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Side-by-side financial comparison of CARTERS INC (CRI) and Installed Building Products, Inc. (IBP). Click either name above to swap in a different company.
CARTERS INC is the larger business by last-quarter revenue ($757.8M vs $747.5M, roughly 1.0× Installed Building Products, Inc.). Installed Building Products, Inc. runs the higher net margin — 10.2% vs 1.5%, a 8.7% gap on every dollar of revenue. On growth, CARTERS INC posted the faster year-over-year revenue change (-0.1% vs -0.4%). Installed Building Products, Inc. produced more free cash flow last quarter ($49.3M vs $-144.1M).
Carter's, Inc. is a major American designer and marketer of children's apparel. It was founded in 1865 by William Carter.
Installed Building Products, Inc. is a leading US-based provider of professional installation services for building products. Core offerings include insulation, gutters, garage doors, fire protection systems and window treatments, serving residential new construction, repair & remodel, and commercial construction segments across most US regions.
CRI vs IBP — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $757.8M | $747.5M |
| Net Profit | $11.6M | $76.6M |
| Gross Margin | 45.1% | 35.0% |
| Operating Margin | 3.8% | 14.6% |
| Net Margin | 1.5% | 10.2% |
| Revenue YoY | -0.1% | -0.4% |
| Net Profit YoY | -80.1% | 14.5% |
| EPS (diluted) | $0.32 | $2.81 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $747.5M | ||
| Q3 25 | $757.8M | $778.2M | ||
| Q2 25 | $585.3M | $760.3M | ||
| Q1 25 | $629.8M | $684.8M | ||
| Q4 24 | — | $750.2M | ||
| Q3 24 | — | $760.6M | ||
| Q2 24 | — | $737.6M | ||
| Q1 24 | — | $692.9M |
| Q4 25 | — | $76.6M | ||
| Q3 25 | $11.6M | $74.4M | ||
| Q2 25 | $446.0K | $69.0M | ||
| Q1 25 | $15.5M | $45.4M | ||
| Q4 24 | — | $66.9M | ||
| Q3 24 | — | $68.6M | ||
| Q2 24 | — | $65.2M | ||
| Q1 24 | — | $55.9M |
| Q4 25 | — | 35.0% | ||
| Q3 25 | 45.1% | 34.0% | ||
| Q2 25 | 48.1% | 34.2% | ||
| Q1 25 | 46.2% | 32.7% | ||
| Q4 24 | — | 33.6% | ||
| Q3 24 | — | 33.8% | ||
| Q2 24 | — | 34.1% | ||
| Q1 24 | — | 33.8% |
| Q4 25 | — | 14.6% | ||
| Q3 25 | 3.8% | 13.7% | ||
| Q2 25 | 0.7% | 13.3% | ||
| Q1 25 | 4.1% | 10.2% | ||
| Q4 24 | — | 13.1% | ||
| Q3 24 | — | 13.3% | ||
| Q2 24 | — | 12.9% | ||
| Q1 24 | — | 12.7% |
| Q4 25 | — | 10.2% | ||
| Q3 25 | 1.5% | 9.6% | ||
| Q2 25 | 0.1% | 9.1% | ||
| Q1 25 | 2.5% | 6.6% | ||
| Q4 24 | — | 8.9% | ||
| Q3 24 | — | 9.0% | ||
| Q2 24 | — | 8.8% | ||
| Q1 24 | — | 8.1% |
| Q4 25 | — | $2.81 | ||
| Q3 25 | $0.32 | $2.74 | ||
| Q2 25 | $0.01 | $2.52 | ||
| Q1 25 | $0.43 | $1.64 | ||
| Q4 24 | — | $2.39 | ||
| Q3 24 | — | $2.44 | ||
| Q2 24 | — | $2.30 | ||
| Q1 24 | — | $1.97 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $184.2M | $321.9M |
| Total DebtLower is stronger | — | $886.6M |
| Stockholders' EquityBook value | $864.6M | $709.9M |
| Total Assets | $2.5B | $2.1B |
| Debt / EquityLower = less leverage | — | 1.25× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $321.9M | ||
| Q3 25 | $184.2M | $333.3M | ||
| Q2 25 | $338.2M | $305.2M | ||
| Q1 25 | $320.8M | $298.7M | ||
| Q4 24 | — | $327.6M | ||
| Q3 24 | — | $406.2M | ||
| Q2 24 | — | $380.3M | ||
| Q1 24 | — | $399.9M |
| Q4 25 | — | $886.6M | ||
| Q3 25 | — | $880.8M | ||
| Q2 25 | — | $876.1M | ||
| Q1 25 | — | $872.4M | ||
| Q4 24 | — | $874.8M | ||
| Q3 24 | — | $872.3M | ||
| Q2 24 | — | $875.8M | ||
| Q1 24 | — | $875.0M |
| Q4 25 | — | $709.9M | ||
| Q3 25 | $864.6M | $678.6M | ||
| Q2 25 | $853.9M | $664.5M | ||
| Q1 25 | $847.2M | $660.9M | ||
| Q4 24 | — | $705.3M | ||
| Q3 24 | — | $716.4M | ||
| Q2 24 | — | $685.3M | ||
| Q1 24 | — | $679.2M |
| Q4 25 | — | $2.1B | ||
| Q3 25 | $2.5B | $2.1B | ||
| Q2 25 | $2.5B | $2.0B | ||
| Q1 25 | $2.3B | $2.0B | ||
| Q4 24 | — | $2.1B | ||
| Q3 24 | — | $2.1B | ||
| Q2 24 | — | $2.0B | ||
| Q1 24 | — | $2.0B |
| Q4 25 | — | 1.25× | ||
| Q3 25 | — | 1.30× | ||
| Q2 25 | — | 1.32× | ||
| Q1 25 | — | 1.32× | ||
| Q4 24 | — | 1.24× | ||
| Q3 24 | — | 1.22× | ||
| Q2 24 | — | 1.28× | ||
| Q1 24 | — | 1.29× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-128.0M | $64.9M |
| Free Cash FlowOCF − Capex | $-144.1M | $49.3M |
| FCF MarginFCF / Revenue | -19.0% | 6.6% |
| Capex IntensityCapex / Revenue | 2.1% | 2.1% |
| Cash ConversionOCF / Net Profit | -11.04× | 0.85× |
| TTM Free Cash FlowTrailing 4 quarters | — | $300.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $64.9M | ||
| Q3 25 | $-128.0M | $124.0M | ||
| Q2 25 | $40.3M | $90.4M | ||
| Q1 25 | $-48.6M | $92.1M | ||
| Q4 24 | — | $74.8M | ||
| Q3 24 | — | $101.4M | ||
| Q2 24 | — | $79.0M | ||
| Q1 24 | — | $84.8M |
| Q4 25 | — | $49.3M | ||
| Q3 25 | $-144.1M | $104.8M | ||
| Q2 25 | $24.1M | $74.8M | ||
| Q1 25 | $-59.0M | $71.9M | ||
| Q4 24 | — | $52.9M | ||
| Q3 24 | — | $77.3M | ||
| Q2 24 | — | $58.2M | ||
| Q1 24 | — | $63.0M |
| Q4 25 | — | 6.6% | ||
| Q3 25 | -19.0% | 13.5% | ||
| Q2 25 | 4.1% | 9.8% | ||
| Q1 25 | -9.4% | 10.5% | ||
| Q4 24 | — | 7.1% | ||
| Q3 24 | — | 10.2% | ||
| Q2 24 | — | 7.9% | ||
| Q1 24 | — | 9.1% |
| Q4 25 | — | 2.1% | ||
| Q3 25 | 2.1% | 2.5% | ||
| Q2 25 | 2.8% | 2.1% | ||
| Q1 25 | 1.6% | 2.9% | ||
| Q4 24 | — | 2.9% | ||
| Q3 24 | — | 3.2% | ||
| Q2 24 | — | 2.8% | ||
| Q1 24 | — | 3.1% |
| Q4 25 | — | 0.85× | ||
| Q3 25 | -11.04× | 1.67× | ||
| Q2 25 | 90.37× | 1.31× | ||
| Q1 25 | -3.13× | 2.03× | ||
| Q4 24 | — | 1.12× | ||
| Q3 24 | — | 1.48× | ||
| Q2 24 | — | 1.21× | ||
| Q1 24 | — | 1.52× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CRI
| Sales Channel Directly To Consumer | $362.3M | 48% |
| Sales Channel Through Intermediary | $283.8M | 37% |
| Other | $110.4M | 15% |
| Gift Cards | $1.3M | 0% |
IBP
| Residential New Construction | $488.6M | 65% |
| Other Customer Installation | $67.8M | 9% |
| Shower Doors Shelving And Mirrors | $53.5M | 7% |
| Other Building Products | $47.7M | 6% |
| Fireproofing And Firestopping | $37.6M | 5% |
| Rain Gutters | $31.3M | 4% |
| Window Blinds | $18.0M | 2% |
| Related Party | $6.7M | 1% |
