vs

Side-by-side financial comparison of Canterbury Park Holding Corp (CPHC) and Open Lending Corp (LPRO). Click either name above to swap in a different company.

Open Lending Corp is the larger business by last-quarter revenue ($19.3M vs $12.4M, roughly 1.6× Canterbury Park Holding Corp). On growth, Open Lending Corp posted the faster year-over-year revenue change (134.0% vs 3.9%). Canterbury Park Holding Corp produced more free cash flow last quarter ($-611.3K vs $-3.3M). Over the past eight quarters, Canterbury Park Holding Corp's revenue compounded faster (-6.0% CAGR vs -20.7%).

Canterbury Park, is a horse racing track in Shakopee, Minnesota, United States. Canterbury Park Holding Corporation hosts parimutuel wagering on live thoroughbred and quarter horse racing at its facilities in Shakopee and parimutuel wagering on races held at out-of-state racetracks that are simulcast to the racetrack. In addition, the Canterbury Park Card Casino operates 24 hours a day, seven days a week, and is also regulated by the Minnesota Racing Commission. Casino games include blackjack...

Open Library is an online project intended to create "one web page for every book ever published". Created by Aaron Swartz, Brewster Kahle, Alexis Rossi, Anand Chitipothu, and Rebecca Hargrave Malamud, Open Library is a project of the Internet Archive, a nonprofit organization. It has been funded in part by grants from the California State Library and the Kahle/Austin Foundation. Open Library provides online digital copies in multiple formats, created from images of many public domain, out-of...

CPHC vs LPRO — Head-to-Head

Bigger by revenue
LPRO
LPRO
1.6× larger
LPRO
$19.3M
$12.4M
CPHC
Growing faster (revenue YoY)
LPRO
LPRO
+130.1% gap
LPRO
134.0%
3.9%
CPHC
More free cash flow
CPHC
CPHC
$2.6M more FCF
CPHC
$-611.3K
$-3.3M
LPRO
Faster 2-yr revenue CAGR
CPHC
CPHC
Annualised
CPHC
-6.0%
-20.7%
LPRO

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CPHC
CPHC
LPRO
LPRO
Revenue
$12.4M
$19.3M
Net Profit
$-390.1K
Gross Margin
76.0%
Operating Margin
2.6%
3.9%
Net Margin
-3.1%
Revenue YoY
3.9%
134.0%
Net Profit YoY
68.7%
EPS (diluted)
$-0.08
$-0.00

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CPHC
CPHC
LPRO
LPRO
Q4 25
$12.4M
$19.3M
Q3 25
$18.3M
$24.2M
Q2 25
$15.7M
$25.3M
Q1 25
$13.1M
$24.4M
Q4 24
$12.0M
$-56.9M
Q3 24
$19.3M
$23.5M
Q2 24
$16.2M
$26.7M
Q1 24
$14.1M
$30.7M
Net Profit
CPHC
CPHC
LPRO
LPRO
Q4 25
$-390.1K
Q3 25
$487.3K
$-7.6M
Q2 25
$-327.4K
$1.0M
Q1 25
$-299.2K
$617.0K
Q4 24
$-1.2M
Q3 24
$2.0M
$1.4M
Q2 24
$338.3K
$2.9M
Q1 24
$998.2K
$5.1M
Gross Margin
CPHC
CPHC
LPRO
LPRO
Q4 25
76.0%
Q3 25
78.0%
Q2 25
78.2%
Q1 25
75.1%
Q4 24
111.0%
Q3 24
73.9%
Q2 24
78.6%
Q1 24
81.3%
Operating Margin
CPHC
CPHC
LPRO
LPRO
Q4 25
2.6%
3.9%
Q3 25
5.7%
-31.9%
Q2 25
2.8%
4.6%
Q1 25
4.9%
3.1%
Q4 24
-0.8%
138.0%
Q3 24
18.9%
7.9%
Q2 24
6.9%
14.9%
Q1 24
12.5%
23.8%
Net Margin
CPHC
CPHC
LPRO
LPRO
Q4 25
-3.1%
Q3 25
2.7%
-31.3%
Q2 25
-2.1%
4.1%
Q1 25
-2.3%
2.5%
Q4 24
-10.4%
Q3 24
10.5%
6.1%
Q2 24
2.1%
10.9%
Q1 24
7.1%
16.5%
EPS (diluted)
CPHC
CPHC
LPRO
LPRO
Q4 25
$-0.08
$-0.00
Q3 25
$0.10
$-0.06
Q2 25
$-0.06
$0.01
Q1 25
$-0.06
$0.01
Q4 24
$-0.25
$-1.20
Q3 24
$0.40
$0.01
Q2 24
$0.07
$0.02
Q1 24
$0.20
$0.04

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CPHC
CPHC
LPRO
LPRO
Cash + ST InvestmentsLiquidity on hand
$17.1M
$176.6M
Total DebtLower is stronger
$84.8M
Stockholders' EquityBook value
$83.9M
$75.0M
Total Assets
$112.6M
$236.7M
Debt / EquityLower = less leverage
1.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CPHC
CPHC
LPRO
LPRO
Q4 25
$17.1M
$176.6M
Q3 25
$16.7M
$222.1M
Q2 25
$16.9M
$230.7M
Q1 25
$15.4M
$236.2M
Q4 24
$15.1M
$243.2M
Q3 24
$21.7M
$250.2M
Q2 24
$23.8M
$248.0M
Q1 24
$25.2M
$247.0M
Total Debt
CPHC
CPHC
LPRO
LPRO
Q4 25
$84.8M
Q3 25
$134.4M
Q2 25
$136.1M
Q1 25
$137.9M
Q4 24
$139.7M
Q3 24
$141.5M
Q2 24
$143.3M
Q1 24
$143.2M
Stockholders' Equity
CPHC
CPHC
LPRO
LPRO
Q4 25
$83.9M
$75.0M
Q3 25
$84.1M
$72.8M
Q2 25
$83.6M
$78.9M
Q1 25
$83.7M
$79.8M
Q4 24
$84.1M
$78.1M
Q3 24
$85.2M
$220.5M
Q2 24
$83.2M
$216.8M
Q1 24
$82.7M
$211.5M
Total Assets
CPHC
CPHC
LPRO
LPRO
Q4 25
$112.6M
$236.7M
Q3 25
$114.4M
$287.7M
Q2 25
$114.9M
$296.7M
Q1 25
$112.4M
$304.2M
Q4 24
$109.9M
$296.4M
Q3 24
$114.2M
$395.7M
Q2 24
$111.4M
$382.8M
Q1 24
$105.6M
$380.6M
Debt / Equity
CPHC
CPHC
LPRO
LPRO
Q4 25
1.13×
Q3 25
1.84×
Q2 25
1.72×
Q1 25
1.73×
Q4 24
1.79×
Q3 24
0.64×
Q2 24
0.66×
Q1 24
0.68×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CPHC
CPHC
LPRO
LPRO
Operating Cash FlowLast quarter
$-103.4K
$-3.2M
Free Cash FlowOCF − Capex
$-611.3K
$-3.3M
FCF MarginFCF / Revenue
-4.9%
-16.8%
Capex IntensityCapex / Revenue
4.1%
0.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$4.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CPHC
CPHC
LPRO
LPRO
Q4 25
$-103.4K
$-3.2M
Q3 25
$1.2M
$-5.7M
Q2 25
$4.4M
$848.0K
Q1 25
$3.4M
$-3.8M
Q4 24
$-2.8M
$17.6M
Q3 24
$2.3M
$11.4M
Q2 24
$5.4M
$-1.4M
Q1 24
$1.6M
$11.0M
Free Cash Flow
CPHC
CPHC
LPRO
LPRO
Q4 25
$-611.3K
$-3.3M
Q3 25
$-395.3K
Q2 25
$3.2M
$837.0K
Q1 25
$2.5M
$-3.9M
Q4 24
$-6.7M
$17.4M
Q3 24
$-25
$11.3M
Q2 24
$1.8M
$-1.5M
Q1 24
$-601.0K
FCF Margin
CPHC
CPHC
LPRO
LPRO
Q4 25
-4.9%
-16.8%
Q3 25
-2.2%
Q2 25
20.5%
3.3%
Q1 25
19.1%
-15.9%
Q4 24
-55.9%
-30.6%
Q3 24
-0.0%
48.0%
Q2 24
11.1%
-5.5%
Q1 24
-4.3%
Capex Intensity
CPHC
CPHC
LPRO
LPRO
Q4 25
4.1%
0.3%
Q3 25
9.0%
0.0%
Q2 25
7.5%
0.0%
Q1 25
6.5%
0.2%
Q4 24
32.6%
-0.3%
Q3 24
11.8%
0.5%
Q2 24
22.2%
0.2%
Q1 24
15.7%
0.0%
Cash Conversion
CPHC
CPHC
LPRO
LPRO
Q4 25
Q3 25
2.56×
Q2 25
0.82×
Q1 25
-6.22×
Q4 24
Q3 24
1.12×
7.92×
Q2 24
15.95×
-0.48×
Q1 24
1.62×
2.16×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CPHC
CPHC

Casino$9.5M76%
Other$1.9M15%
Food And Beverage$1.0M8%

LPRO
LPRO

Segment breakdown not available.

Related Comparisons