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Side-by-side financial comparison of Copart (CPRT) and ZIONS BANCORPORATION, NATIONAL ASSOCIATION (ZION). Click either name above to swap in a different company.

Copart is the larger business by last-quarter revenue ($1.2B vs $891.0M, roughly 1.3× ZIONS BANCORPORATION, NATIONAL ASSOCIATION). Copart runs the higher net margin — 35.0% vs 29.5%, a 5.4% gap on every dollar of revenue. On growth, ZIONS BANCORPORATION, NATIONAL ASSOCIATION posted the faster year-over-year revenue change (8.7% vs 0.7%). ZIONS BANCORPORATION, NATIONAL ASSOCIATION produced more free cash flow last quarter ($952.0M vs $427.2M). Over the past eight quarters, ZIONS BANCORPORATION, NATIONAL ASSOCIATION's revenue compounded faster (9.6% CAGR vs 6.4%).

Copart, Inc. is a multinational provider of online vehicle auction and remarketing services to automotive resellers such as insurance, rental car, fleet, and finance companies in 11 countries: the US, Canada, the UK, Germany, Ireland, Brazil, Spain, UAE, Bahrain, Oman, and Finland. Headquartered in Dallas, Texas, Copart has more than 200 physical locations, where it houses more than 10,000 acres of vehicle inventory.

Zions Bancorporation is an American national bank headquartered in Salt Lake City, Utah. It operates as a national bank rather than as a bank holding company and does business under the following seven brands: Zions Bank, Amegy Bank of Texas, California Bank and Trust, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and the Commerce Bank of Washington.

CPRT vs ZION — Head-to-Head

Bigger by revenue
CPRT
CPRT
1.3× larger
CPRT
$1.2B
$891.0M
ZION
Growing faster (revenue YoY)
ZION
ZION
+7.9% gap
ZION
8.7%
0.7%
CPRT
Higher net margin
CPRT
CPRT
5.4% more per $
CPRT
35.0%
29.5%
ZION
More free cash flow
ZION
ZION
$524.8M more FCF
ZION
$952.0M
$427.2M
CPRT
Faster 2-yr revenue CAGR
ZION
ZION
Annualised
ZION
9.6%
6.4%
CPRT

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
CPRT
CPRT
ZION
ZION
Revenue
$1.2B
$891.0M
Net Profit
$403.7M
$263.0M
Gross Margin
Operating Margin
37.3%
Net Margin
35.0%
29.5%
Revenue YoY
0.7%
8.7%
Net Profit YoY
11.5%
21.8%
EPS (diluted)
$0.41
$1.77

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CPRT
CPRT
ZION
ZION
Q4 25
$1.2B
$891.0M
Q3 25
$1.1B
$861.0M
Q2 25
$1.2B
$838.0M
Q1 25
$1.2B
$795.0M
Q4 24
$1.1B
$820.0M
Q3 24
$1.1B
$792.0M
Q2 24
$1.1B
$777.0M
Q1 24
$1.0B
$742.0M
Net Profit
CPRT
CPRT
ZION
ZION
Q4 25
$403.7M
$263.0M
Q3 25
$396.4M
$222.0M
Q2 25
$406.6M
$244.0M
Q1 25
$387.4M
$170.0M
Q4 24
$362.1M
$216.0M
Q3 24
$322.6M
$214.0M
Q2 24
$382.3M
$201.0M
Q1 24
$325.6M
$153.0M
Operating Margin
CPRT
CPRT
ZION
ZION
Q4 25
37.3%
Q3 25
36.7%
Q2 25
37.3%
Q1 25
36.6%
Q4 24
35.4%
Q3 24
33.6%
Q2 24
38.8%
Q1 24
37.2%
Net Margin
CPRT
CPRT
ZION
ZION
Q4 25
35.0%
29.5%
Q3 25
35.2%
25.8%
Q2 25
33.6%
29.1%
Q1 25
33.3%
21.4%
Q4 24
31.6%
26.3%
Q3 24
30.2%
27.0%
Q2 24
33.9%
25.9%
Q1 24
31.9%
20.6%
EPS (diluted)
CPRT
CPRT
ZION
ZION
Q4 25
$0.41
$1.77
Q3 25
$0.40
$1.48
Q2 25
$0.42
$1.63
Q1 25
$0.40
$1.13
Q4 24
$0.37
$1.34
Q3 24
$0.34
$1.37
Q2 24
$0.39
$1.28
Q1 24
$0.33
$0.96

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CPRT
CPRT
ZION
ZION
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$1.5B
Stockholders' EquityBook value
$9.6B
$7.2B
Total Assets
$10.6B
$89.0B
Debt / EquityLower = less leverage
0.21×

8-quarter trend — quarters aligned by calendar period.

Total Debt
CPRT
CPRT
ZION
ZION
Q4 25
$1.5B
Q3 25
$1.5B
Q2 25
$970.0M
Q1 25
$964.0M
Q4 24
$950.0M
Q3 24
$0
$548.0M
Q2 24
$427.0K
$546.0M
Q1 24
$453.0K
$544.0M
Stockholders' Equity
CPRT
CPRT
ZION
ZION
Q4 25
$9.6B
$7.2B
Q3 25
$9.2B
$6.9B
Q2 25
$8.8B
$6.6B
Q1 25
$8.3B
$6.3B
Q4 24
$7.9B
$6.1B
Q3 24
$7.5B
$6.4B
Q2 24
$7.2B
$6.0B
Q1 24
$6.8B
$5.8B
Total Assets
CPRT
CPRT
ZION
ZION
Q4 25
$10.6B
$89.0B
Q3 25
$10.1B
$88.5B
Q2 25
$9.7B
$88.9B
Q1 25
$9.2B
$88.0B
Q4 24
$8.9B
$88.8B
Q3 24
$8.4B
$87.0B
Q2 24
$8.0B
$87.6B
Q1 24
$7.6B
$87.1B
Debt / Equity
CPRT
CPRT
ZION
ZION
Q4 25
0.21×
Q3 25
0.21×
Q2 25
0.15×
Q1 25
0.15×
Q4 24
0.16×
Q3 24
0.00×
0.09×
Q2 24
0.00×
0.09×
Q1 24
0.00×
0.09×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CPRT
CPRT
ZION
ZION
Operating Cash FlowLast quarter
$535.3M
$1.1B
Free Cash FlowOCF − Capex
$427.2M
$952.0M
FCF MarginFCF / Revenue
37.0%
106.8%
Capex IntensityCapex / Revenue
9.4%
13.6%
Cash ConversionOCF / Net Profit
1.33×
4.08×
TTM Free Cash FlowTrailing 4 quarters
$1.4B
$1.4B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CPRT
CPRT
ZION
ZION
Q4 25
$535.3M
$1.1B
Q3 25
$438.5M
$438.0M
Q2 25
$700.9M
$-62.0M
Q1 25
$178.1M
$179.0M
Q4 24
$482.3M
$1.1B
Q3 24
$439.2M
$119.0M
Q2 24
$496.3M
$251.0M
Q1 24
$161.8M
$261.0M
Free Cash Flow
CPRT
CPRT
ZION
ZION
Q4 25
$427.2M
$952.0M
Q3 25
$350.8M
$413.0M
Q2 25
$572.9M
$-93.0M
Q1 25
$61.5M
$152.0M
Q4 24
$245.5M
$1.1B
Q3 24
$301.3M
$97.0M
Q2 24
$408.5M
$234.0M
Q1 24
$38.8M
$231.0M
FCF Margin
CPRT
CPRT
ZION
ZION
Q4 25
37.0%
106.8%
Q3 25
31.2%
48.0%
Q2 25
47.3%
-11.1%
Q1 25
5.3%
19.1%
Q4 24
21.4%
128.2%
Q3 24
28.2%
12.2%
Q2 24
36.2%
30.1%
Q1 24
3.8%
31.1%
Capex Intensity
CPRT
CPRT
ZION
ZION
Q4 25
9.4%
13.6%
Q3 25
7.8%
2.9%
Q2 25
10.6%
3.7%
Q1 25
10.0%
3.4%
Q4 24
20.6%
11.8%
Q3 24
12.9%
2.8%
Q2 24
7.8%
2.2%
Q1 24
12.1%
4.0%
Cash Conversion
CPRT
CPRT
ZION
ZION
Q4 25
1.33×
4.08×
Q3 25
1.11×
1.97×
Q2 25
1.72×
-0.25×
Q1 25
0.46×
1.05×
Q4 24
1.33×
5.31×
Q3 24
1.36×
0.56×
Q2 24
1.30×
1.25×
Q1 24
0.50×
1.71×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CPRT
CPRT

Services$952.1M82%
Other$203.0M18%

ZION
ZION

Segment breakdown not available.

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