vs

Side-by-side financial comparison of California Resources Corp (CRC) and Midland States Bancorp, Inc. (MSBI). Click either name above to swap in a different company.

California Resources Corp is the larger business by last-quarter revenue ($119.0M vs $79.5M, roughly 1.5× Midland States Bancorp, Inc.). Over the past eight quarters, Midland States Bancorp, Inc.'s revenue compounded faster (-6.4% CAGR vs -46.3%).

California Resources Corporation is an American energy corporation engaged in hydrocarbon exploration in California. It is organized in Delaware and headquartered in Long Beach, California. Its mineral acreage holdings in California constitute the largest privately held position in the state.

Rainier Bancorporation was the Seattle-based parent corporation of Rainier National Bank, a Washington state bank with branches throughout the state. Rainier traced its roots back to the National Bank of Commerce, which was founded by Richard Holyoke in 1889. The name Rainier National Bank was adopted in 1974. Rainier Bancorp expanded into Alaska with the purchase of Anchorage's People's Bank & Trust in 1983 and into Oregon with the purchase of Gresham's Mount Hood Security Bank in 1986, expa...

CRC vs MSBI — Head-to-Head

Bigger by revenue
CRC
CRC
1.5× larger
CRC
$119.0M
$79.5M
MSBI
Faster 2-yr revenue CAGR
MSBI
MSBI
Annualised
MSBI
-6.4%
-46.3%
CRC

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
CRC
CRC
MSBI
MSBI
Revenue
$119.0M
$79.5M
Net Profit
$18.5M
Gross Margin
Operating Margin
-597.5%
Net Margin
23.2%
Revenue YoY
Net Profit YoY
739.3%
EPS (diluted)
$-8.02
$0.74

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CRC
CRC
MSBI
MSBI
Q1 26
$119.0M
$79.5M
Q4 25
$679.0M
$85.6M
Q3 25
$715.0M
$81.1M
Q2 25
$702.0M
$82.2M
Q1 25
$814.0M
$76.1M
Q4 24
$826.0M
$93.9M
Q3 24
$870.0M
$92.7M
Q2 24
$412.0M
$90.9M
Net Profit
CRC
CRC
MSBI
MSBI
Q1 26
$18.5M
Q4 25
$12.0M
$-2.9M
Q3 25
$64.0M
$7.6M
Q2 25
$172.0M
$12.0M
Q1 25
$115.0M
$-141.0M
Q4 24
$33.0M
$-30.8M
Q3 24
$345.0M
$20.4M
Q2 24
$8.0M
$25.7M
Operating Margin
CRC
CRC
MSBI
MSBI
Q1 26
-597.5%
Q4 25
6.9%
-5.5%
Q3 25
13.7%
13.9%
Q2 25
38.0%
18.1%
Q1 25
22.9%
-181.2%
Q4 24
8.2%
-66.5%
Q3 24
59.5%
26.9%
Q2 24
9.2%
35.0%
Net Margin
CRC
CRC
MSBI
MSBI
Q1 26
23.2%
Q4 25
1.8%
-4.9%
Q3 25
9.0%
9.3%
Q2 25
24.5%
14.6%
Q1 25
14.1%
-185.4%
Q4 24
4.0%
-52.5%
Q3 24
39.7%
22.1%
Q2 24
1.9%
28.3%
EPS (diluted)
CRC
CRC
MSBI
MSBI
Q1 26
$-8.02
$0.74
Q4 25
$0.21
$-0.22
Q3 25
$0.76
$0.24
Q2 25
$1.92
$0.44
Q1 25
$1.26
$-6.58
Q4 24
$0.87
$-1.49
Q3 24
$3.78
$0.83
Q2 24
$0.11
$1.06

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CRC
CRC
MSBI
MSBI
Cash + ST InvestmentsLiquidity on hand
$89.4M
Total DebtLower is stronger
$33.2M
Stockholders' EquityBook value
$2.9B
$569.5M
Total Assets
$6.5B
Debt / EquityLower = less leverage
0.06×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CRC
CRC
MSBI
MSBI
Q1 26
$89.4M
Q4 25
$132.0M
$127.8M
Q3 25
$196.0M
$166.1M
Q2 25
$72.0M
$176.6M
Q1 25
$214.0M
$102.0M
Q4 24
$372.0M
$114.8M
Q3 24
$241.0M
$121.9M
Q2 24
$1.0B
$124.6M
Total Debt
CRC
CRC
MSBI
MSBI
Q1 26
$33.2M
Q4 25
Q3 25
$1.0B
Q2 25
$1.0B
Q1 25
$1.0B
Q4 24
$1.1B
Q3 24
$1.1B
Q2 24
$1.2B
Stockholders' Equity
CRC
CRC
MSBI
MSBI
Q1 26
$2.9B
$569.5M
Q4 25
$3.7B
$565.5M
Q3 25
$3.4B
$584.0M
Q2 25
$3.4B
$573.7M
Q1 25
$3.5B
$571.4M
Q4 24
$3.5B
$710.8M
Q3 24
$3.5B
$771.2M
Q2 24
$2.1B
$736.8M
Total Assets
CRC
CRC
MSBI
MSBI
Q1 26
$6.5B
Q4 25
$7.4B
$6.5B
Q3 25
$6.8B
$6.9B
Q2 25
$6.7B
$7.1B
Q1 25
$6.8B
$7.3B
Q4 24
$7.1B
$7.5B
Q3 24
$7.1B
$7.7B
Q2 24
$4.5B
$7.7B
Debt / Equity
CRC
CRC
MSBI
MSBI
Q1 26
0.06×
Q4 25
Q3 25
0.29×
Q2 25
0.30×
Q1 25
0.29×
Q4 24
0.32×
Q3 24
0.32×
Q2 24
0.57×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CRC
CRC
MSBI
MSBI
Operating Cash FlowLast quarter
$99.0M
Free Cash FlowOCF − Capex
$-32.0M
FCF MarginFCF / Revenue
-26.9%
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$380.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CRC
CRC
MSBI
MSBI
Q1 26
$99.0M
Q4 25
$235.0M
$125.7M
Q3 25
$279.0M
$80.0M
Q2 25
$165.0M
$28.1M
Q1 25
$186.0M
$24.7M
Q4 24
$206.0M
$176.5M
Q3 24
$220.0M
$46.5M
Q2 24
$97.0M
$31.4M
Free Cash Flow
CRC
CRC
MSBI
MSBI
Q1 26
$-32.0M
Q4 25
$115.0M
$120.3M
Q3 25
$188.0M
$78.6M
Q2 25
$109.0M
$26.7M
Q1 25
$131.0M
$22.9M
Q4 24
$118.0M
$169.6M
Q3 24
$141.0M
$44.4M
Q2 24
$63.0M
$29.9M
FCF Margin
CRC
CRC
MSBI
MSBI
Q1 26
-26.9%
Q4 25
16.9%
140.6%
Q3 25
26.3%
96.9%
Q2 25
15.5%
32.4%
Q1 25
16.1%
30.1%
Q4 24
14.3%
180.6%
Q3 24
16.2%
47.9%
Q2 24
15.3%
32.9%
Capex Intensity
CRC
CRC
MSBI
MSBI
Q1 26
Q4 25
17.7%
6.2%
Q3 25
12.7%
1.7%
Q2 25
8.0%
1.7%
Q1 25
6.8%
2.4%
Q4 24
10.7%
7.3%
Q3 24
9.1%
2.3%
Q2 24
8.3%
1.7%
Cash Conversion
CRC
CRC
MSBI
MSBI
Q1 26
Q4 25
19.58×
Q3 25
4.36×
10.58×
Q2 25
0.96×
2.33×
Q1 25
1.62×
Q4 24
6.24×
Q3 24
0.64×
2.28×
Q2 24
12.13×
1.22×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CRC
CRC

Segment breakdown not available.

MSBI
MSBI

Net Interest Income$57.4M72%
Noninterest Income$22.1M28%

Related Comparisons