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Side-by-side financial comparison of Circle Internet Group, Inc. (CRCL) and WEALTHFRONT CORP (WLTH). Click either name above to swap in a different company.

Circle Internet Group, Inc. is the larger business by last-quarter revenue ($739.8M vs $93.2M, roughly 7.9× WEALTHFRONT CORP). WEALTHFRONT CORP runs the higher net margin — 33.1% vs 29.0%, a 4.2% gap on every dollar of revenue.

Circle is a payments technology company. Funded by Jeremy Allaire and Sean Neville in 2013, it is currently headquartered in New York City and issues two types of stablecoin: USDC, which has a conversion rate pegged to the U.S. dollar, and EURC, which is euro-denominated. It also issues USYC, a tokenized money market fund.

Wealthfront Corporation is a financial services company based in Palo Alto, California, founded by Andy Rachleff and Dan Carroll in 2008. As of 2025, Wealthfront had $88 billion AUM across more than 1.3 million clients.

CRCL vs WLTH — Head-to-Head

Bigger by revenue
CRCL
CRCL
7.9× larger
CRCL
$739.8M
$93.2M
WLTH
Higher net margin
WLTH
WLTH
4.2% more per $
WLTH
33.1%
29.0%
CRCL

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
CRCL
CRCL
WLTH
WLTH
Revenue
$739.8M
$93.2M
Net Profit
$214.4M
$30.9M
Gross Margin
89.1%
Operating Margin
11.0%
37.3%
Net Margin
29.0%
33.1%
Revenue YoY
5113.5%
Net Profit YoY
202.0%
EPS (diluted)
$0.64
$0.21

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CRCL
CRCL
WLTH
WLTH
Q4 25
$93.2M
Q3 25
$739.8M
Q2 25
$658.1M
Q2 24
$6.8M
Net Profit
CRCL
CRCL
WLTH
WLTH
Q4 25
$30.9M
Q3 25
$214.4M
Q2 25
$-482.1M
Q2 24
$32.9M
Gross Margin
CRCL
CRCL
WLTH
WLTH
Q4 25
89.1%
Q3 25
Q2 25
Q2 24
Operating Margin
CRCL
CRCL
WLTH
WLTH
Q4 25
37.3%
Q3 25
11.0%
Q2 25
-49.5%
Q2 24
Net Margin
CRCL
CRCL
WLTH
WLTH
Q4 25
33.1%
Q3 25
29.0%
Q2 25
-73.3%
Q2 24
486.5%
EPS (diluted)
CRCL
CRCL
WLTH
WLTH
Q4 25
$0.21
Q3 25
$0.64
Q2 25
$-4.48
Q2 24
$0.00

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CRCL
CRCL
WLTH
WLTH
Cash + ST InvestmentsLiquidity on hand
$1.3B
$266.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$3.0B
$125.4M
Total Assets
$76.8B
$810.6M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CRCL
CRCL
WLTH
WLTH
Q4 25
$266.2M
Q3 25
$1.3B
Q2 25
$1.1B
Q2 24
$457.5M
Stockholders' Equity
CRCL
CRCL
WLTH
WLTH
Q4 25
$125.4M
Q3 25
$3.0B
Q2 25
$2.4B
Q2 24
$460.9M
Total Assets
CRCL
CRCL
WLTH
WLTH
Q4 25
$810.6M
Q3 25
$76.8B
Q2 25
$64.2B
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CRCL
CRCL
WLTH
WLTH
Operating Cash FlowLast quarter
$-10.7M
Free Cash FlowOCF − Capex
$-14.7M
FCF MarginFCF / Revenue
-2.0%
Capex IntensityCapex / Revenue
0.5%
Cash ConversionOCF / Net Profit
-0.05×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CRCL
CRCL
WLTH
WLTH
Q4 25
Q3 25
$-10.7M
Q2 25
$303.7M
Q2 24
Free Cash Flow
CRCL
CRCL
WLTH
WLTH
Q4 25
Q3 25
$-14.7M
Q2 25
$296.3M
Q2 24
FCF Margin
CRCL
CRCL
WLTH
WLTH
Q4 25
Q3 25
-2.0%
Q2 25
45.0%
Q2 24
Capex Intensity
CRCL
CRCL
WLTH
WLTH
Q4 25
Q3 25
0.5%
Q2 25
1.1%
Q2 24
Cash Conversion
CRCL
CRCL
WLTH
WLTH
Q4 25
Q3 25
-0.05×
Q2 25
Q2 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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