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Side-by-side financial comparison of California Resources Corp (CRC) and OneMain Holdings, Inc. (OMF). Click either name above to swap in a different company.

OneMain Holdings, Inc. is the larger business by last-quarter revenue ($1.1B vs $679.0M, roughly 1.6× California Resources Corp). OneMain Holdings, Inc. runs the higher net margin — 18.7% vs 1.8%, a 16.9% gap on every dollar of revenue. On growth, OneMain Holdings, Inc. posted the faster year-over-year revenue change (8.3% vs -17.8%). Over the past eight quarters, California Resources Corp's revenue compounded faster (25.8% CAGR vs 10.4%).

California Resources Corporation is an American energy corporation engaged in hydrocarbon exploration in California. It is organized in Delaware and headquartered in Long Beach, California. Its mineral acreage holdings in California constitute the largest privately held position in the state.

OneMain Holdings, Inc. is an American financial services holding company headquartered in Evansville, Indiana, with central offices throughout the United States. The company wholly owns OneMain Finance Corporation and its subsidiaries, through which it operates in the consumer finance and insurance industries as OneMain Financial. Its business primarily focuses on providing personal loans and optional insurance products to customers with limited access to traditional lenders, such as banks an...

CRC vs OMF — Head-to-Head

Bigger by revenue
OMF
OMF
1.6× larger
OMF
$1.1B
$679.0M
CRC
Growing faster (revenue YoY)
OMF
OMF
+26.1% gap
OMF
8.3%
-17.8%
CRC
Higher net margin
OMF
OMF
16.9% more per $
OMF
18.7%
1.8%
CRC
Faster 2-yr revenue CAGR
CRC
CRC
Annualised
CRC
25.8%
10.4%
OMF

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CRC
CRC
OMF
OMF
Revenue
$679.0M
$1.1B
Net Profit
$12.0M
$204.0M
Gross Margin
Operating Margin
6.9%
22.8%
Net Margin
1.8%
18.7%
Revenue YoY
-17.8%
8.3%
Net Profit YoY
-63.6%
61.9%
EPS (diluted)
$0.21
$1.71

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CRC
CRC
OMF
OMF
Q4 25
$679.0M
$1.1B
Q3 25
$715.0M
$1.1B
Q2 25
$702.0M
$1.0B
Q1 25
$814.0M
$996.0M
Q4 24
$826.0M
$1.0B
Q3 24
$870.0M
$981.0M
Q2 24
$412.0M
$922.0M
Q1 24
$429.0M
$896.0M
Net Profit
CRC
CRC
OMF
OMF
Q4 25
$12.0M
$204.0M
Q3 25
$64.0M
$199.0M
Q2 25
$172.0M
$167.0M
Q1 25
$115.0M
$213.0M
Q4 24
$33.0M
$126.0M
Q3 24
$345.0M
$157.0M
Q2 24
$8.0M
$71.0M
Q1 24
$-10.0M
$155.0M
Operating Margin
CRC
CRC
OMF
OMF
Q4 25
6.9%
22.8%
Q3 25
13.7%
24.5%
Q2 25
38.0%
20.9%
Q1 25
22.9%
27.6%
Q4 24
8.2%
16.3%
Q3 24
59.5%
21.1%
Q2 24
9.2%
10.0%
Q1 24
-0.9%
22.8%
Net Margin
CRC
CRC
OMF
OMF
Q4 25
1.8%
18.7%
Q3 25
9.0%
18.6%
Q2 25
24.5%
16.3%
Q1 25
14.1%
21.4%
Q4 24
4.0%
12.5%
Q3 24
39.7%
16.0%
Q2 24
1.9%
7.7%
Q1 24
-2.3%
17.3%
EPS (diluted)
CRC
CRC
OMF
OMF
Q4 25
$0.21
$1.71
Q3 25
$0.76
$1.67
Q2 25
$1.92
$1.40
Q1 25
$1.26
$1.78
Q4 24
$0.87
$1.05
Q3 24
$3.78
$1.31
Q2 24
$0.11
$0.59
Q1 24
$-0.14
$1.29

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CRC
CRC
OMF
OMF
Cash + ST InvestmentsLiquidity on hand
$132.0M
$914.0M
Total DebtLower is stronger
$22.7B
Stockholders' EquityBook value
$3.7B
$3.4B
Total Assets
$7.4B
$27.4B
Debt / EquityLower = less leverage
6.67×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CRC
CRC
OMF
OMF
Q4 25
$132.0M
$914.0M
Q3 25
$196.0M
$658.0M
Q2 25
$72.0M
$769.0M
Q1 25
$214.0M
$627.0M
Q4 24
$372.0M
$458.0M
Q3 24
$241.0M
$577.0M
Q2 24
$1.0B
$667.0M
Q1 24
$403.0M
$831.0M
Total Debt
CRC
CRC
OMF
OMF
Q4 25
$22.7B
Q3 25
$1.0B
$22.3B
Q2 25
$1.0B
$22.1B
Q1 25
$1.0B
$21.5B
Q4 24
$1.1B
$21.4B
Q3 24
$1.1B
$21.1B
Q2 24
$1.2B
$20.7B
Q1 24
$541.0M
$19.5B
Stockholders' Equity
CRC
CRC
OMF
OMF
Q4 25
$3.7B
$3.4B
Q3 25
$3.4B
$3.4B
Q2 25
$3.4B
$3.3B
Q1 25
$3.5B
$3.3B
Q4 24
$3.5B
$3.2B
Q3 24
$3.5B
$3.2B
Q2 24
$2.1B
$3.2B
Q1 24
$2.1B
$3.2B
Total Assets
CRC
CRC
OMF
OMF
Q4 25
$7.4B
$27.4B
Q3 25
$6.8B
$27.0B
Q2 25
$6.7B
$26.6B
Q1 25
$6.8B
$26.0B
Q4 24
$7.1B
$25.9B
Q3 24
$7.1B
$25.6B
Q2 24
$4.5B
$25.1B
Q1 24
$3.9B
$23.9B
Debt / Equity
CRC
CRC
OMF
OMF
Q4 25
6.67×
Q3 25
0.29×
6.61×
Q2 25
0.30×
6.63×
Q1 25
0.29×
6.55×
Q4 24
0.32×
6.72×
Q3 24
0.32×
6.59×
Q2 24
0.57×
6.56×
Q1 24
0.26×
6.07×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CRC
CRC
OMF
OMF
Operating Cash FlowLast quarter
$235.0M
$865.0M
Free Cash FlowOCF − Capex
$115.0M
FCF MarginFCF / Revenue
16.9%
Capex IntensityCapex / Revenue
17.7%
Cash ConversionOCF / Net Profit
19.58×
4.24×
TTM Free Cash FlowTrailing 4 quarters
$543.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CRC
CRC
OMF
OMF
Q4 25
$235.0M
$865.0M
Q3 25
$279.0M
$828.0M
Q2 25
$165.0M
$774.0M
Q1 25
$186.0M
$665.0M
Q4 24
$206.0M
$752.0M
Q3 24
$220.0M
$677.0M
Q2 24
$97.0M
$712.0M
Q1 24
$87.0M
$558.0M
Free Cash Flow
CRC
CRC
OMF
OMF
Q4 25
$115.0M
Q3 25
$188.0M
Q2 25
$109.0M
Q1 25
$131.0M
Q4 24
$118.0M
Q3 24
$141.0M
Q2 24
$63.0M
Q1 24
$33.0M
FCF Margin
CRC
CRC
OMF
OMF
Q4 25
16.9%
Q3 25
26.3%
Q2 25
15.5%
Q1 25
16.1%
Q4 24
14.3%
Q3 24
16.2%
Q2 24
15.3%
Q1 24
7.7%
Capex Intensity
CRC
CRC
OMF
OMF
Q4 25
17.7%
Q3 25
12.7%
Q2 25
8.0%
Q1 25
6.8%
Q4 24
10.7%
Q3 24
9.1%
Q2 24
8.3%
Q1 24
12.6%
Cash Conversion
CRC
CRC
OMF
OMF
Q4 25
19.58×
4.24×
Q3 25
4.36×
4.16×
Q2 25
0.96×
4.63×
Q1 25
1.62×
3.12×
Q4 24
6.24×
5.97×
Q3 24
0.64×
4.31×
Q2 24
12.13×
10.03×
Q1 24
3.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CRC
CRC

Oil And Natural Gas Segment$645.0M95%
Natural Gas Production$26.0M4%
Other$7.0M1%

OMF
OMF

Segment breakdown not available.

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