Q4 25
$-611.3K
$24.3M
Q3 25
$-395.3K
$7.8M
Q2 25
$3.2M
$2.3M
Q1 25
$2.5M
$5.3M
Q4 24
$-6.7M
$17.7M
Q3 24
$-25
$7.3M
Q2 24
$1.8M
$-2.2M
Q1 24
$-601.0K
$6.7M
FCF Margin
CPHC
CPHC
EFSI
EFSI
Q4 25
-4.9%
148.6%
Q3 25
-2.2%
35.0%
Q2 25
20.5%
11.2%
Q1 25
19.1%
110.1%
Q4 24
-55.9%
80.6%
Q3 24
-0.0%
39.6%
Q2 24
11.1%
-13.6%
Q1 24
-4.3%
41.9%
Capex Intensity
CPHC
CPHC
EFSI
EFSI
Q4 25
4.1%
8.6%
Q3 25
9.0%
1.7%
Q2 25
7.5%
1.3%
Q1 25
6.5%
11.2%
Q4 24
32.6%
4.6%
Q3 24
11.8%
1.3%
Q2 24
22.2%
2.6%
Q1 24
15.7%
0.6%
Cash Conversion
CPHC
CPHC
EFSI
EFSI
Q4 25
Q3 25
2.56×
1.47×
Q2 25
0.49×
Q1 25
Q4 24
Q3 24
1.12×
2.19×
Q2 24
15.95×
-0.57×
Q1 24
1.62×
2.65×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CPHC
CPHC

Casino$9.5M76%
Other$1.9M15%
Food And Beverage$1.0M8%

EFSI
EFSI

Asset Management$6.0M37%
Other$3.8M23%
Interchange Fees$3.5M22%
Overdrawn Account Fees$1.6M10%
Brokerage Commissions$1.4M9%

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