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Side-by-side financial comparison of SoFi Technologies, Inc. (SOFI) and WEALTHFRONT CORP (WLTH). Click either name above to swap in a different company.
SoFi Technologies, Inc. is the larger business by last-quarter revenue ($1.0B vs $93.2M, roughly 11.0× WEALTHFRONT CORP). WEALTHFRONT CORP runs the higher net margin — 33.1% vs 16.9%, a 16.2% gap on every dollar of revenue.
SoFi Technologies, Inc. is an American financial technology company. Founded in 2011 by Stanford University students, it operates as a nationally chartered online bank and is a technology provider to other financial institutions. SoFi is the largest U.S. based online lender, and has 13.7 million customers as of 2025.
Wealthfront Corporation is a financial services company based in Palo Alto, California, founded by Andy Rachleff and Dan Carroll in 2008. As of 2025, Wealthfront had $88 billion AUM across more than 1.3 million clients.
SOFI vs WLTH — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.0B | $93.2M |
| Net Profit | $173.5M | $30.9M |
| Gross Margin | 84.2% | 89.1% |
| Operating Margin | 18.1% | 37.3% |
| Net Margin | 16.9% | 33.1% |
| Revenue YoY | 39.6% | — |
| Net Profit YoY | -47.8% | — |
| EPS (diluted) | $0.14 | $0.21 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.0B | $93.2M | ||
| Q3 25 | $961.6M | — | ||
| Q2 25 | $854.9M | — | ||
| Q1 25 | $771.8M | — | ||
| Q4 24 | $734.1M | — | ||
| Q3 24 | $697.1M | — | ||
| Q2 24 | $598.6M | — | ||
| Q1 24 | $645.0M | — |
| Q4 25 | $173.5M | $30.9M | ||
| Q3 25 | $139.4M | — | ||
| Q2 25 | $97.3M | — | ||
| Q1 25 | $71.1M | — | ||
| Q4 24 | $332.5M | — | ||
| Q3 24 | $60.7M | — | ||
| Q2 24 | $17.4M | — | ||
| Q1 24 | $88.0M | — |
| Q4 25 | 84.2% | 89.1% | ||
| Q3 25 | 83.2% | — | ||
| Q2 25 | 82.4% | — | ||
| Q1 25 | 82.4% | — | ||
| Q4 24 | 82.5% | — | ||
| Q3 24 | 82.3% | — | ||
| Q2 24 | 81.7% | — | ||
| Q1 24 | 84.5% | — |
| Q4 25 | 18.1% | 37.3% | ||
| Q3 25 | 15.4% | — | ||
| Q2 25 | 13.1% | — | ||
| Q1 25 | 10.3% | — | ||
| Q4 24 | 8.2% | — | ||
| Q3 24 | 9.2% | — | ||
| Q2 24 | 2.6% | — | ||
| Q1 24 | 14.6% | — |
| Q4 25 | 16.9% | 33.1% | ||
| Q3 25 | 14.5% | — | ||
| Q2 25 | 11.4% | — | ||
| Q1 25 | 9.2% | — | ||
| Q4 24 | 45.3% | — | ||
| Q3 24 | 8.7% | — | ||
| Q2 24 | 2.9% | — | ||
| Q1 24 | 13.7% | — |
| Q4 25 | $0.14 | $0.21 | ||
| Q3 25 | $0.11 | — | ||
| Q2 25 | $0.08 | — | ||
| Q1 25 | $0.06 | — | ||
| Q4 24 | $0.31 | — | ||
| Q3 24 | $0.05 | — | ||
| Q2 24 | $0.01 | — | ||
| Q1 24 | $0.02 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $4.9B | $266.2M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $10.5B | $125.4M |
| Total Assets | $50.7B | $810.6M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $4.9B | $266.2M | ||
| Q3 25 | $3.2B | — | ||
| Q2 25 | $2.1B | — | ||
| Q1 25 | $2.1B | — | ||
| Q4 24 | $2.5B | — | ||
| Q3 24 | $2.4B | — | ||
| Q2 24 | $2.3B | — | ||
| Q1 24 | $3.7B | — |
| Q4 25 | $10.5B | $125.4M | ||
| Q3 25 | $8.8B | — | ||
| Q2 25 | $6.9B | — | ||
| Q1 25 | $6.7B | — | ||
| Q4 24 | $6.5B | — | ||
| Q3 24 | $6.1B | — | ||
| Q2 24 | $5.9B | — | ||
| Q1 24 | $5.8B | — |
| Q4 25 | $50.7B | $810.6M | ||
| Q3 25 | $45.3B | — | ||
| Q2 25 | $41.1B | — | ||
| Q1 25 | $37.7B | — | ||
| Q4 24 | $36.3B | — | ||
| Q3 24 | $34.4B | — | ||
| Q2 24 | $32.6B | — | ||
| Q1 24 | $31.3B | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-3.7B | — |
| Free Cash FlowOCF − Capex | $-4.0B | — |
| FCF MarginFCF / Revenue | -388.8% | — |
| Capex IntensityCapex / Revenue | 23.7% | — |
| Cash ConversionOCF / Net Profit | -21.56× | — |
| TTM Free Cash FlowTrailing 4 quarters | $-6.9B | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-3.7B | — | ||
| Q3 25 | $-1.3B | — | ||
| Q2 25 | $-1.5B | — | ||
| Q1 25 | $21.5M | — | ||
| Q4 24 | $-1.1B | — | ||
| Q3 24 | $-1.2B | — | ||
| Q2 24 | $-484.4M | — | ||
| Q1 24 | $738.2M | — |
| Q4 25 | $-4.0B | — | ||
| Q3 25 | $-1.4B | — | ||
| Q2 25 | $-1.5B | — | ||
| Q1 25 | $-31.1M | — | ||
| Q4 24 | $-1.3B | — | ||
| Q3 24 | $-1.2B | — | ||
| Q2 24 | $-521.1M | — | ||
| Q1 24 | $706.3M | — |
| Q4 25 | -388.8% | — | ||
| Q3 25 | -142.0% | — | ||
| Q2 25 | -179.0% | — | ||
| Q1 25 | -4.0% | — | ||
| Q4 24 | -173.5% | — | ||
| Q3 24 | -174.6% | — | ||
| Q2 24 | -87.0% | — | ||
| Q1 24 | 109.5% | — |
| Q4 25 | 23.7% | — | ||
| Q3 25 | 6.2% | — | ||
| Q2 25 | 7.4% | — | ||
| Q1 25 | 6.8% | — | ||
| Q4 24 | 21.0% | — | ||
| Q3 24 | 6.2% | — | ||
| Q2 24 | 6.1% | — | ||
| Q1 24 | 5.0% | — |
| Q4 25 | -21.56× | — | ||
| Q3 25 | -9.37× | — | ||
| Q2 25 | -15.08× | — | ||
| Q1 25 | 0.30× | — | ||
| Q4 24 | -3.37× | — | ||
| Q3 24 | -19.32× | — | ||
| Q2 24 | -27.83× | — | ||
| Q1 24 | 8.39× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
